Those who now claim that the bull market is over are the same group of people who said the bull market ended from March to October this year. It is certain that when the bull market reaches its peak next year, it will still be these people who take over.

On the internet, people seem to dismiss a wealth of one million, thinking it's not much. However, in real life, when asked to show their bank account balance, it is quite difficult for most people to have hundreds of thousands in savings. The most ridiculous are those who take out loans to buy houses; they buy a house worth one million but only pay the down payment, as if they are already millionaires.