Binance Blog

Main TakeawaysFor International Women’s Day, we spoke with Binance employees and Angels worldwide about how curiosity led them to meaningful careers in crypto and Web3.They highlighted that education, consistency, and hands-on learning – through initiatives like Binance Academy, community meetups, and real product experience – were key to building confidence and long-term growth in the Web3 space.Supportive communities, visible role models, and vibrant ecosystems are helping break barriers and shape a more inclusive future for crypto.This International Women’s Day, we’re shining a spotlight on the women shaping the future of crypto at Binance. From our community leaders to Binance Angels, their journeys into Web3 are powered by curiosity, courage, and unbreakable conviction. Here are five inspiring journeys into Web3 – and how each of these women is now opening the door wider, helping more women enter crypto with confidence.From Traditional Finance to Financial FreedomWessal, a Community Manager in MENA, initially dismissed Bitcoin as “too good to be true,” shaped by her background in traditional finance. However, living in a region with limited cross-border transfer options and a heavy reliance on informal currency markets, she began to see crypto as a practical financial rail during COVID-induced lockdowns – a medium for remittances and value transfer when conventional systems felt restrictive. “Coming from a country with limited transfer options and heavy black-market currency activity, the idea of financial freedom was personal. It clicked when I realized crypto was about not just trading, but access.”She first joined Binance as a Customer Service agent for the French team, transitioned into Social Media, and pivoted into a Community Manager role in MENA – proving how far curiosity and consistency can take you in Web3.Today, she focuses on building trust through transparency and strengthening confidence through education, particularly by guiding users to accessible resources like Binance Academy. For her, long-term adoption begins with understanding. Her advice to women stepping into crypto reflects the same philosophy. “Start with education rather than short-term gains. You don’t need to know everything to begin, just be willing to learn.”A Coffee, A Question, A CareerAndreia from our Global Community team traces her start in crypto back to a coffee with friends in 2017 where she first heard of Bitcoin.“My crypto journey didn’t start with a master plan,” she says.Curiosity led her to explore blockchain, and by 2020 she was volunteering in a Portuguese crypto Telegram group, helping others navigate the space. At that time, she looked up to Binance as a benchmark in the industry – noticing its presence across Lisbon billboards and at major events like Web Summit. When she officially joined Binance, it felt like a full-circle moment. Stepping into a fast-moving industry where she often had to prove herself wasn’t always easy, but it strengthened her conviction and sense of purpose. “Sometimes you feel like you have to prove yourself twice. Instead of seeing that as a barrier, I used it as motivation.”Today, she champions a shift toward real-world adoption and meaningful utility. “Less hype, more utility. The future of crypto is real-world impact.”Personal Curiosity to Community EmpowermentFor Elorm, a Binance Angel in Africa, everything began by accompanying a friend to a crypto meetup. “We were the only women in the room,” she recalled.Rather than stepping back, she leaned in. She set out to understand blockchain in-depth and to help create a space where more women could participate with confidence. What began as curiosity grew into active trading, P2P transactions, exploring derivatives, and eventually becoming a Binance Angel.Profits from her early trading journey helped her start a business – a pivotal moment that proved crypto’s tangible impact. “Crypto isn’t too complex: anyone can succeed with the right access and support.”Some of her proudest moments include attending global Binance events and meeting leaders like co-founder Changpeng Zhao and co-CEO Richard Teng – encounters that marked how far she’d come since that first crypto meetup. Today, she’s focused on grassroots education, storytelling that connects, and creating safe spaces where women can explore crypto freely.Rediscovering Identity Through Web3After coming across a post calling crypto “the future of finance,” Tasia, a Binance Angel in Southeast Asia, began experimenting with it in 2018. With no investing background, she started small, saving and learning one step at a time.When the pandemic disrupted her projects and she navigated life as a young mother, crypto communities became both a professional outlet and a source of personal empowerment.“Much like a flamingo that temporarily loses its pink color after having chicks, I felt I had lost my own color – but Binance helped me rediscover it.”Through organizing community meetups, hosting AMAs, contributing to creator initiatives, and participating in Binance Blockchain Week in Dubai, she rebuilt her confidence and strengthened her personal brand. Her long-term vision is to help make crypto as secure, intuitive, accessible, and as easy to use as everyday digital wallets.From $20 to the Innovation Stage“A small gift sparked my curiosity.” For Joey, a Binance Angel in MENA, the journey began in 2019 with nothing more than a $20 birthday gift sent to her Binance account.What started with a gift card grew into years of learning, trading, and engaging with digital art communities, all while deepening her knowledge through Binance Academy. She was among the first invitees to a Binance Meetup in Lebanon, where she discovered the Binance Angels program and decided to represent women in her region. For Joey, Binance Angels became family.Years later, she stood on the Innovation Stage at Binance Blockchain Week as a Binance Angel, looking back at years of hard work and community building. “Crypto is not an easy way to make money. It requires discipline and constant learning.”Final ThoughtsThis International Women’s Day, these stories show how women are carving their own paths in Web3 while creating space for others to grow. Their message is that in digital finance, education builds confidence and community drives growth. The future of crypto shines brightest when it’s inclusive, and as more women join us in leading and learning, we’re building an ecosystem that better caters to the needs of the global community we serve.Further ReadingBinance Angels Awards 2025: Celebrating the Guardians of Our Global CommunityWhy the Binance Community is the Heart of Crypto’s Biggest EcosystemAn Open Letter to the Crypto Community

Main TakeawaysThe global financial system is being reshaped in real time by blockchain technology and digital assets.Because this infrastructure is still taking form, the people building it today have a rare opportunity to influence what the future of finance will look like – and a chance to steer it toward a more inclusive and accessible design.At Binance, women leaders are helping shape that future across regulation, institutional adoption, regional growth, people strategy, and company-building.This article is adapted from an op-ed by Rachel Conlan, Chief Marketing Officer at Binance, published for International Women’s Day.Every International Women’s Day brings a familiar and necessary conversation about representation in finance: who leads, who gets funded, and who gets access to opportunity.Those questions are of great importance, but this year, I think it is worth stepping back and looking at a bigger shift underway.The financial system itself is being rebuilt.Blockchain technology and digital assets are changing how value moves across borders, the ways in which markets operate, and how people access financial tools. What began as a niche technological experiment is steadily becoming part of the infrastructure of modern finance, used by hundreds of millions of people around the world.That makes this moment unusual. Rather than watching a new sector emerge inside an old system, we are witnessing the foundations of a new financial era take shape in real time. When a system is still being built, the people shaping it matter enormously.A Rare Moment to Help Define the FutureHistorically, financial systems were designed in established global centers and then extended outward; blockchain has followed a different path.It grew from a global, decentralized movement of developers, founders, operators, and communities working across markets. Its rise has been faster, more distributed, and less tied to legacy institutions than previous waves of financial change. That has created a different kind of opening.In traditional systems, influence is often accumulated over decades through institutional hierarchy. In digital assets, leadership has often been earned through expertise, adaptability, and the ability to operate in a fast-moving environment where the rules are still being written.It means that many of the most important structures are still being formed now: in regulation, compliance, product design, institutional engagement, and organizational leadership. The people doing that work today are helping define what the next version of global finance will look like.The Women Helping Shape That Work at BinanceAt Binance, I see that dynamic clearly.Across the company, women are helping shape the future of digital finance in ways that go far beyond symbolic representation. They are leading work that is central to how this industry matures and earns trust.Our General Counsel, Eleanor Hughes, is deeply involved in the legal and regulatory conversations that will help define how digital-asset markets develop across jurisdictions. As governments build frameworks for technologies that barely existed at scale a decade ago, that work will have long-term consequences for retail users and institutions alike.Gillian Lynch, our Head of Europe and UK, is helping lead Binance’s licensing efforts in the region alongside Eleanor. In a market where regulatory clarity will play a major role in the next phase of adoption, that work is part of how crypto becomes more durable, trusted, and more deeply embedded in the broader financial landscape.Catherine Chen leads our institutional strategy at a time when digital assets are increasingly intersecting with traditional capital markets. Her work reflects an important shift in the industry: the conversation is moving beyond whether digital assets belong in the financial system and toward how they will integrate with it.Other leaders are shaping Binance from within in equally important ways.Nancy, our Head of HR and a longtime leader since Binance’s early days, has helped build the people foundations behind the company’s growth. In a fast-scaling global organization, talent, culture, and internal cohesion determine whether a company can grow responsibly and sustainably, and Nancy has been the architect of these pillars for Binance.Heina Chen, a senior executive and member of Binance’s founding team, represents another important dimension of leadership in this space: helping build an institution from the ground up. In industries that move this quickly, early builders like Heina influence the company’s DNA.And of course, there is Yi He, Binance co-founder and co-CEO.Yi’s leadership is a reminder that when women are part of building a company from the beginning, they are helping shape the structure from scratch – defining how decisions are made and what kind of opportunities the organization creates for others – rather than rising through an existing structure.This Window Will Not Stay Open ForeverOne of the defining features of the digital-asset sector is that so much is still fluid.Core questions remain open: how digital-asset platforms should be regulated, how institutions should participate, how new financial products should be designed, how access can be expanded responsibly across markets. That fluidity creates opportunity – but it will not last forever.As this industry matures, its structures will harden. Leadership paths will become more defined, and gatekeepers will emerge. The chance to shape the architecture of a new system is always greatest before that architecture is fully set.We have already seen how much early participation can matter in places where fintech and digital-asset innovation have accelerated quickly, including the UAE, Hong Kong, and Singapore. In those markets, women moved into influential roles while the sector was still taking shape, and that has had a lasting effect on how leadership in the industry is understood.There is a lesson in that: the future of finance will be shaped by the people who step in early enough to help define how that technology is governed and applied.Building Finance for the Internet AgeToday’s digital-asset ecosystem is far broader than trading alone. It includes compliance specialists helping protect users, lawyers and policy experts working alongside regulators, institutional leaders connecting crypto with traditional finance, operators scaling global platforms, and teams building the products and services that make digital assets more useful in everyday life.At Binance, we see this evolution clearly. Crypto is becoming part of a broader financial stack: more global, internet-native, always-on, and increasingly more connected to the real needs of users.If the financial system of the 21st century simply recreates the assumptions and power structures of the 20th, then one of the most important opportunities created by technological change will have been wasted.But if this moment is approached intentionally, there is a chance to build something better: a financial system that is more open, and shaped by a broader range of builders.The financial system is being rebuilt, and the question is who will help shape it.

Today, we are publishing Binance’s response to U.S. Senator Richard Blumenthal’s February 24, 2026 letter, which relied in significant part on recent media reports containing false, unsupported, and defamatory claims about our compliance program and sanctions controls.Main TakeawaysBinance appreciates the Permanent Subcommittee on Investigations’ work and takes its legal and compliance obligations seriously, prioritizing platform safety and regulatory cooperation.Recent media reports cited by the Subcommittee (from NYT, Fortune, WSJ) contain significant inaccuracies and defamatory claims about Binance’s compliance efforts.The investigations into Hexa Whale and Blessed Trust were proactive responses to law enforcement inquiries; both entities were offboarded after thorough internal reviews before any related press coverage appeared. There were no direct transactions involving Iran-based entities on Binance.Regarding employee matters, out of over 1,500 compliance staff, only a small number have separated from Binance; this is a normal turnover rate for a large organization. One employee was terminated for unauthorized disclosure of internal user information, and others left voluntarily; none were terminated for raising compliance concerns. Binance has a rigorous and continuously improving compliance program, including strict KYC procedures and a prohibition on users residing in Iran. Binance has enhanced geolocation controls and actively combats VPN circumvention to enforce user eligibility and compliance.Binance has invested hundreds of millions of dollars in compliance infrastructure, employing over 1,500 specialists trained in sanctions, counter-terrorism financing, and financial crime investigations. The company uses over 25 advanced tools for due diligence, transaction monitoring, sanctions screening, and behavioral analytics to detect and mitigate illicit activity.Binance maintains strong partnerships with law enforcement and crime-fighting networks, contributing to freezing and recovering hundreds of millions in illicit funds.In 2025, Binance processed over 71,000 law enforcement requests and helped seize more than $752 million in illicit assets globally, including nearly $579 million for U.S. agencies.Exposure to wallets linked to illicit activity has decreased by nearly 97% from early 2024 to mid-2025, including a 97.3% reduction in exposure to major Iranian crypto exchanges.Binance acknowledges that absolute zero risk is impossible on public blockchains but relies on robust monitoring and controls to minimize and mitigate risks.Binance remains committed to strengthening its compliance program, protecting users, cooperating with authorities, and supporting the global crypto ecosystem.The response is based on the best available information within the timeframe and does not waive any legal rights or privileges.Full LetterMarch 6, 2026The Honorable Richard BlumenthalRanking Member, Permanent Subcommittee on Investigationscc: The Honorable Ron JohnsonChairman, Permanent Subcommittee on InvestigationsRe: Response to February 24, 2026 Letter to BinanceDear Ranking Member Blumenthal:We represent Binance (or the “Company”) and write in response to your letter, dated February 24, 2026 (“Letter”) concerning the prevention of money laundering. Binance recognizes the importance of the Permanent Subcommittee on Investigations’ (“Subcommittee”) work and appreciates this opportunity to respond.Binance takes its legal obligations seriously and shares your interest in the safety of its platform. The recent reporting on which your inquiry relies, however, is demonstrably false, unsupported by credible evidence, and defamatory in several material respects. (Footnote: We are specifically referring to the New York Times, Fortune, and Wall Street Journal articles referenced in your letter published in February 2026). Binance has a rigorous compliance program that is consistently growing stronger. Binance also has strict Know Your Customer (“KYC”) and compliance procedures in place and prohibits users residing or located in Iran on the platform.Your letter focuses largely on two entities – Hexa Whale and Blessed Trust – with alleged indirect exposure to wallet addresses with potential ties to Iran. Binance became aware of the concerns with these entities after initiating a proactive investigation in response to law enforcement inquiries. As a result of our investigation, we removed those entities from the Binance.com platform. Moreover, to our knowledge, no Binance account transacted directly with an Iran-based entity.These are the topline responses to your letter, which cites allegations in press reports that are simply not true. We explain some of the key inaccuracies below.I. Binance’s Best-in-Class Compliance ProgramIn recent years, Binance has invested hundreds of millions of dollars in compliance infrastructure to build a strong compliance program and support Binance’s goal of being at the frontlines of regulatory development, securing user funds, and promoting a safe trading environment. As part of this effort, Binance has significantly expanded its compliance headcount to more than 1,500 individuals worldwide. This includes hundreds of professionals with specialized training and experience in sanctions, counter-terrorist financing, and financial crimes investigations.In addition, Binance invests in people and processes to detect suspicious activity, report it, and proactively cooperate with law enforcement to address it. It has deployed more than 25 leading tools for due diligence and monitoring of customers who use the platform and has developed state-of-the-art systems to detect suspicious activity and ensure compliance with global sanctions laws. Through onboarding checks, transaction monitoring, sanctions screening, and behavioral analytics, Binance has developed the capacity to precisely detect illicit transactions and reduce false positives. Consistent with its commitment to combatting illicit finance and supporting law enforcement, Binance also maintains robust partnerships with law enforcement agencies and networks, like the Beacon Network and T3 Financial Crime Unit, which have real-time crime-fighting initiatives that freeze and recover illicit funds before they can circulate further. For example, in T3’s first year of operation, the network froze over $300 million in tainted funds.With more than 300 million users worldwide, Binance makes compliance a top priority. In 2025 alone, Binance processed more than 71,000 law-enforcement requests. During the last three years, Binance also helped law enforcement agencies seize more than $752 million, including nearly $579 million for government agencies in the United States. And, based on data from blockchain analytics providers, from January 2024 to July 2025, Binance’s exposure to wallets allegedly involved in illicit activity decreased from 0.284% of total exchange volume to just 0.009% of exchange volume – a decline of nearly 97%. As for the four major Iranian crypto exchanges, Binance reduced its exposure by 97.3% in the last two years, from $4.19 million to just $110,000. (Footnote: By design, public blockchains allow users to send assets to exchange deposit addresses without prior approval from the receiving exchange. As a result, risk exposure cannot be reduced to absolute zero on any blockchain platform. Exchanges therefore rely on robust on-chain monitoring, screening, and post-receipt controls to detect, investigate, and mitigate exposure after funds are received.)Binance is always seeking to improve, its renewed compliance focus in recent years has already yielded tremendous results.II. Binance’s Successful Efforts to Offboard User AccountsRecent reporting on Binance’s sanctions compliance is false, appears to be based on a misunderstanding of the facts, and does not fully reflect the broader investigative work that Binance has undertaken. While the Company cannot disclose details that could compromise ongoing law enforcement investigations, we will offer what we can to clarify the record.A. Hexa Whale InvestigationFirst, in April 2025, law enforcement sent Binance requests seeking information about transactions between Binance wallets and several non-Binance wallet addresses. According to law enforcement, those non-Binance wallet addresses had potential connections to terrorist financing.After receiving the requests, Binance investigators initiated a comprehensive review to determine not only Binance’s exposure to the wallets implicated by the outreach, but any other Binance users with such exposure. In June 2025, Binance responded to law enforcement and provided user operation logs, including, but not limited to, KYC information and transaction information for Binance accounts linked to the identified wallets, including Hexa Whale.Even after Binance had fulfilled the law enforcement request, it proactively continued its investigation. After the conclusion of that investigation, on August 13, 2025, Binance offboarded Hexa Whale, thus appropriately concluding its investigation of this now-defunct trading entity.B. Blessed Trust InvestigationIn summer 2025, Binance received a separate set of requests from law enforcement, which identified transactions between Binance user accounts and non-Binance wallets that law enforcement alleged had links to terrorist financing. Binance responded to those requests and provided the requested information.Even after fulfilling the request, Binance conducted a further review. Binance’s investigators engaged in a complex investigation and source of funds analysis. After the conclusion of that investigation, in January 2026, Binance offboarded Blessed Trust. Once again, Binance appropriately investigated and addressed these issues.C. Enhanced Geolocation ControlsYour Letter repeats an allegation from the Wall Street Journal, that “Binance compliance found 2,000 accounts associated with Iranian entities on its cryptocurrency exchange, despite restrictions on Iranian banking and Binance’s claim that it bans Iranian users.” That claim is false. Binance has made no such determination. Binance has strict KYC and compliance procedures in place and bars from the platform users residing or located in Iran. We suspect this claim relates to Binance’s ongoing efforts to further enhance its controls around the use of Virtual Private Networks (“VPNs”). To be clear, identity verification is mandatory for all customers. Binance does not knowingly onboard customers using incomplete or inaccurate documentation. Any attempt to circumvent Binance’s eligibility requirements by using a VPN is a violation of Binance’s terms of service.III. Binance’s Employment Actions were ProperThe Letter refers to media reports regarding the treatment of certain Binance employees who worked on the Hexa Whale and Blessed Trust investigations. That reporting contains significant inaccuracies. Most importantly, none of these employees were terminated because they escalated compliance concerns. While Binance does not share internal information regarding personnel decisions as a matter of employee privacy, it is true that some employees and contractors working in compliance have recently left the Company—most as the result of resignations. In one instance, an employee was terminated after an internal investigation revealed that he had violated company policy regarding the unauthorized disclosure of internal user information. Binance takes seriously the privacy of its users and has no tolerance for employees violating that trust by sharing internal information externally. Binance also closely follows its labor and employment policies. This employment action was no different.IV. ConclusionBinance has a rigorous compliance program that is consistently growing stronger. When there is credible risk information, Binance investigates, mitigates, offboards accounts, and reports to appropriate authorities. With respect to the matters described in the Letter, that compliance process was, in fact, effective. Binance will continue to use its compliance program to protect its users, cooperate with law enforcement, and advance its mission to provide the core infrastructure services for organizing the world’s crypto.The information contained in this response is based on the Company’s best efforts undertaken within the timeframe provided and based on its understanding of the terms of the Letter. The representations made in this response are based on information reasonably available to the Company and may not reflect all existing relevant information. Binance reserves the opportunity to supplement information in this response. In providing information and materials responsive to the Letter, Binance does not waive any rights or legal options relating to the Subcommittee’s inquiry.Binance does not intend to, and does not, waive any applicable privilege, protection or other legal basis under which information may not be subject to production. If it were found that any of the documents or information provided constitutes disclosure of privileged material, such disclosure would be inadvertent. By the provision of such documents and information, Binance does not waive and has not waived the attorney-client privilege or any other protections.

At Binance, as at the Flow Foundation, protecting our users and the broader crypto community remains the highest priority.We are pleased to share that deposits and withdrawals of FLOW tokens have been fully restored on Binance, and normal operations on the Flow network continue uninterrupted. With this resolution, the listing status of FLOW on Binance has returned to normal. This follows from the security incident on December 27, 2025, where an external attacker exploited a vulnerability in the Flow network to counterfeit tokens. Binance and Flow Foundation have executed a coordinated response and taken steps to fully resolve the matter, ensuring complete user protection. We can confirm that all issues related to the security incident have been resolved.This resolution reaffirms our commitment to user protection, transparency, and collaboration. We appreciate the trust and support from our communities. Together, we remain dedicated to building a secure, resilient, and trustworthy crypto ecosystem. For any questions, please reach out to our respective support teams.Binance and Flow Foundation teams.Disclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. You should not invest more than you can afford to lose and you should ensure that you fully understand the risks involved. Past performance is not a reliable predictor of future performance. Before trading, please take into consideration your level of experience, purchase objectives, and seek independent financial advice, if necessary. It is your responsibility to ascertain whether you are permitted to use the services of Binance based on your individual circumstances. Not financial advice. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysBinance is the central trading hub for crypto, leading in liquidity and price discovery, with $34T traded in 2025 and $145T all-time volume.Beyond trading, Binance’s infrastructure includes regulated access, secure custody for retail and institutional users, transparent asset assurance, and industry-leading security systems. Binance bridges crypto and the traditional economy, providing institutional custody, collateral services, as well as fiat and payment rails that enable everyday fund transfers.Some people still think of Binance as just an exchange. This label made sense when crypto platforms were used primarily for trading. Yet today, Binance is more accurately described as crypto infrastructure, a foundational set of rails that the crypto economy depends on for liquidity, custody, fiat and stablecoin access, payments settlement, and increasingly, institutional-grade services. Take the human body as an analogy. Liquidity is the lifeblood, the capital flowing through markets. But blood alone isn't enough. The body needs a robust “infrastructure” – arteries, veins, and capillaries – that ensures blood can flow where it’s needed. Binance is building the infrastructure that allows crypto to function on a truly global scale.“Infrastructure” may sound less exciting than price dynamics or online cultural tropes, but it is critical to our ecosystem. Unlike traditional assets, which were institutionalized first and then adapted for mass consumption, crypto originated from the grassroots. Our industry’s pillars are still being built, tested, and refined to ensure anyone using crypto can have a reliable experience.In this blog post, we’ll go over each layer and the key metrics that contribute to Binance’s role as crypto infrastructure.Liquidity and Price DiscoveryLiquidity is arguably the most visible layer of Binance’s infrastructure. Using our living body analogy, liquidity is the oxygen-rich blood that fuels markets. Binance’s growth since 2017 led to the emergence of a “liquidity flywheel” effect, according to an analysis by data firm Kaiko. Flow concentrates where execution is reliable and markets are deep, and that concentration has compounded into the unparalleled volumes seen on Binance today.In 2025, Binance recorded $34T in trading volume, including $7.1 trillion in spot, and reached $145 trillion in all-time trading volume. At this scale, the trading activity on the platform directly contributes to price discovery across the broader market. As of early 2026, Binance supports 490 spot assets, 1,889 spot trading pairs, and 584 futures trading pairs.Kaiko's analysis across 32 global exchanges found that at the end of 2025, Binance handled between one-third and nearly half of all BTC and ETH trading volume, with its share rising during periods of heightened activity. Binance processed almost 10x as many trades as the next-largest centralized exchange, while total volume was roughly five times higher. Amid the market’s ups and downs, Binance’s infrastructure acts as a safe haven for market participants.On-Chain Adoption and the BNB ChainBinance is a major supporter of BNB Chain, a public, decentralized blockchain ecosystem that empowers activity across DeFi, stablecoin transfers, and an expanding set of real-world asset (RWA) and institutional-related use cases. As we see crypto usage move beyond trading, these decentralized rails allow value to be issued, moved, and settled directly on-chain.BNB Chain has also emerged as one of crypto’s most active stablecoin settlement layers. According to DL Research, while the network holds approximately 5% of global stablecoin supply, it processes close to 40% of all stablecoin transactions and represents roughly 25% of active stablecoin wallets worldwide – outpacing Tron, Ethereum, and Solana. Binance also connects users to the broader Web3 landscape through products like Binance Wallet and Binance Alpha 2.0, a discovery platform for emerging DeFi projects. In 2025, Binance Alpha 2.0 processed over $1 trillion in trading volume, onboarded 17 million users, and distributed $782 million in rewards across 254 airdrops.Binance thus serves as a key CeDeFi highway to not only the BNB Chain but also other blockchain networks. For users, the benefit of Binance’s infrastructure can manifest as reward mechanisms tied to programs such as Launchpool, HODLer Airdrops, Megadrop, and staking.Regulated Operating ModelAs a market centerpiece, regulation and compliance are integral. They ensure that vital systems are healthy, risks are managed, and the infrastructure can support users safely.In 2025, Binance became the first global digital-asset exchange to secure full authorization under ADGM’s FSRA. Binance.com now operates globally under three distinct licensed entities covering on-exchange operations, clearing house settlement and custody, and off-exchange offerings such as OTC and principal-based activities.In addition, Binance holds regulatory approvals across 20 jurisdictions worldwide and employs over 1,500 professionals in compliance-related roles, supported by hundreds of millions of U.S. dollars invested in compliance initiatives each year. Furthermore, Binance strengthened its compliance credentials in 2025 with 29 certifications and assessments, including ISO 27001 (security), ISO 27701 (privacy), ISO/IEC 42001 (AI management systems), PCI DSS (payment card security), and SOC 1 and SOC 2 reporting.Together, licensing and independently assessed controls set the guardrails that enable the Binance platform to operate as infrastructure for crypto. Earning these credentials signal that Binance operates to standards commonly expected from major financial institutions, and, in some areas, exceeds them.Custody and Asset AssuranceWith the acceleration of crypto adoption, transparency around customer assets is mandatory. Users need confidence that they can store their assets safely on Binance. All user funds are fully backed 1:1 and can be directly verified through a comprehensive Proof-of-Reserves system that covers 45 assets (up 32% vs. 2024) and provides asset-by-asset evidence of $162.8B in user balances as of early 2026. Asset assurance, however, depends on more than reserve reporting. At the magnitude Binance operates, trust also correlates to how quickly threats are detected, how effectively losses are prevented, and how consistently risk is reduced across the user base.The Immune System: Security and Financial-Crime DefensesJust as a healthy body requires a vigilant immune system, Binance's infrastructure depends on proactive defense: identifying threats, neutralizing them, and preventing them from spreading across the ecosystem.Security threats exist in every sector of finance, from card fraud and account takeovers to phishing scams and social engineering. Since 2023, Binance saw a 96% reduction in direct exposure to major illicit categories. In 2025 alone, we prevented $6.69 trillion in potential losses for 5.4 million users and assisted over 50,000 victims in recovering $11.7 million. Binance also employs a suite of state-of-the-art security measures, including AI-powered systems that can identify scam chat patterns in P2P transactions and freeze accounts with suspicious activity.Our routine collaborations with law enforcement to combat crypto-related crime has led to 71,000+ law enforcement requests processed, approximately $131M confiscated by law enforcement agencies, and 160+ training sessions delivered worldwide in 2025. Building a safer space for all market participants is a number one priority at Binance.A Secure Gateway for InstitutionsInstitutional participation brings a different set of requirements than retail trading. Professional players emphasize operational certainty, including robust collateral and custody structures, dedicated service on par with traditional banks, and execution that can reliably handle large trading volumes.In 2025, Binance reported +21% YoY growth in institutional trading volume, +18% YoY growth in VIP trading volume, and +210% YoY growth in OTC fiat trading volume. Alongside that growth, Binance expanded its off-exchange collateral options with tokenized RWAs: BlackRock USD Institutional Digital Liquidity Fund (BUIDL), USYC, and cUSDO. Through Binance Banking Triparty, eligible institutional clients can hold collateral with a network of regulated third‑party banking partners and crypto-native institutional custodian Ceffu, and pledge their collateral to seamlessly trade on Binance. This separates custody, collateral, and trading functions in a fashion that mirrors common operational setups in traditional finance, appealing to TradFi participants. At the same time, collaborations with leading traditional finance players like Franklin Templeton leverage tokenized assets to improve capital efficiency while reducing counterparty risk.These advances further position Binance as core institutional infrastructure – connecting regulated custody, tokenized collateral, and deep liquidity into a single operating stack.Fiat Rails and PaymentSustainable crypto adoption depends on whether infrastructure works for everyday users, providing accessible methods to fund an account, move value between crypto and local currency, and pay in real-world contexts. By continuing to expand local bank integrations and add support for more region-specific payment methods, Binance reduces friction between the worlds of fiat and crypto. In 2025, Binance’s Fiat and P2P volume grew 38% compared to the year before. As of writing, Binance P2P supports over 800 payment methods and more than 100 fiat currencies and is the largest such crypto P2P marketplace. On the payments side, Binance Pay reflects a continued focus on real-world usage for crypto. Binance recorded +30% YoY growth in Binance Pay users, merchant expansion from around 12,000 to 20 million, and over $280 billion in cumulative transactions since 2021. Final ThoughtsBinance is still a trading platform where over 300 million global users can buy or sell crypto. But the more complete description for Binance is infrastructure: the underlying rails and systems that keep the entire industry running, much like the interconnected organs and vessels that keep a body functioning.Liquidity pipes handle massive flow, custody and asset assurance protect user funds, state-of-the-art security measures detect and prevent threats, regulatory frameworks establish trust, and payment rails connect value between fiat, stablecoins, and crypto.Binance is building a sustainable foundation that allows people and businesses to use digital assets with greater confidence. Users are at the heart of that mission, because infrastructure only matters if it reduces friction, improves safety, and makes crypto more usable in everyday life.Further ReadingFranklin Templeton and Binance Advance Strategic Collaboration With Institutional Collateral ProgramBinance’s 2025 End-of-Year Report: Trust, Liquidity, and Web3 DiscoveryThe Liquidity Flywheel That Powered Binance to 300 Million Users

Main TakeawaysBinance has received the ISO 22301 certification for Business Continuity Management, demonstrating our dedication to compliance, operational resilience, and strengthening user trust.This certification validates Binance’s capability to maintain service continuity during disruptions, supported by our risk management, disaster recovery plans, redundant systems, and regular testing to ensure uninterrupted service.Achieving the ISO 22301 certification highlights our leadership in business continuity and operational excellence within the crypto industry. Binance is also committed to aligning with the European Union’s Digital Operational Resilience Act (DORA) requirements, ensuring robust ICT risk management and operational resilience.We’re excited to share that Binance has earned the ISO 22301 certification, a global standard for business continuity management. This major milestone reflects our focus on keeping Binance reliable and safe for our users by maintaining top-tier security measures and operational resilience.The Significance of ISO 22301ISO 22301 is the global standard for Business Continuity Management Systems (BCMS), awarded by the British Standards Institution (BSI), an independent auditor. Receiving this recognition certifies that we have effective processes to prepare for, respond to, and quickly recover from disruptions. We have put in place structured and effective processes to help identify, assess, and mitigate risks that could impact business operations. This includes comprehensive technology business plans, robust disaster recovery planning, redundant data centers, 24/7 incident response, secure data backups, and real-time monitoring.In practice, this means we have effective processes to identify, assess, and mitigate risks that could disrupt business operations. We maintain comprehensive technology continuity plans, robust disaster recovery procedures, redundant data centers, 24/7 incident response, secure backups, and real-time monitoring so issues can be detected early and contained fast.Digital ResilienceIn addition to achieving ISO 22301 certification, Binance is proactively aligning with the requirements of the EU’s Digital Operational Resilience Act (DORA), a key regulatory framework aimed at strengthening the ICT (Information and Communication Technology) risk management and operational resilience of financial entities. Our efforts include enhancing our internal controls, incident reporting mechanisms, and third-party risk management to meet DORA standards.By integrating these principles into Binance’s operational framework, we are reinforcing our ability to prevent, respond to, and recover from ICT-related disruptions, thereby safeguarding our platform’s stability and protecting our users’ assets in an increasingly complex digital environment. This commitment underscores Binance’s leadership in operational resilience and regulatory compliance within the crypto industry.Designed to Build TrustTogether, these measures help us keep services reliable, safeguard user assets, and maintain trust, even in challenging situations.“Achieving the ISO 22301 certification marks a significant milestone for Binance, affirming that our Business Continuity Management system meets a globally recognized standard. This highlights our focus on ensuring that our users can have full confidence in the safety and accessibility of their assets at all times. We remain dedicated to upholding the highest levels of security and operational resilience for our community,” said Jimmy Su, Chief Security Officer of Binance. Final ThoughtsAt Binance, our priority is keeping services available and protecting users’ assets and data, even during unexpected disruptions. This certification affirms the strength of our business continuity, ICT risk management, and digital resilience programs, and reflects our dedicated team’s hard work going into these efforts daily. We will keep investing in advanced systems, robust processes, and top talent to strengthen operational resilience and build a future where crypto is safe, reliable, and accessible to everyone.Further ReadingRaising the Bar for Responsible AI in Crypto: Binance Earns ISO/IEC 42001 CertificationFrom Detection to Recovery – Binance’s 2025 Anti-Scam EffortsBinance’s 2025 End-of-Year Report: Trust, Liquidity, and Web3 Discovery

Main TakeawaysAn example of successful public-private collaboration, operation Red Card 2.0 targeted infrastructure and actors behind high-yield investment scams, mobile money fraud, and fraudulent mobile loan applications.Investigations exposed scams linked to more than $45 million in losses, and identified 1,247 victims, alongside the takedown of 1,442 malicious IPs, domains, and servers.Binance worked together with INTERPOL, AFRIPOL, other law enforcement and non-government actors in this sweeping push against pervasive scam.Scam networks scale by reusing the same infrastructure such as domains, IPs, servers, social accounts, and pushing the same high-pressure messaging across borders faster than any single organization can respond. Operation Red Card 2.0 shows what works to combat their approach: coordinated action that pairs law enforcement powers with intelligence from trusted private-sector partners to identify, disrupt, and dismantle scam ecosystems at their source.From early December 2025 through late January 2026, Binance supported INTERPOL, AFRIPOL, and national agencies across Africa in targeting the infrastructure and actors behind high-yield investment fraud, mobile money scams, and fraudulent loan applications, helping translate digital traces into real-world enforcement outcomes.A Cross-Border Push Against CybercrimeIn just 8 weeks, law enforcement agencies from 16 African countries made 651 arrests and recovered more than $4.3 million over the eight-week operation. Authorities seized 2,341 devices and took down 1,442 malicious IPs, domains, and servers, along with other related infrastructure. Investigations linked the activity to more than $45 million in financial losses and identified 1,247 victims from Africa and other regions.Binance supported authorities, INTERPOL, AFRIPOL, Team Cymru, The Cybercrime ATLAS, Trend Micro, TRM Labs and Uppsala Security, in leveraging the data and investigative expertise to provide critical intelligence to participating countries. Operation Red Card 2.0 was conducted under the African Joint Operation against Cybercrime (AFJOC), an initiative funded by the UK’s Foreign, Commonwealth & Development Office, and received operation-specific support from the Global Action on Cybercrime Enhanced (GLACY-e) project, a joint initiative of the European Union and the Council of Europe. Participating member countries were Angola, Benin, Cameroon, Côte d’Ivoire, Chad, Gabon, Gambia, Ghana, Kenya, Namibia, Nigeria, Rwanda, Senegal, Uganda, Zambia, and Zimbabwe.Neal Jetton, INTERPOL’s Director of the Cybercrime Directorate, stated the collaboration “highlights the importance of collaboration when combating transnational cybercrime” and encouraged all victims of cybercrime to reach out to law enforcement for help.What Investigators Uncovered: Four Scam Models in PracticeOperation Red Card 2.0 highlighted how fraud groups tailor their playbooks to local conditions and victim profiles.In Nigeria, police dismantled a high-yield investment fraud ring that recruited young individuals to carry out cyber-enabled crimes using phishing, identity theft, social engineering, and fake digital-asset investment schemes. Authorities took down over 1,000 fraudulent social media accounts and identified a residential property built by the ringleader to serve as an operational hub.In Kenya, authorities made 27 arrests linked to schemes that used messaging apps, social media, and fake testimonials to lure victims into fraudulent investments tied to reputable global corporations. Victims were prompted to invest small amounts, as low as $50, then were shown fabricated dashboards or statements while withdrawals were blocked.In Côte d’Ivoire, law enforcement made 58 arrests and seized 240 mobile phones, 25 laptops, and over 300 SIM cards in a targeted operation against mobile loan fraud. These scams targeted vulnerable communities through deceptive apps and messages, promising quick, unsecured loans, then imposing fees, using abusive debt-collection tactics, and harvesting sensitive personal and financial data.In another case in Nigeria, authorities arrested 6 suspects accused of infiltrating a major telecommunications provider’s internal platform using compromised staff credentials, siphoning airtime and data for illegal resale.Binance’s Role: OSINT and Blockchain AnalysisProtecting users is Binance’s priority, and we take a long-term approach to security by combining platform safeguards with cross-industry collaboration. User protection depends on proactive detection, fast intelligence-sharing, and consistent collaboration with trusted partners.Binance is a member of the Cybercrime ATLAS group, a research collaboration of world-leading cybercrime and cybersecurity experts from more than 30 companies.For Operation Red Card 2.0, Binance assisted with open-source blockchain analysis and used OSINT techniques such as IP and domain analysis to contribute to the overall intelligence package. Binance is an active participant in The Cybercrime ATLAS group OSINT research efforts, including blockchain analysis, aimed at identifying and investigating cybercrime activity and sharing actionable findings with law enforcement.Final ThoughtsOperation Red Card 2.0 shows the impact of coordinated action that combines law enforcement capabilities with intelligence support from private-sector partners. Binance will continue contributing to efforts that protect users, disrupt scam networks, and help raise the cost of cybercrime through collaboration, investigation support, and practical security work.Further ReadingBinance Contributes to Cyber Patrol – A Joint Global Operation Targeting the Financial Lifelines of Digital PiracyFrom Mapping to Action — How Cybercrime Atlas Is Turning Research into Real-World OperationsMapping to Disrupt: Binance’s Role in the Cybercrime Atlas InitiativeDisclaimer: Digital asset prices can be volatile. The value of your investment may go down or up, and you may not get back the amount invested. This content is for general information only and should not be construed as financial or investment advice. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysBinance OTC & Execution Services is a premium, high-touch trading desk for handling large-volume, off-orderbook crypto trades with utmost discretion, certainty, and institutional-grade precision.Users with trades larger than 200,000 USD-equivalent in assets can enjoy Binance OTC’s white-glove crypto settlement services.Explore the many benefits of using Binance OTC & Execution Services for your high-volume trades, including fast-track eligibility to achieve Binance VIP levels.As institutional participation in crypto continues to scale, execution quality has become a critical differentiator. For large or complex trades, the choice between self-execution, off-ramp providers, or an Over-The-Counter (OTC) desk can materially impact pricing, confidentiality, and operational efficiency. This is where Binance OTC & Execution Services comes into play.What Is Binance OTC & Execution Services?Binance OTC & Execution Services is Binance’s premium, high-touch trading desk designed for large-volume, off-orderbook transactions. Users who wish to trade more than 200,000 USD-equivalent in assets can enjoy this white-glove service, which will match you with a designated OTC trader to handle your crypto trades. Enables high-volume and institutional participants to execute trades with discretion, certainty, and institutional-grade precision, without exposure to public order books.Serves a wide range of user needs, including tailored solutions for high-net-worth individuals (HNWIs), family offices, as well as institutional clients.Full Suite of OTC Tools & ServicesBinance OTC & Execution Services delivers comprehensive trading solutions for sophisticated market participants, spanning bespoke execution and structured liquidity discovery. Learn below the different solutions available with Binance’s OTC & Execution Services desk for eligible trades.1 / Bespoke ExecutionBespoke Execution is a fully tailored experience where our seasoned trading team designs and executes strategies on your behalf, allowing you to focus on capital allocation rather than execution mechanics.Trades are crafted to meet the unique requirements of each trade, including but not limited to:Order sizeTimeframePricing constraintsDiscretion and confidentiality2 / Request-for-Quote (RFQ)The OTC trading desk is integrated with RFQ systems for orders needing to tap into deep liquidity. Currently, Spot RFQ and Options RFQ are supported, with Futures coming soon. RFQ allows users to source liquidity from multiple market-leading liquidity providers, resulting in tighter spreads and optimal execution for your trades. RFQ also helps provide competitive pricing across multiple trading types with fast response times. 3 / Indication-of-Interest (IOI)An industry-first tool for liquidity discovery, IOI enables the private signaling of buy or sell interest (Spot IOI) as well as borrowing or lending intentions (Loan IOI), facilitating early liquidity discovery for improved trade matching. All IOI are submitted privately, ensuring that intentions remain confidential and are not revealed on the public order book. Benefits of IOI include:Private signaling to potential counterparties, via the Binance OTC Desk, without exposing information to the broader marketEarly Liquidity Identification: Enables you to pursue better pricing with confidenceImproved Trade Matching: Review terms, size, and price ranges discreetly, giving you time to gather and compare potential offersEnhanced Capital Flexibility and Efficiency: Offer customizable loan amounts, rates, and durations tailored to your specific needsStablecoin-to-Fiat Off-Ramping in PracticeThe Binance OTC & Execution desk often helps a wide range of client needs for their off-ramping trades. Some execute off-ramp trades of stablecoins to fiat as often as every two days, typically in the $200,000–$300,000 range. Others prefer to consolidate and execute single transactions in the multi-million-dollar range. Common stablecoin-to-fiat pairs include USDT/EUR, USDT/USD, and USDT/MXN.In a recent case, a client needed to convert USDT to EUR on a tight timeline. The desk provided a competitive quote, at a spread the client described as less than half of what they were seeing in the market at the time, and settlement was completed to the client’s Binance Spot Account within 10 minutes after execution. The result: speed, discretion, and pricing confidence when timing mattered most.Comparison: Binance OTC vs. Self-Execution vs. Off-Ramp ChannelsFor institutions and high-volume traders, inefficiencies from self-execution or off-ramps can compound quickly. See below a comparison on these different execution methods, which illustrates why OTC trading is the preferred route at scale. Execution MethodBest Used WhenDetailsSelf-ExecutionSmaller trades where market impact is minimalSlippage from visible orders, preventing optimal average priceIncreased signalling, which may cause adverse price movement & front-running risk Partial fills: risk of incomplete execution if liquidity at best bid levels is limitedFragmented execution across timeHigh operational overheadExternal Off-Ramp ProvidersSmall-medium sized  crypto-to-fiat conversionsWider, opaque spreadsLimited asset & currency coverageLonger settlement timelinesLow flexibility for crypto-to-crypto strategies                                                          Binance OTC & Execution ServicesLarge, complex, or sensitive tradesCompetitive pricing at scale with zero slippageDiscreet, off-orderbook executionTailored execution & settlement with no upper size limits          Wide coverageKey Benefits of Binance OTC for Large Crypto TradesBuilt for the demanding requirements of high-volume trading, Binance OTC & Execution Services ensures uncompromising execution standards.1 / Zero Exchange Fees on OTC TradesOTC trades executed via Binance incur zero exchange fees, allowing clients to focus purely on pricing and capital efficiency, especially impactful for large-notional trades.2 / Leading LiquidityTap into the industry’s deepest liquidity pools via multiple market-leading liquidity providers, to execute tightly priced OTC trades with minimal market impact. 3 / Zero Price Spillage  A key advantage of Binance OTC is zero slippage, which means price certainty. You receive a single quoted price for your entire order, so there’s no slippage. Unlike placing a large trade on the order book, which can be filled across multiple price levels (often to your disadvantage), OTC executes the full amount at the agreed price.4 / High-Touch ExperienceA team of experienced OTC traders to execute your bespoke strategies and provide you with personalized service and market insight. Weekend trading is available with prior notice.5 / Secure & PrivateExperience institution-grade security infrastructure with robust compliance and data protection standards.6 / Widest Coverage Across Crypto & FiatTrade all assets listed on our spot market, including direct pairs and cross pairs, totaling over 500 different crypto, stablecoin and fiat assets – the largest selection of OTC trading pairs in the industry7 / Customizable Settlement PreferencesFrom as fast as 15 minutes to flexible delayed options – to settle on or off-exchange using timeframes that meet your needs and reduce any operational burden. 8 / Off-exchange settlement and custody Finally, mitigate counterparty risk and execute block trades off-exchange with our institutional crypto-native custody partner, Ceffu, maintaining discretion and market anonymity. Ceffu’s solutions are powered by cutting-edge multi-party computation (MPC), keeping your assets safe without signalling any trade intent to the market. They are also ISO 27001 and 27701 certified, with SOC 2 attestation,  ensuring enterprise-grade security and compliance.How to Qualify for Binance VIP Status Through OTC & Execution ServicesUsers executing a minimum of 200,000 USD in OTC volume within a 30-day period can also fast-track their eligibility to become a Binance VIP. Being a Binance VIP grants exclusive access to tier-based, lower platform fees, dedicated key account coverage, 24/7 priority support, and more. VIP Level30-Day OTC Trading Volume (USD Equivalent)BNB Balance1≥ 200,000 And ≥ 25 BNB2≥ 1,000,000 ≥ 100 BNB3≥ 5,000,000 ≥ 250 BNB4≥ 10,000,000 ≥ 500 BNBFor many first-time institutional and TradFi participants including HNWIs and family offices, OTC is the simplest and lowest-friction entry point into the Binance VIP ecosystem.Final ThoughtsFor institutions or HNWIs dealing with high-volume trades, execution quality can be a defining competitive edge—particularly for complex crypto trades where pricing, confidentiality, and operational efficiency are paramount. Binance OTC & Execution Services offers the high-touch, professional-grade solutions to meet the needs of our users, combining discreet off-order-book execution and market insight. Binance OTC aims to be the one-stop partner for high-volume traders, HNWIs, family offices, and institutions seeking deep liquidity, precision and security managing their assets.Get Started with Binance OTC & Execution ServicesBinance OTC & Execution Services is accessible via the Binance app, Binance OTC website, as well as Telegram. Contact the OTC Trading Desk at @Binance_OTC_Desk on Telegram, or email trading@binance.com to get started today.Follow the official OTC Trading Desk channels on Telegram and Binance Square to subscribe to our weekly commentary and Monthly Insights to stay up to date with markets. Further ReadingWhat Is the Binance VIP Program? Benefits, Tiers & How to Join Introducing Binance Indication of Interest (IOI) – the Essential Liquidity Discovery Tool for Institutional Crypto TradersOptions RFQ: How To Get Started With This Powerful ProductBinance Launches OTC VIP Program  Disclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Options trading, in particular, is subject to high market risk and price volatility. Past performance is not a reliable predictor of future performance. There is no guarantee that an IOI will result in a binding transaction. An IOI is not a market order. Binance does not act as your adviser or agent. Before trading, you should make an independent assessment of the appropriateness of the transaction in light of your own objectives and circumstances, including the risks and potential benefits. Consult your own advisers, where appropriate. This information should not be construed as financial or investment advice. To learn more about how to protect yourself, visit our Responsible Trading page. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysBinance has a best-in-class compliance program that is consistently growing stronger.Our compliance process is rigorous: when there is credible risk information, we investigate, mitigate, offboard accounts, and report to appropriate authorities.This approach is effective: sanctions-related exposure is minimal (0.009% in July 2025), having gone down from 0.284% in January 2024 – a 96.8% decrease.Recent reporting on our top-tier compliance is, at best, inaccurate. It presents a distorted, jumbled account that relies on false claims by disgruntled former employees. This incomplete and flawed viewpoint reflects a lack of understanding of general compliance control processes for crypto exchanges.In the cases described in this reporting, Binance at all times followed its industry-leading procedures: we acted proactively, coordinated with law enforcement, and reported to other authorities. The facts are these: Binance’s compliance program is effective and it worked here. Any statement to the contrary is simply wrong.In all forms of global finance, whether it is traditional banking, fintech, or crypto, bad actors present risk. The measure of a responsible institution is not whether risk ever touches the platform, but whether it is detected, investigated, mitigated, and reported appropriately. The recent reporting overlooks these operational complexities and fails to report on how effective compliance works in practice.The fact is that Binance’s compliance framework is strong, and has grown even stronger in recent years. In the past two years alone, we have:Expanded sanctions screening and transaction monitoring controlsInvested hundreds of millions of dollars in compliance infrastructureBuilt one of the largest compliance teams in the digital-asset industryEnhanced governance independence and board oversightThese reforms were structural, and the data reflects the success of these efforts.Binance’s Compliance FoundationsBinance invests hundreds of millions of U.S. dollars in its compliance program, and a significant share of these resources is dedicated to maintaining a world-class compliance team. As of early 2026, we have:593 full-time employees within the Compliance business unit, and 978 employees and contractors in compliance-related roles across customer-service, technology, and product teams.Overall, more than 1,500 individuals, approximately 25% of global headcount, are dedicated to compliance functions.We maintain specialized teams focused on sanctions, counter-terrorist financing, financial crimes investigations, and special investigations, supported by governance, quality assurance, and training infrastructure. Compliance investigations at Binance are handled independently and are not subject to interference from shareholders or executive leadership. While the Chief Compliance Officer provides reports to the management committee, compliance decisions are based on law and established procedures – not commercial considerations.Licenses, Registrations, Independent Reviews, and Law Enforcement CollaborationIn addition to holding licenses, registrations, and authorizations in 20 jurisdictions, Binance is the first crypto exchange to have secured full authorization under the Financial Services Regulatory Authority (FSRA) of ADGM’s regulatory framework.Furthermore, Binance has undergone a series of independent external reviews, internal audits, regulatory inspections, and supervisory feedback processes across multiple markets over the past 18 months. These reviews help us to achieve even stronger governance, tighter quality assurance, improved customer verification and risk rating, and clearer monitoring procedures.In the field of collaborative security, we regularly partner with law enforcement investigators to help dismantle transnational criminal networks and claw back stolen user funds. In 2025 alone, our teams supported authorities in confiscating more than $131 million in funds linked to illicit activity and processed more than 71,000 law-enforcement requests worldwide – in addition to delivering more than 160 training sessions to strengthen law enforcement’s capacity to tackle crypto-related threats.Binance’s Industry-Leading Sanctions Management Binance has built one of the most robust sanctions compliance programs in the digital-asset industry. We constantly strengthen our sanctions screening and monitoring controls, transaction surveillance, wallet screening, typology detection, and escalation procedures. We have significantly reduced exposure to sanctioned entities and high-risk jurisdictions, including exposure linked to Iranian cryptocurrency exchanges, over the last several years, with continued reductions in 2025:Figure 1: Total share of sanctions-related flows (direct & indirect) in Binance’s total exchange volumes, January 2024 to July 2025. This analysis is based on independent industry data. Trendline represents a simple linear regression line.Binance’s sanctions-related exposure as a percentage of total exchange volume declined 96.8% from January 2024 to July 2025, from 0.284% to 0.009%.With respect to exposure to Iranian cryptocurrency exchanges specifically, between January 2024 and January 2026, Binance reduced direct exposure to the four top exchanges by more than 97.3%, from $4.19 million to $110,000. Binance outperformed 10 major global exchanges peers in managing direct exposure to the 4 major Iranian exchanges. Specifically, Binance further improved its effective sanction related controls, decreasing its already low risks compared to our peers:Figure 2: Binance’s direct exposure to Iranian exchanges, January 2024 to January 2026. This analysis is based on independent industry data.By design, public blockchains allow users to send assets to exchange deposit addresses without prior approval from the receiving exchange. As a result, risk exposure cannot be reduced to absolute zero on any blockchain platform. Exchanges therefore rely on robust on-chain monitoring, screening, and post-receipt controls to detect, investigate, and mitigate exposure after funds are received. This basic fact is deliberately overlooked in the recent incomplete reporting.Recent Press Reporting about Binance Compliance is WrongRecent reporting on Binance’s sanctions compliance relies on incomplete and mischaracterized accounts that do not reflect all of the facts and the full investigative record. While we cannot comment on specific users or disclose details that could compromise ongoing inquiries, we can clarify the process followed and correct clear inaccuracies.What was investigated and howTwo entities referenced in recent reporting were subject to a structured internal investigation process, including:Use of industry-leading blockchain analytics tools and internal investigative workflowsCooperation with relevant law enforcement agencies and information-sharing with appropriate authoritiesContinuous risk mitigation steps taken throughout the investigationThat process showed that none of the users in question were on sanctions lists at the time they were on the platform, and the transactions in scope did not trigger alerts from any of the industry-standard on-chain surveillance tools that we use. But as soon as information was presented to us, Binance did not hesitate to act and brought the full force of its compliance program into effect.Investigation timeline and steps takenOur compliance process digs deep, even when users are not on a sanctions list and do not trigger alerts. Here:The investigation began in mid-2025 following receipt of information from external law enforcement sources. From that point, the work proceeded through an established process: structured review, documented investigative steps, escalation, and ongoing risk assessment.Binance took steps to mitigate identified risks throughout the investigation, consistent with internal controls and escalation procedures.As the investigation progressed, the accounts in question were offboarded, and we shared relevant information with appropriate regulatory and government stakeholders.Key result: Compliance de-risked indirect exposure from 3 layers awayOur investigation showed a complex “multi-hop” funds flow through at least three wallet addresses between Binance and sanctioned entities in one of the cases. This is a classic “indirect exposure” case, and Binance’s compliance processes identified the exposure and shut it down. Binance closed the account at issue and continues to work with the appropriate authorities.Binance Did Not Terminate Anyone for Compliance ReportingSome press reports have suggested that Binance dismissed compliance or investigation staff for working on these cases. That is false.Some compliance employees departed after an internal review found breaches of company data-protection and confidentiality guidelines. Those are serious breaches that can result in termination. We don’t comment on individual personnel matters, but Binance maintains clear internal escalation channels for raising concerns, and we expect employees to use them and to handle user information responsibly. Final ThoughtsBinance has a best-in-class compliance program that is consistently growing stronger. With respect to the cases described in recent false reporting, our compliance process was, in fact, effective. We will continue to use our compliance program to protect our users, cooperate with law enforcement, and advance our mission to provide the core infrastructure services for organizing the world’s crypto.Further ReadingBinance’s Compliance Work, TransparentlyBinance Drives Responsible Growth Through Compliance and Law Enforcement PartnershipsBinance Becomes The First Crypto Exchange to Secure a Global License Under ADGM Framework

Main TakeawaysBinance Junior now offers payments to supported merchants, with parent-enabled controls and restricted categories.Parents can send crypto to their children through Red Packets or P2P transfers, with the option to also allow transfers from non-parental adults, such as relatives and family friends. Juniors can receive up to $12,000 in crypto per year across Red Packets and P2P transfers.ABCs of Crypto is now available in the Binance Junior app in countries where an official local-language version is available.An exciting announcement for crypto-conscious parents: Binance Junior’s first big update is here!When planning this first round of improvements, we took in all the comments, suggestions, and ideas from our Binance Junior families. This feedback helped us shape an updated version of Binance Junior that is packed with features for the whole family to enjoy: parent-supervised payments for Juniors, crypto red-packet gifting, and more ways to explore crypto as a family. Read on to learn everything about the updated Binance Junior.Crypto Payments for Everyday Spending, with Parental ControlsBinance Junior now includes a feature that lets your child make payments to supported merchants – under your supervision. To help keep Juniors protected, all adult-related merchant categories are restricted, including gambling and tobacco. Payments are disabled by default and must be enabled by a parent before a Junior can use them. This approach helps you introduce healthy money habits early, like budgeting and mindful spending, while you maintain complete oversight. And as it always will be, there are zero trading features on Binance Junior.Red Packet Gifts for Milestones and HolidaysBirthdays, holidays, and straight A’s on the report card are all worth celebrating. Now, when your child hits a new milestone, you can send them a crypto Red Packet gift. You can also choose to allow other adults, such as relatives and family friends, to send Red Packet gifts to your child’s Binance Junior account. Note that once this feature is enabled, all non-parental adults will be able to transfer crypto to your child’s Junior account.Beyond celebrations, adults can also send crypto directly to a Junior account through peer-to-peer (P2P) transfers in the Binance app. To help protect Junior accounts from abuse, P2P transfers are only supported from adult accounts to Junior accounts or from one Junior account to another. Juniors cannot send P2P transfers to non-parent adult accounts. Both Red Packets and P2P transfers are disabled by default and must be enabled by a parent. Once enabled, there is a receipt limit of up to $12,000 per year in total across both Red Packets and P2P transfers. Binance Junior accounts will not be able to receive any additional crypto transfers after the last transaction that crosses that USD 12,000 threshold. Explore Crypto, From A to ZBinance’s ABCs of Crypto is now available in the Binance Junior app in regions where local-language versions exist. Discover a mobile-friendly ebook that introduces key crypto terms in a simple A-to-Z format – an experience that you can enjoy together as a family. We observed that one of the parents’ most frequent requests was for family-friendly resources on crypto and blockchain, and we’ll be introducing more educational-focused features to Binance Junior in future updates.Final ThoughtsThis is just the first of many updates designed to help families explore crypto responsibly. At Binance, we're committed to building a safe environment to help families raise financially literate kids – whether that means learning to save, budget, or spend mindfully – and prepare them for a future where digital assets play a bigger role.Check out the updated version of Binance Junior today.Don’t have Binance Junior yet? Sign up now.Further ReadingIntroducing Binance JuniorFrequently Asked Questions on Binance JuniorBinance Junior: The Crypto App For FamiliesRisk Warning: Digital asset prices can be volatile. The Junior’s parent or legal guardian must open, supervise, and control the account and is solely responsible for all activity in the account and compliance with the Binance Junior Product Terms and Terms of Use. Binance is not responsible for ensuring the suitability of any product for the Junior and is not liable for any losses that may be incurred. Not financial advice. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysJoin Binance's 2026 Ramadan Calendar during the first 7 days of Ramadan for daily rewards and interactive challenges.Earn rewards from community favorites like the Ramadan Button Game and the $1 Game, plus always-on experiences that run throughout the campaign.Mark your calendar for February 18-24 and check in daily as new activities unlock, with an opening-day live session on February 18 at 12:00 (UTC) to kick the campaign off.Ramadan is a time of reflection, generosity, and intention. To mark the month, Binance is launching the 2026 Ramadan Calendar, an interactive 10-day journey featuring daily activities and $750,000 in total rewards for the community.This year's theme is Guided by Values. Empowered by Freedom. We believe financial freedom works best when it's built on intention, ethics, and trust. When people have the right tools, they can create a positive impact in their own lives and for their communities.OPEN, ACE, and STRAX are also joining as sponsors of this year’s Ramadan Calendar, bringing rewards and experiences to the Binance community throughout the 7 days.Join The Ramadan CalendarHow the Binance Ramadan Calendar WorksThe Binance Ramadan Calendar runs for 7 days, from February 18 to 24 (UTC). Each day, a new activity opens on the calendar at a set time. Check in daily to access that day’s game, interactive challenge, or community activation.Alongside the daily calendar, we’ve lined up a series of always-on activities that will run throughout the campaign and can be accessed at any time. Grow Together: A community Spot trading initiative where collective trading volume unlocks additional rewards. As total Spot volume grows, more of the $50,000 rewards pool becomes available. Sharia Earn (Ramadan Special): Eligible users can access enhanced, halal returns for a limited time during the campaign period via Sharia-compliant Earn opportunities.Red Packet Giveaway: An interactive red packet experience. Complete simple tasks to access crypto rewards and share them with friends and the wider community.Ramadan Riddle Rush: Test your knowledge for a chance to earn rewards with these daily riddles across Binance community channels.Popular Community Activities Now Part of the Ramadan CalendarTwo fan-favorite activities will be part of this year's Ramadan festivities.Ramadan Button Game: Press the button for a chance to win up to 20 BNB. Complete activities, such as trading or inviting friends to Binance, for additional chances to press the button and win the grand prize.The $1 Game: Pledge the equivalent of $1 for a chance to win token voucher rewards. If you're not successful, your $1 is refunded per the activity rules.Exclusive Rewards for Our Affiliate PartnersIn celebration of Ramadan, we are launching a special offer exclusively for our affiliates. Create original Ramadan-themed content and share the spirit of the season with your community. By inviting them to sign up with Binance and participate in the Ramadan activities, you’ll have the opportunity to share in a $30,000 token reward pool. The more users you invite, the larger your share of the prize pool. Guided by Values. Empowered by Freedom.We invite you to celebrate the spirit of Ramadan through a 7-day journey of daily surprises, challenges, and opportunities.The 2026 Binance Ramadan Calendar opens February 18, 2026 at 00:00 (UTC). Tune in to our opening-day live session at 12:00 (UTC) to kick things off with the community. Check in daily for new activities, surprises, and campaigns!Join The Ramadan CalendarFurther ReadingUAE Enters The Phase of Blockchain, The Blockchain Center Abu Dhabi and Binance Research FindsBinance at Goals House Davos 2026 – Blockchain Use Cases for Financial InclusionBinance Academy Joins Forces with Ignyte to Empower UAE StartupsDisclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Not financial advice. For more information, see our Terms of Use, Binance Pay Terms of Use and Risk Warning.

Main TakeawaysBinance VIP Retreats are invitation-only offsites designed exclusively for Binance’s VIP clients.Each retreat includes premium travel arrangements, direct access to Binance executives, product masterclass sessions, and cultural programming specific to the destination.Invitations are sent to eligible VIPs throughout the year. Contact your relationship manager to express interest or watch for seasonal campaigns that offer accelerated qualification pathways.In finance, meaningful relationships often extend beyond what’s visible on screens or trading charts. For high-volume and institutional market participants, whether actively trading, allocating capital, holding long-term positions, or managing liquidity, this is especially important, as their strategies and operational needs can be complex, time-sensitive, and highly individualized.Binance VIP Retreats are designed to create a dedicated space for these clients to connect, exchange insights, and engage directly with our team, set in thoughtfully curated destinations away from the day-to-day pace of the markets.Our retreats come with exclusive benefits such as direct access to Binance leadership, in-depth product sessions with the teams building the platform, and time to recharge and build lasting professional relationships – set against breathtaking locations and thoughtfully curated experiences.What Are Binance VIP Retreats?Binance VIP Retreats are invite-only offsites for eligible Binance VIP clients. Held in premium destinations worldwide, these events offer a personalized experience beyond the usual conferences, providing a range of exclusive opportunities:VIP Networking: A space to connect with other VIPs in a private setting;Product Deep Dives: Opportunity to learn about new features and upcoming releases directly from our product experts;Strategic Influence: Participants’ feedback shapes platform development and VIP services.Like-Minded Connections: Meet and build relationships with individuals from similar professional and cultural backgrounds, fostering meaningful and relevant connections.Direct Access to Binance: Gain valuable face time with the Binance VIP team and leadership, enabling open dialogue and deeper collaboration.What to Expect at Binance VIP RetreatsPaid Flights and Airport TransfersOur team handles all logistics from the moment you’re invited. Flights are arranged with comfort in mind. Private ground transportation is provided to your accommodation when you land, and to the airport on your departure day. Welcome ReceptionThe retreat opens with a welcome reception to get conversations flowing. It is a perfect setting to reconnect with familiar faces, meet fellow VIPs, and get to know Binance team members. There’s no formal program, just relaxed dialogue over drinks and food.Masterclasses With Product ExpertsParticipants learn about our products through interactive sessions led by our product experts. Sessions include hands-on demonstrations, space for Q&As, and topics such as: Advanced platform features and workflowsNew and upcoming product releasesInstitutional use cases and trading strategiesStrategic Updates and RoadmapCatherine Chen, Head of Binance VIP & Institutional, delivers strategic updates on priorities and the direction for the year. Expect insights on product development, regulatory approach, and  roadmap for Binance VIPs.Signature Retreat ExperiencesBetween sessions, retreats include activities specific to each location: golf at a premier course, spa and wellness options, guided hikes into nature, or cultural experiences. These experiences offer the opportunity to recharge and create organic conversations with your peers away from meeting rooms.Feedback SessionsBinance VIP Retreats include scheduled feedback sessions, but access to decision-makers extend beyond the agenda – they present themselves over dinner, between sessions, and wherever conversation flows naturally. Your input can shape how the platform evolves.What Other Binance VIP Events Are There?Beyond retreats, we invite VIP clients to a wide range of exclusive events throughout the year, not limited to:Product briefings and technical workshops for early platform accessSeasonal gatherings at key moments in the calendarPrivate events alongside major conferences like TOKEN2049The Binance Institutional Summit – a highly exclusive forum focused on strategy, infrastructure, and the future of institutional adoption.How Do I Qualify for a Binance VIP Retreat?1. Become a Binance VIPQualification is based on trading volume, assets under management, or engagement with Binance services. Read our blog post to learn more about the program benefits and how to become a Binance VIP.2. Watch for invitationsRetreat announcements are sent to eligible VIPs throughout the year. Some retreats offer qualification through seasonal campaigns.3. Register your interestContact your VIP account manager to express interest in upcoming retreats.Welcome to the Inner CircleThe greatest value that Binance VIP Retreats generate comes from the people you meet and the tangible influence your input has on Binance’s overall direction. Join Binance VIP to experience what belonging to the Inner Circle offers. Besides preferential fees, tailored products, and dedicated service, VIP status means exclusive access to the people, conversations, and experiences reserved for those building the future of crypto.Further ReadingWhat Is the Binance VIP Program? Benefits, Tiers & How to Join Binance VIP & Institutional ProgramBinance VIP Fees OverviewBinance Prestige: The Trusted Crypto Gateway for Institutional and Affluent ClientsIntroducing My VIP — Binance’s Exclusive Mobile Hub for VIP Users Disclaimer: Digital asset prices are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysMining payout models involve a trade-off between stability and variance, with PPS or FPPS offering predictable payment, PPLNS having higher variability, and PPS+ sitting somewhere in between.Short-term pool luck is normal statistical variance and evens out over time. Miner decisions should be based on long-term performance rather than short-term results.Pool efficiency, infrastructure, and reliability often matter more than headline fees, since latency and stale shares can materially reduce real earnings. Consider well-established pools such as Binance Pool to help support consistent performance and predictable payouts over time.Crypto mining payouts are not one-size-fits-all. Different mining pools use different payout models, and the model you choose affects how steady your earnings are, how much variance you take on, and how exposed you are to factors like pool luck and transaction fee swings.This guide will explain and compare the most common payout models (PPS, PPS+, FPPS, and PPLNS) and walk you through how luck and pool fees influence real outcomes, so you can better understand the trade-offs and make a more informed decision based on your risk tolerance and operating style.Payout Models: How Do You Want to Earn?Before choosing a payout model, it helps to know what makes up a miner’s income. Generally, earnings come from two sources: the fixed block subsidy awarded when a block is found, and the transaction fees included in that block (which can fluctuate with network demand). Payout models mainly differ in how they distribute these components, and how much “luck” and fee volatility you, versus the pool, are willing to take on.PPS (Pay Per Share): The Insured Fixed PaymentImagine you are a freelance artist paid a flat fee for every piece you create, regardless of whether it becomes a bestseller or never sells. With PPS, the pool pays you for every valid share you submit as the pool operator absorbs the luck risk: even if the pool does not find a block for a period of time, miners are still paid. Because the operator is effectively providing that insurance, PPS typically comes with a fee.PPS+ (Pay Per Share Plus): Fixed Payment With Performance BonusSimilar to a sales representative, opting for PPS+ guarantees a base payment with performance bonus, based on your contribution. PPS+ splits payouts into two parts: block rewards are paid via PPS – per share – while transaction fees are paid per last N shares (PPLNS, see below for details).This model offers a safety net for your primary compensation while still giving you the upside of transaction fee spikes, which appeals to miners who want the stability of a daily paycheck but still want to benefit from the high transaction fees when the pool finds a high-fee block.FPPS (Full Pay Per Share): Full Theoretical PaymentImagine you work at a high-end restaurant where you earn a guaranteed hourly wage, and your pay already includes an average tip component based on long-term trends, not how busy any single night is. This is the idea behind FPPS: miners receive a steady payout based on the full theoretical block value, including both the block reward and transaction fees, while the pool absorbs the variance and fee risk.On Binance Pool, FPPS turns both block rewards and transaction fees into predictable miner payouts, so you can focus on operations while the pool manages luck and fee swings in the background.PPLNS (Pay Per Last N Shares): The Fishing BoatOften on a fishing boat, you're not paid by the hour. Instead, you earn a share of the catch – which can be highly dependent on luck. If the boat comes back empty, there’s nothing to split, but if the catch is big, your payout can be significantly higher.In PPLNS, rewards are based on how much you contributed during the pool’s settlement period. As long as your work falls within that period, it counts toward the final payout – even if the catch happens earlier or later in the day.Because of this, PPLNS payouts can outperform other models when the pool is lucky, but earnings are more variable and depend on how much and how consistently you contribute over time rather than short-term uptime.Quick Comparison of Crypto Mining Payout ModelsRefer to Retail Mining 101 guide for a more detailed explanation.ModelAnalogySuitability ForPPSFixed PaymentMiners who want maximum payout stability and minimal variance.PPS+Base + FeesMiners who want a guaranteed baseline while still benefiting from transaction fees.FPPSFull Theoretical PaymentMiners seeking the highest theoretical yield with low variance.PPLNSThe Fishing BoatMiners with regular contribution who accept higher payout variance for lower fees.Understanding Luck in Mining Pools: The Coin Flip FactorImagine flipping a fair coin. Over a small number of flips, results can look very uneven. You might get far more heads or tails than expected. But as the number of flips increases, the results always move closer to what the math predicts: 50% heads, 50% tails.In the case of mining, “luck” is just statistical variance. A pool might have a lucky day when it finds blocks faster than the math suggests, but over a long period of time, every pool’s luck should gravitate toward 100%.Therefore, short-term reward swings are normal, especially for lower-hash-rate coins. Instead of overly fixating on payout mechanics, you should consider mining pool consistency and reliability.Pool Fees and EfficiencyMining pool fees pay for the infrastructure required to convert your hash power into consistent, payable rewards. This includes reliable servers, global node coverage, block template construction, payout systems, monitoring, and ongoing maintenance.Lower fees are attractive, but it only matters if your submitted share is efficiently accepted and paid. High latency and poor execution can significantly reduce earnings through higher stale shares or missed submissions. These often outweigh small fee differences.Generally, larger, well-established pools tend to perform better in these areas because they can invest more in global servers, redundancy, and long-term maintenance that help reduce inefficiencies and improve consistency for miners. Binance Pool is an example of this approach, leveraging Binance’s global infrastructure and operational excellence to support stable, efficient mining for all of our users.Final ThoughtsIn the long run, choosing a mining pool is less about chasing a lucky streak or the lowest fee and more about matching a payout model to your risk tolerance, uptime consistency, and need for stable remuneration. Ultimately, disciplined miners who prioritize reliable payout mechanics, efficient infrastructure, and trusted operators are better positioned to mine and earn steadily, amid volatility and short-term variance. For miners looking for this combination, Binance Pool has all the ingredients. Further Reading2025 Binance Pool Recap – Market Trends, Pool Upgrades, and What’s NextBoost Your Rewards with Mining and Binance EarnRetail Mining 101 – A Comprehensive Guide for BeginnersDisclaimer and Risk Warning: Digital assets are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. This product may not be available in certain countries and to certain users. This content is not intended for users/countries to which prohibitions/restrictions apply. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysWe have launched five new localized WhatsApp channels to share official updates and educational content in local languages across Africa, MENA, and Latin America.Follow only official Binance channels, and verify them by checking the Meta-verified badge on WhatsApp or confirming the source via Binance Verify.WhatsApp channels complement Binance’s existing community touchpoints, including Telegram and Discord, giving users more ways to stay informed through verified sources.WhatsApp is one of the world’s most widely used messaging apps, connecting more than two billion people globally. Since launching our official, Meta-verified WhatsApp presence in 2024, we have used the channel to share reliable Binance updates and educational materials in a format that is easy to access on a smartphone, especially for users who prefer to receive information where they already communicate day to day.Today, we are expanding that approach with five new localized WhatsApp channels, designed to meet users where they are, with region-relevant updates and educational content in local languages.Five New Localized Binance WhatsApp ChannelsUsers can now choose to join any of the following official Binance WhatsApp channels:Binance Africa (Africa region): English and FrenchBinance Arabic (MENA region): ArabicBinance Argentina (Argentina): SpanishBinance Brasil (Brazil): PortugueseBinance LATAM (Latin America): SpanishThese channels are one-way. They are intended for sharing official company news, product updates, event announcements, and educational content about Web3, blockchain, and crypto.Users may also join the official English-language Binance WhatsApp Global channel.Why Binance is Expanding on WhatsAppWe built our WhatsApp presence to serve two practical goals: improve access to trustworthy information, and reduce the risk of misinformation and impersonation scams on messaging platforms. That remains the focus as we expand into localized channels.For newcomers, the WhatsApp channels also make it easier to discover educational resources and learn core concepts such as blockchain, DeFi, tokenomics, and smart contracts, with direct pathways into relevant Binance Academy and blog content.How to Verify an Official Binance WhatsApp ChannelImpersonators can copy display names, profile photos, and writing style. The safest approach is to verify first and engage second.Before you follow or trust a WhatsApp channel claiming to be Binance, verify it using both of the following checks:Look for the Meta verified badge (blue check) on the WhatsApp channel.Confirm the source via Binance Verify (for example, by validating a channel link, sender details, or official source reference).If a channel, link, or contact cannot be verified, treat it as untrusted, and do not proceed.What Binance Will Never Ask You to Do on WhatsAppWhatsApp Channels are for one-way updates. Binance will not ask you through WhatsApp to share sensitive information, including passwords, private keys, or 2FA codes. Always double-check links, and only rely on official Binance domains and verified Binance channels. If you are unsure, stop and verify through official channels before taking any action.Stay Connected Across Binance’s Official ChannelsWhatsApp is one part of Binance’s broader set of official communication channels. Our Telegram channels and Binance Discord server remain available, so users can choose the platform that works best for them.Final ThoughtsAs crypto adoption grows globally, the ability to access accurate information quickly matters. By expanding our Meta-verified WhatsApp channels into localized experiences, we aim to make it easier for users to receive official updates and education in the languages and on the platforms they use every day, while keeping verification and safety front and center. Follow only verified Binance WhatsApp channels, and use Binance Verify whenever you need to confirm whether a channel or link is official.Further ReadingBinance Launches Official Channel on WhatsApp – Here’s What You Need to KnowBinance VerifyBeware of WhatsApp Scams – And How to Report One When You See It

Main TakeawaysFranklin Templeton and Binance have launched a new institutional off-exchange collateral program that allows eligible clients to use tokenized money market fund shares issued via Franklin Templeton’s Benji Technology Platform as collateral when trading on Binance.The program is designed to improve capital efficiency while reducing counterparty risk by keeping assets held off-exchange in third-party custody, with collateral value mirrored within Binance’s trading environment using Ceffu’s custody layer.The initiative builds on Franklin Templeton and Binance’s strategic collaboration announced in September 2025 and reflects the convergence between TradFi and digital assets.Today, we’re pleased to announce a new institutional off-exchange collateral program in collaboration with global investment leader Franklin Templeton,  making digital markets more secure and capital-efficient.This initiative builds on Franklin Templeton and Binance’s strategic collaboration announced in 2025 and reflects the convergence between TradFi and digital assets.Now live, eligible clients can use tokenized money market fund (MMF) shares issued through Franklin Templeton’s Benji Technology Platform as off-exchange collateral when trading on Binance through the custody and settlement infrastructure provided by Ceffu, Binance’s institutional crypto-native custody partner. How Tokenization Can Advance Our IndustryThe program alleviates a long-standing pain point for institutional traders by allowing them to use traditional regulated, yield-bearing money market fund assets in digital markets without parking those assets on an exchange. Instead, the value of Benji-issued fund shares is mirrored within Binance’s trading environment, while the tokenized assets themselves remain securely held off-exchange in third-party custody. This reduces counterparty risk, letting institutional participants earn yield and support their trading activity without hedging on custody, liquidity, or regulatory protections.Closer Convergence Between TradFi and Digital Assets“Since partnering in 2025, our work with Binance has focused on making digital finance actually work for institutions,” said Roger Bayston, Head of Digital Assets at Franklin Templeton. “Our off-exchange collateral program is just that: letting clients easily put their assets to work in third-party custody while safely earning yield in new ways. That’s the future Benji was designed for, and working with partners like Binance allows us to deliver it at scale.”“Partnering with Franklin Templeton to offer tokenized real-world assets as off-exchange collateral is a natural next step in our mission to bring digital assets and traditional finance closer together,” said Catherine Chen, Head of VIP & Institutional at Binance. “Innovating ways to use traditional financial instruments on-chain opens up new opportunities for investors and shows just how blockchain technology can make markets more efficient." The program aligns with broader institutional trends: demand is rising for stable, yield-bearing collateral that can support 24/7 settlement cycles and integrate into existing governance and risk frameworks. As Ian Loh, CEO of Ceffu, observed: “Institutions increasingly require trading models that prioritize risk management without sacrificing capital efficiency.”Tokenized money market funds are one example of how traditional products can be adapted for modern market structure, enabling institutions to manage risk and deploy capital more efficiently as digital finance becomes a regular part of the financial system.Final ThoughtsInstitutional adoption depends on market infrastructure that fits institutional needs. Offering more tokenized real-world assets on Binance meets the increasing institutional demand for stable, yield-bearing collateral that can settle 24/7. This gives investors greater choice and enhances their trading experience on the world’s largest regulated digital asset exchange.Further ReadingsBinance Integrates BlackRock’s BUIDL Fund into Institutional Collateral FrameworkBinance Banking Triparty – Now With 0% Fees Until March 31, 2026Introducing Binance Crypto-as-a-Service — A Premium White-Label Infrastructure Solution for InstitutionsDisclaimer: Digital asset prices are subject to high market risk and price volatility. The value of your investment can go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions, and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. For more information, see our Terms of Use, VIP Loan Terms of Use and Risk Warning.

Main TakeawaysIf someone reaches out to you claiming they work with Binance – especially in roles like business development and partnerships, account management, and customer support – check them using Binance Verify. If they cannot be verified, treat the contact as untrusted, and do not proceed.If anyone guides you to download and open files, share screenshots of your account pages, scan QR codes to log in, enable remote control or screen sharing, share your password, or click unknown links, stop immediately.Do not open compressed files or run attachments sent by strangers, even if they look like normal documents. If you have already opened a suspicious file or shared screenshots, contact Binance Customer Support and take immediate account-security steps.Impersonators often try to look routine: a “Binance” message about rebates, an “account manager” offering help, or “customer support” asking you to verify something quickly. The risk usually starts when the conversation pushes you to take a specific action, such as downloading a file, sharing account screenshots, scanning a QR code to log in, clicking an unknown link, or enabling remote access.This guide walks through a real case of how an “application form” led to account takeover, the three signals that commonly show up in such imposter attempts, and how to use Binance Verify to confirm whether a contact or channel is actually official before you proceed.A Real-world Case: From an “Application Form” to Account TakeoverIn a recent case, a user was contacted by someone impersonating a Binance business representative on a social platform. The impersonator claimed they could “upgrade the rebate rate,” and sent a compressed file labeled as a “Binance rebate application form,” instructing the user to download, unarchive, and fill it out.The user followed the instructions, opened the file, and shared screenshots – including an account assets page – with the impersonator, who then claimed the “upgrade” required a 50,000 USDT deposit. The user said they did not have that balance at the time. This likely reduced the impersonator’s incentive to act immediately, but they stayed in contact.User: No review needed. How much is it?Impersonator: 50% super rebate.User: Then how do we calculate the previous referrals?Impersonator: Those count as well.Impersonator: They’re all users you referred.User: OK.Impersonator: After you fill out the application form, send it to me, and I’ll help you get it activated.Impersonator (file): Binance Super Rebate Application Form.rar (72.3 KB, RAR)Impersonator: The application form is an encrypted file. Please unzip it first and then fill it out.Impersonator: Unzip password: binanceImpersonator: After you’ve completed it, please send the application form to me. If anything is unclear while filling it out, you can send me a screenshot, and I’ll help confirm how to complete it.User: I’ve filled it out. How do I send it to you?Two days later, the impersonator contacted the user again and claimed a “special approval” had been obtained, allowing a lower balance to proceed. The user then deposited 30,000+ USDT and sent a screenshot as confirmation.After that, the impersonator guided the user through a QR-code login step. By scanning a QR code generated by the attacker, the user inadvertently authorized a login session on their account. The impersonator then enabled remote control and moved the assets out of the account. Binance subsequently took risk-control actions on the suspicious accounts involved.The next day, the user contacted Binance Customer Support and reported the issue. Based on the compressed file the user provided, Binance Security’s analysis found a file that appeared to be a normal .docx document, but actually functioned as a .dll – a pattern consistent with malware delivery.Impersonator: Please take a screenshot on your computer. The screenshot needs to show the UID of the account you’re applying with and the completed application form, mainly to confirm the application is made by you.User: Same as last time?Impersonator: Yes.User: Can it be a bit later?User: I’m not at my computer right now.User: Later.Impersonator: When you say “later,” you mean later tonight, right?Impersonator: OK.User: (sends screenshot)User: Is this OK?Why the Justification Matters Less Than the ActionSocial engineering works by offering a story that sounds plausible. The story could be rebates, promotions, account upgrades, document updates, security checks, or “urgent handling.” Many users focus on whether the story sounds real.Regardless of the story, it is usually what happens next that carries risk. The most common danger steps include downloading and opening files, sending account screenshots, scanning QR codes as instructed, and enabling remote control or screen sharing. When a conversation pushes you toward any of these actions, treat it as a security incident rather than a customer-service flow.Three Signals That Often Show up in Impersonation Attempts1) The identity looks “official,” but isn’t verifiedScammers can copy profile photos, display names, and bios. They can also create handles that look nearly identical to real ones. A professional tone, a familiar logo, or a long chat history is not proof.The same applies to social groups. Large group size does not equal legitimacy. Membership can be inflated with bots or purchased accounts. Don’t rely on avatars, usernames, or group numbers as verification.2) Malware through a compressed fileCompressed files often contain items named “form,” “application,” or “instructions.” Some are designed to look like normal documents while hiding executable behavior. You may think you are opening a document, but a background process may start running the moment you click.Similar traps can also arrive as phishing links or spoofed emails that ask you to log in or provide sensitive details. Treat unexpected files and links as untrusted by default.3) Account access and transaction abuse after depositIf you have limited assets at the moment of their initial approach, an impersonator may not act immediately. Instead, they may keep the relationship “warm,” wait for a deposit, ask for a screenshot to confirm funds, then push QR login or remote control once conditions are more “favorable” for them.How to Use Binance Verify to Stay SafeBinance Verify is our platform for checking whether or not a source link, sender’s email, or social handle is from an official, verified Binance entity. If someone who reached out to you claims to represent Binance, please verify their identity using Binance Verify. For detailed instructions on how to use the tool, visit FAQ: What Is Binance Verify?.If they cannot be verified there, treat the contact as untrusted, and do not proceed.You do not need a Binance account to use Binance Verify. The tool is accessible for everyone to safeguard against scams and phishing attacks. What Binance Employees Will Never Do – A Quick Checklist for Spotting ImpersonatorsAs a rule, Binance employees will NOT contact you via non-official channels to:Send you files, compressed packages, installers, or attachments via non-official channels. Red flag: You’re pressured to download or open unsolicited files, especially compressed ones, from unofficial sources.Ask you to click unknown links to “apply” for rebates, upgrades, or benefits. Red flag: You receive urgent messages urging you to click suspicious links that bypass regular verification processes or offer deals that seem too good to be true.Request screenshots of your assets, balances, PnL, UID, account pages, or security settings to “qualify” you. Red flag: You’re asked for sensitive account information as a prerequisite for rewards or upgrades – legitimate staff will not require such disclosures.Ask you to scan QR codes to “verify,” “activate,” or “log in.” Red flag: You’re asked to scan QR codes from unknown or unofficial sources, especially with promises of fast verification or access.Share a recovery phrase with you, or tell you a recovery phrase for “your wallet,” then ask you to use it. Red flag: Someone claims to provide your “wallet recovery phrase” and instructs you to import or use it – remember that sharing or using recovery phrases outside your own wallet is highly risky.Read this blog to learn more about Share-Seed-Phrase Scams.Ask you to send funds to another account or address for any reason (for example, “verification,” “processing,” or “security”). Red flag: You’re pressured to transfer money to unfamiliar wallets or accounts purportedly for verification or security purposes – this is a strong indicator of fraud.If someone asks you to do any of the above, stop the conversation and verify first.What to Do if You Have Already Been TargetedIf you’ve received a file from someone claiming to represent Binance, do not download or open it before verifying the source. If you already opened it, take these actions in order:Stop interacting with the sender. Do not follow further instructions, click additional links, scan QR codes, or share screenshots.Check your assets first (quick damage check). Open the Binance app or website directly (do not use any links you were sent) and review: your total balance, recent transactions, withdrawals, conversions, and any transfers between your own accounts. If anything looks unfamiliar, treat it as urgent.Secure your account immediately. Change your Binance password and reset your security settings (including 2FA) if you suspect being compromised.Review account access and remove anything you don’t recognize. Check login activity, device management, and active sessions, then remove any unfamiliar devices or sessions.Scan and clean your device. Run a trusted malware scan. If you suspect the device is compromised, move sensitive activity to a clean device until you are confident that the current device is safe.Contact Binance Customer Support through official channels and report what happened. Include what platform you were contacted on, what was shared, and the approximate time of the incident.Final ThoughtsImpersonation scams are designed to feel routine to anyone who expects business outreach from Binance. Protect yourself by following a simple default: verify identities only through Binance Verify, do not open compressed files or attachments from untrusted sources, and contact Binance Customer Support through official channels if anything feels off. Early action can reduce risk and help keep your account secure. To confirm whether a person claiming to represent Binance is legitimate, use Binance Verify.Further ReadingWhat is Binance Verify?How to Identify Scammers Impersonating Binance on TelegramHow to Spot and Avoid Lookalike Token Scams: 2026 GuideHow to Report Scams on Binance SupportDisclaimer: Digital asset prices can be volatile. The value of your investment may go down or up, and you may not get back the amount invested. This content is for general information only and should not be construed as financial or investment advice. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysNew research released by The Blockchain Center Abu Dhabi finds that the UAE is moving from blockchain experimentation to regulated, large-scale deployment across finance, governance, and public-sector efficiency.The report highlights how the UAE’s layered regulatory framework is enabling institutional adoption across payments, tokenization, custody, and market infrastructure, positioning blockchain as part of the country’s economic operating layer.The Blockchain Center Abu Dhabi has collaborated with Binance as a co-author, recognizing Binance’s role in building institutional-grade digital asset infrastructure within the UAE’s regulated environment.The UAE’s blockchain story is increasingly defined by execution rather than experimentation. A new flagship research report released by The Blockchain Center Abu Dhabi highlights the country’s transition toward regulated, large-scale blockchain deployment across finance, governance, and public-sector efficiency. At the center of that shift is layered regulatory design which has created the conditions for institutions to move beyond pilots and begin integrating blockchain into payments, tokenization, custody, and market infrastructure.As part of this initiative, The Blockchain Center Abu Dhabi has collaborated with Binance as a co-author, recognizing Binance’s evolution from a global crypto exchange to a core provider of institutional-grade digital asset infrastructure globally and within the UAE’s regulatory environment.From Experimentation to Execution at National ScaleThe report highlights that the UAE has moved into an execution phase defined by scale, regulatory clarity, and institutional adoption. Domestic payment systems processed over AED 20 trillion in transfers in the first ten months of 2025, while the UAE continues to rank among the world’s largest remittance-origin countries.The report also cites a set of behavioral and market indicators that shape demand for modern settlement rails, including that 95% of UAE residents send international remittances at least once per year, more than 71% of UAE e-commerce payments are completed using cards or mobile wallets, and cross-border flows supported by the UAE economy exceed $40 billion annually. Against this backdrop, blockchain use cases are increasingly acknowledged as tools that can improve settlement speed, transparency, and operational efficiency when deployed responsibly.A Shift Toward Institutional Market StructureThe core theme revolves around structural shift in the UAE’s blockchain ecosystem. It has evolved from early-stage startups to a dense, institutional landscape spanning regulated exchanges and custodians, payment providers, tokenization platforms, infrastructure vendors, enterprise solution providers, banks, and multinational technology firms.Commenting on the findings, Abdulla Al Dhaheri, CEO of The Blockchain Center Abu Dhabi, said: “The UAE has created an environment where regulators, financial institutions, and technology providers can work together to deploy blockchain in a controlled and meaningful way. The result is an ecosystem focused on real use cases, regulatory clarity, and long-term financial infrastructure.”He added that the report captures the transition from experimentation to supervised deployment, showing how global platforms such as Binance are increasingly participating within locally regulated market structures rather than operating on the periphery.Blockchain as Economic InfrastructureThe report positions blockchain as national economic infrastructure, comparing its trajectory to other foundational technologies that reshaped economies. It highlights regulated deployments across real-world asset tokenization, stablecoins and AED-backed tokenized deposits, payments and wholesale settlement platforms, and blockchain-powered trade, logistics, and government services.Digital public infrastructure is also scaling in parallel. The UAE Pass serves 11 million users and has processed over 2.5 billion authentications, reflecting the scale of digital identity usage across the country. This further points to the role of sovereign and quasi-sovereign capital – with more than $2.5 trillion in assets under management – in supporting and scaling compliant blockchain initiatives.Binance Within the UAE’s Institutional Blockchain FrameworkThe UAE’s emphasis on regulated, large-scale digital asset infrastructure is reflected by choosing Binance to operate locally as an ADGM FSRA-regulated entity. MGX’s $2 billion investment into Binance in 2025, executed using regulated stablecoin infrastructure, is another signal of the UAE’s commitment to production-grade digital finance and its growing credibility as a hub for globally scaled platforms.Tarik Erk, Regional Head for MENAT and Senior Executive Officer, Abu Dhabi at Binance, said: “What distinguishes the UAE is not just innovation, but execution within a regulated, institutional-grade framework. This research reflects how blockchain is now being deployed across payments, tokenization, custody, and market infrastructure as part of the country’s core economic systems. Binance’s participation in this initiative reflects our long-term commitment to operating within these structures and supporting the UAE’s vision for secure, scalable, and compliant blockchain infrastructure that serves real economic use cases.”Final ThoughtsThis report presents the UAE as a global benchmark for moving blockchain from promise to production, showing what becomes possible when regulation, capital, and ecosystem coordination reinforce each other. The shift to real deployments becomes practical when there’s a market structure that has clear rules, credible supervision, and institutional participation that make blockchain systems dependable enough to support real economic activity at national scale, and relevant enough to compete globally.At Binance, our focus is to support this next phase in practice through regulated operations, institutional-grade infrastructure, and ecosystem partnerships that help blockchain move from pilots to services people and institutions can rely on.Further ReadingKGST and the Next Step for Digital Money in Central AsiaBank of Bahrain And Kuwait and Binance Bahrain Pave The Way for a CaaS Integration With Landmark MOUBinance at Goals House Davos 2026 – Blockchain Use Cases for Financial Inclusion

Main TakeawaysMacro and geopolitical swings drove sharp risk-off/risk-on rotations in January, with key technical levels in focus for near-term direction.Desk flows point to stablecoins becoming the market’s primary liquidity and conversion rail, led by USDT/USDC and supported by growing activity in newer stablecoins.For large or time-sensitive trades, Binance OTC & Execution Services provides high-touch execution with deep liquidity, competitive spreads, and flexible settlement options.Welcome to the first Binance OTC (Over-the-Counter) & Execution Services monthly digest. In this edition, we recap how in January, shifting macro and geopolitical headlines drove a mid-month rebound and late-month selloff, share what our desk activity signals about stablecoins’ expanding role in liquidity and settlement, and close with a real client example showing how fast, discreet OTC execution helped protect principal during a downturn, followed by a quick overview of the OTC & Execution Services toolkit.2026 Market Volatility: Crypto Faces Headwinds Amid Safe Haven RallyJanuary brought sharp swings across crypto and commodities. Bitcoin climbed near $98,000 in mid-January before pulling back to its prior range of $84,000–$94,000 range as investors weighed macroeconomic uncertainty and geopolitical tensions. Gold and silver hit consecutive all-time highs amid increased safe-haven demand before reversing course by month-end. The Federal Reserve maintained rates at 3.75% in January. Bitcoin ended the month below $80,000, correlating closely with US tech equities during the selloff. What We Are Seeing on the Desk: Stablecoin Adoption2025 marked a significant milestone for stablecoins, with mainstream adoption accelerating rapidly as highlighted by Binance Research’s recent Full-Year 2025 & Themes for 2026 industry report. Our OTC desks reflect the same sentiment. In 2025 and into January 2026, USDT and USDC continued to drive activity, with newer stablecoins such as RLUSD, USD1, $U, and XUSD also contributing to sustained momentum. The pattern suggests the trend will continue to build throughout 2026, underscoring the growing role stablecoins play as key liquidity tools in the evolving crypto economy. OTC Volume Breakdown in January 2026 Beyond stablecoins, our desk remains active across a diverse range of crypto assets like BTC, ETH, SOL, alongside altcoins such as APT, EGLD, MCH, RENDER, TRX, with continued demand for crypto-to-crypto pairs. This breadth of activity reflects ongoing interest in a wide spectrum of digital assets.We also facilitated stablecoin and fiat conversions across multiple currencies, including ARS, BHD, EUR, JPY, KZT, MXN, RON, USD. Overall, while stablecoins volume was prominent, the diversity of crypto and fiat activity points to continued appetite for both established and emerging crypto assets, including crypto-to-crypto pairs, highlighting the fluid and multi-faceted nature of market engagement.Liquidating Crypto Collateral in a Downturn: How an OTC BTC/JPY Trade Protected PrincipalIn volatile markets, timely and efficient liquidation can make all the difference – especially during market downturns like one we have recently seen. Recently, we supported a lender who held crypto as collateral. The client approached Binance’s OTC desk needing to liquidate their collateral quickly and securely. Thanks to our deep liquidity pool, tight spreads, and fast settlement process, we were able to facilitate the transaction smoothly. Specifically, we executed a BTC/JPY trade with significantly better pricing than available on traditional exchanges.We were able to provide a competitive rate with a spread that was less than a third of that on the market. This not only protected the client’s principal but also ensured they could process payments promptly without incurring heavy costs.Remarkably, settlement was completed within 10 minutes after the trade was executed, allowing the client to withdraw funds almost immediately, an outcome critical in fast-moving markets.This example underscores how OTC trading with its privacy, deep liquidity, and speed can be invaluable for clients needing to act decisively amid high market uncertainty. What is Binance OTC & Execution ServicesBinance OTC & Execution Services is a premier one-stop solution for executing large or complex trades with confidence and discretion. Binance OTC supports all assets listed on our spot market, including direct pairs and cross pairs, totaling over 445 different crypto and fiat assets – the largest selection of OTC trading pairs in the industry.Key benefits include:Zero exchange fees and market-competitive spreads  Experienced traders managing orders with institutional-grade execution 24/7 access to the industry’s deepest liquidity  Flexible settlement options and no upper size limitsBinance OTC and Execution Services offers a wide range of capabilities depending on your objectives. In the coming months, we’ll be publishing a series of guides on how you can leverage our suite of tools, including Request for Quote (RFQ), Indication of Interest (IOI), and Algorithmic Direct Market Access (Algo DMA).Unlock Binance VIP Status Through OTC & Execution ServicesWhen users execute a minimum of USD 200,000 in OTC volume within a 30-day period, they can also fast track their eligibility for Binance VIP. Being a Binance VIP grants exclusive access to lower, tier-based platform fees, dedicated key account coverage, 24/7 priority support, and more. Final ThoughtsJanuary reinforced how quickly crypto sentiment can flip as macro and geopolitical narratives evolve, making execution quality, speed, and certainty increasingly important. At the same time, our desk data highlights stablecoins’ continued rise as the default bridge between crypto and fiat, supporting both risk management and operational settlement. As volatility persists, structured OTC workflows can help clients convert, rebalance, or liquidate efficiently while minimizing market impact and maintaining discretion.Further ReadingWhat Is the Binance VIP Program? Benefits, Tiers & How to Join Binance VIP & Institutional ProgramBinance Launches OTC VIP Program  Introducing Binance Indication of Interest (IOI) – the Essential Liquidity Discovery Tool for Institutional Crypto TradersBinance Execution Services - Faster, More Efficient Trading for Large-Volume Crypto Orders  Disclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Options trading, in particular, is subject to high market risk and price volatility. Past performance is not a reliable predictor of future performance. There is no guarantee that an IOI will result in a binding transaction. An IOI is not a market order. Binance does not act as your adviser or agent. Before trading, you should make an independent assessment of the appropriateness of the transaction in light of your own objectives and circumstances, including the risks and potential benefits. Consult your own advisers, where appropriate. This information should not be construed as financial or investment advice. To learn more about how to protect yourself, visit our Responsible Trading page. For more information, see our Terms of Use and Risk Warning.

Main TakeawaysBinance Pay’s partnership with Scan To Pay brings crypto payments to 650,000+ businesses across South Africa, adding to Binance Pay’s global network of more than 20 million merchants.Use 100+ cryptocurrencies to pay at Scan To Pay merchants, from fashion to bills, enjoying instant payments with zero gas fees via Binance Pay.This collaboration improves accessibility by connecting Binance Pay to local payment rails people already use, with fast and transparent settlement.Binance Pay is partnering with Scan To Pay, a digital payment network, to expand access across South Africa. Through this integration, more than 650,000 businesses in Scan To Pay’s merchant network will be able to accept cryptocurrency via Binance Pay, building on its existing global network of more than 20 million merchants.Where to use Binance Pay x Scan to Pay?With Binance Pay, you can spend stablecoins and other cryptocurrencies on Scan To Pay’s merchant network for everyday spending, from fuel and pharmacies to fashion and more.Fill Up at EngenEngen, one of South Africa’s largest fuel station networks with 1,000+ outlets, is part of the Scan To Pay merchant ecosystem, which means you can use Binance Pay to fill your tank at participating locations.Health and Beauty at ClicksClicks is South Africa’s leading pharmacy, health, and beauty retailer, with 990+ stores and 780 in-store pharmacies. With Binance Pay accepted across Scan To Pay’s network, you can pay for essentials and everyday purchases using crypto at Clicks.Fashion, Footwear, and Daily ShoppingFrom footwear to streetwear, Scan To Pay supports a wide range of fashion merchants, including brands like Birkenstock South Africa, Cotton On, Crocs South Africa, Chanel, and Under Armour South Africa. Through our collaboration with Scan To Pay, crypto expands as a practical payment option for more day-to-day shopping.Pay Bills Easily with EasyPayBeyond shopping, Binance Pay can now be used to handle bill payments and services with crypto such as electricity and municipal-related payments on EasyPay with the same QR-style flow as Scan To Pay.Stay Connected with VodacomTelco payments are part of everyday life. With Binance Pay available through Scan To Pay’s network, you can use crypto for Vodacom (a major telecommunications company) payments and top-ups.Parking at Shopping CentersThis integration also extends to everyday payments like shopping center parking, making it easier to use Binance Pay for small, frequent transactions within Scan To Pay-supported locations.How to Use Scan to Pay on Binance Pay?Follow the steps below to make instant, zero-fee Binance Pay payments across Scan To Pay merchants.Click on the [Scan QR Code to Pay] widget on your Binance homepage to open the QR code scanner. If you don’t see the widget, you can add it by long-pressing the widget area, tapping [+], then scrolling down to select [Scan to Pay].Scan any Scan to Pay-supported merchant’s QR code using Binance Pay.To pay, select from 100+ cryptocurrencies.Confirm payment.Final ThoughtsBy integrating Binance Pay with Scan To Pay, through our partnership with Money Badger, we’re expanding everyday crypto spending across South Africa through a familiar QR payments flow, broadening our merchant network by more than 650,000 businesses. This collaboration also reflects our focus on accessibility by working with regional payment rails that are already familiar to users to deliver fast and transparent settlement. As more merchants and users adopt these tools, crypto is gradually evolving from something you hold to something you can use daily.Further ReadingBinance Pay Surpasses 20 Million Merchants as Stablecoin Adoption AcceleratesBinance Pay Partners with Zapper to Unlock 31,000 Merchants in South Africa Your 2025 End-of-Year Holiday Gift Guide With Binance PayDisclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Please fund your wallet and perform your transactions cautiously. Not financial advice. For more information, see our Terms of Use, Binance Pay Terms of Use and Risk Warning.

Main TakeawaysAccessing DApps can expose users to newer, unvetted projects that require proactive security measures.Binance Wallet Security Center is an in-app dashboard that provides real-time risk detection, instant alerts, and clear guidance.Real-time scans alert you to missing backups, malicious tokens, dangerous approvals, and fraudulent addresses before you interact with them.Web3 wallets allow users to access DeFi applications directly without an intermediary, but that access comes with tradeoffs. Bad actors exist in every sector, and Web3 is no exception. Connect to the wrong app – and your wallet can be drained in a matter of seconds. Getting outside of a centralized exchange environment to explore the world of Web3 exposes you to thousands of lesser-known projects that haven't undergone strict vetting processes. Some can carry significant risks such as malicious smart contracts with hidden backdoors or rug pull mechanisms that lock your funds.To help safeguard your Web3 journey, we launched the Binance Wallet Security Center – a dashboard that identifies, assesses, and helps you manage threats across the DeFi landscape.What is Binance Wallet Security Center Binance Wallet Security Center is a central hub for users to manage their wallet safety. Here, you’ll find essential security tools, FAQs, and educational resources in one place. One of the most useful features available to you is Security Scan. Beyond acting as an information hub, Binance Wallet Security Center monitors your wallet in real time for potential risks including suspicious addresses, risky assets, and abnormal permissions. The homepage displays green when no risks are detected (picture on the left), while active risks (as pictured on the right) appear in red when action is needed.Security Center HomepageClicking [Check Now] gives you a summary of each detected risk and actionable advice to keep your wallet safe. Security Scan: Four Layers of ProtectionSecurity Scan monitors four key areas of your wallet:Wallet Security: Checks if your wallet is properly backed up and secure, alerts you to missing backups, unauthorized access attempts, or abnormal permissions before they become problems. Asset Security: Analyzes every asset in your wallet and watchlist; flags risky assets, such as tokens with malicious smart contracts, helping you find out if that meme coin can actually be sold before you buy it.Approval Security: Reviews all active approvals connected to your wallet, helping you see which ones are dangerous, excessive, or unnecessary, and revoke them instantly.Transaction Security: Examines your transaction history and on-chain interactions to detect potential threats, helping you avoid sending assets to risky or fraudulent addresses; acts as a safety check for common on-chain mistakes, such as interacting with suspicious destinations.How to Access Binance Wallet Security Center?Open the settings page by tapping the menu icon in the top-left corner of the Binance Wallet homepage, then select [Security Center].Final ThoughtsFull control over your assets and private keys come with increased responsibility. Binance Wallet Security Center helps you take control and secure your Web3 journey, allowing you to find essential security tools and educational resources in one dashboard, and review and manage your wallet’s overall security in real time. Binance Wallet Security Center reflects our focus on building a safer Web3 ecosystem. We continue investing in tools that help you explore DeFi with confidence, but the best defense starts with you. Understanding best security practices is no longer optional. Stay vigilant and stay informed!Secure Your Web3 Journey NowFurther ReadingWeb3 Wallet Security – Stay SAFU with Binance MPC Wallet4 Critical Tools to Enhance the Security of Your Binance AccountThe Liquidity Flywheel That Powered Binance to 300 Million UsersDisclaimer: Digital asset prices are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. For more information, see our Terms of Use and Risk Warning.