Interest rate cuts? What does that have to do with me? Does such a profound issue have nothing to do with me?


Generally, when the U.S. cuts interest rates, the whole world may also cut rates, and China's assets might rise, but this depends on policies and external situations.


1. As taxas de juros dos empréstimos caem

Home loans: If you plan to take out a loan to purchase fixed assets, a rate cut typically means lower mortgage rates, reduced housing loan costs, and decreased monthly interest payments, thus lowering the overall cost of purchasing a home.

As taxas de juros de outros empréstimos, como empréstimos para automóveis e cartões de crédito, também poderão cair. Para aqueles com empréstimos pendentes, as reduções dos juros podem aliviar o encargo do reembolso.


2、Reduced income

Savings and deposit benefits: Rate cuts may lead to lower interest rates on bank deposits, reducing earnings from saving money.

Stock Market: Lower borrowing costs reduce company expenses, which is beneficial for corporate expansion and profits, potentially driving up the stock market.


3、Consumer loans are easier to obtain

In a low-interest environment, banks may be more willing to lend to consumers.


4、Inflation Pressure

Interest rate cuts can sometimes increase the money supply in the market, potentially leading to rising inflation.

Overall, the Federal Reserve's interest rate cuts make borrowing cheaper, reduce investment returns, and may stimulate economic growth, but they can also bring risks such as rising prices and inflation.#降息预期 #大选

$BTC


Corte da taxa de juros? O que isso tem a ver comigo? Parece que uma questão tão profunda não tem nada a ver comigo?