Interest rate cuts? What does it have to do with me? Such a profound issue seems to have nothing to do with me?

Generally speaking, if the United States cuts interest rates, the rest of the world will also cut interest rates, and Chinese assets may rise, but this will be affected by policies and external conditions.

1. Declining loan interest rates
Home loan: If you plan to take out a loan to purchase a fixed asset, a rate cut usually means a lower mortgage rate, lower mortgage costs, less monthly interest payments, and a relatively lower cost of buying a home.
Other loans, such as auto loans and credit card interest rates, are also likely to fall. For those with outstanding loans, reduced interest can ease the repayment burden.