Chatting with an outsider about the possible impact of the thunderstorm incident on the crypto bank Silvergate:
1. Bank customers have little impact
2. Long-term negative impact on the industry, especially deposits and withdrawals
3. Tighten supervision
4. Overseas OTC is going to make money
5. If Hong Kong takes over the crypto banking industry, it will win. In the end, retail investors will foot the bill.
