20 Foolish Things That Smart People Would Never Do:

1. First: Never act as a guarantor for others; guaranteeing one person may implicate the whole family.

2. Second: Never lend money to friends and family; borrowing is easy, getting it back is hard, and it may damage relationships.

3. Third: Do not blindly follow investment trends; rushing into unfamiliar fields often leads to losses.

4. Fourth: Avoid showing off at drinking tables; excessive drinking harms health and may lead to embarrassing mistakes.

5. Fifth: Do not easily partner with others in business; unequal profit distribution can lead to conflicts.

6. Sixth: Do not casually disclose your salary; it may invite jealousy or comparisons.

7. Seventh: Do not treat colleagues as close friends; workplace interests are complex, and talking too much can lead to mistakes.

8. Eighth: Avoid participating in meaningless social activities; they waste time and energy.

9. Ninth: Do not engage in impulsive spending; buying a bunch of useless things wastes money and takes up space.

10. Tenth: Do not argue endlessly with those who have different perspectives; it will never lead to a conclusion and only cause frustration.

11. Eleventh: Do not make absolute statements; leave yourself some room to avoid embarrassment when you cannot deliver.

12. Twelfth: Do not make promises about things you cannot achieve; breaking trust affects your reputation.

13. Thirteenth: Avoid partnering with relatives to buy property; property disputes are common and can damage family ties.

14. Fourteenth: Do not bring work troubles home; it affects the family atmosphere.

15. Fifteenth: Do not entangle yourself with bad people and situations; cut losses in time to avoid draining yourself.

16. Sixteenth: Do not become addicted to online games; wasting time can harm your physical and mental health.

17. Seventeenth: Do not speak ill of others behind their backs; there are no secrets in the world.

18. Eighteenth: Do not engage in illegal activities; a moment of luck may lead to a lifetime of regret.

19. Nineteenth: Do not stay up late; overexerting your body harms health, which is your greatest asset.

20. Twentieth: Do not neglect your family’s feelings; family is your eternal support.