Cara Dapetin Passive Income dengan Resiko Rendah di Binance
#passiveincome #binance #stablecoin
Stablecoin menjadi salah satu pilihan investasi yang menarik bagi investor yang ingin mendapatkan passive income dengan risiko yang lebih terkendali. Di tengah volatilitas market crypto yang tinggi, stablecoin menawarkan stabilitas dengan nilai yang dipatok pada aset nyata seperti mata uang fiat atau komoditas. Binance, sebagai salah satu platform perdagangan crypto terbesar di dunia, menyediakan berbagai produk yang memungkinkan pengguna mendapatkan passive income menggunakan stablecoin.
Artikel ini akan membahas definisi stablecoin, mengapa stablecoin dianggap lebih aman, dan langkah-langkah untuk memperoleh passive income di di tahun 2025!
Apa Itu Stablecoin?
Stablecoin adalah jenis crypto yang dirancang untuk memiliki nilai stabil dengan dipatok pada aset eksternal seperti mata uang fiat (USD, EUR) atau komoditas seperti emas. Stabilitas nilai ini membuat stablecoin lebih dapat diprediksi dan aman dibandingkan dengan aset crypto yang sangat fluktuatif seperti Bitcoin atau Ethereum. Contoh stablecoin populer yaitu: USDT (Tether), USDC (USD Coin), FDUSD (First Digital USD)
Mengapa Stablecoin Pilihan Lebih Aman untuk Investasi?
Stablecoin dianggap sebagai instrumen yang lebih aman dibandingkan dengan aset crypto lainnya karena:
Minim Volatilitas Harga

Stablecoin dirancang untuk mempertahankan nilai stabil dengan mengaitkan nilainya dengan mata uang fiat atau aset lainnya.Dukungan Aset Nyata

Stablecoin seperti USDT dan USDC didukung oleh cadangan aset nyata, sehingga lebih aman dan stabil.Cocok untuk Passive Income

Berbeda dengan aset crypto yang cenderung spekulatif, stablecoin sering digunakan dalam produk keuangan untuk menghasilkan passive income dengan bunga yang relatif stabil.
Lindung Nilai dari Volatilitas

Stablecoin sering digunakan sebagai tempat parkir dana untuk menghindari kerugian akibat fluktuasi harga crypto yang ekstrem.

Cara Menghasilkan Passive Income dengan Stablecoin di Binance (Update 2025)
Binance menyediakan berbagai produk inovatif yang memungkinkan pengguna untuk memperoleh passive income dengan stablecoin. Berikut adalah opsi terbaru yang dapat dimanfaatkan:
1. Membeli Stablecoin dengan Fitur “Buy Crypto” di Binance
Langkah pertama untuk mendapatkan passive income menggunakan stablecoin di Binance adalah dengan membeli stablecoin yang tersedia melalui fitur "Buy Crypto". Binance memudahkan pengguna untuk membeli stablecoin seperti USDT (Tether), USDC (USD Coin), FDUSD (First Digital USD), dan EURI (Euro Coin) langsung dari platform mereka.
Fitur ini dirancang agar proses pembelian crypto menjadi lebih cepat dan praktis. Pengguna dapat memilih berbagai metode pembayaran seperti kartu kredit, transfer bank, atau menggunakan fitur peer-to-peer (P2P). Setelah pembelian selesai, stablecoin yang dibeli akan langsung tersedia di wallet Binance dan siap digunakan untuk diinvestasikan dalam produk passive income seperti Simple Earn, Super Earn, atau Auto-Invest.
Keunggulan dari fitur Buy Crypto adalah kemudahannya dalam mengakses market crypto tanpa perlu menggunakan platform pihak ketiga. Dengan stablecoin yang telah dibeli, pengguna dapat langsung beralih ke langkah berikutnya dalam mendapatkan passive income.
2. Menghasilkan Bunga Harian dengan Simple Earn
Simple Earn adalah salah satu produk unggulan terbaru dari Binance yang memungkinkan pengguna untuk mendapatkan bunga harian hanya dengan menyimpan stablecoin mereka di platform Binance. Produk ini menggantikan konsep Flexible Savings dan Locked Savings dengan sistem yang lebih sederhana dan terjangkau bagi semua kalangan investor.
Pada Simple Earn, terdapat dua opsi utama yang bisa dipilih:
Flexible Savings: Menyimpan stablecoin dengan fleksibilitas penuh, di mana pengguna dapat menarik dana kapan saja tanpa biaya penalti. Cocok bagi mereka yang menginginkan likuiditas tinggi.Locked Savings: Mengunci stablecoin dalam periode tertentu (misalnya 30 atau 90 hari) dengan tingkat bunga yang lebih tinggi dibandingkan opsi fleksibel.

Prosesnya cukup sederhana. Setelah membeli stablecoin melalui fitur Buy Crypto, pengguna hanya perlu memilih produk Simple Earn, menentukan stablecoin yang ingin digunakan, dan mengaktifkan penyimpanan. Bunga akan mulai terakumulasi dan dibayarkan setiap hari, menciptakan sumber passive income yang stabil dengan risiko rendah.
3. Mengoptimalkan Penghasilan dengan Super Earn
Super Earn adalah fitur terbaru dari Binance yang dirancang untuk pengguna yang ingin mengoptimalkan penghasilan mereka dengan return yang lebih tinggi. Dibandingkan dengan Simple Earn, produk ini memiliki potensi bunga yang lebih besar karena menawarkan produk dengan risiko dan penguncian dana yang lebih panjang.
Dalam Super Earn, pengguna dapat memilih stablecoin seperti USDT, USDC, atau lainnya dan mengunci dana dalam periode tertentu. Produk ini sering kali berpartisipasi dalam promosi dengan bunga yang lebih tinggi, sehingga ideal bagi pengguna yang bersedia menyimpan dana dalam waktu yang lebih lama untuk mendapatkan imbal hasil maksimal.
Meskipun tingkat pengembaliannya lebih tinggi, penting untuk diingat bahwa Super Earn biasanya memerlukan penguncian dana yang lebih lama, sehingga dana tidak dapat ditarik sebelum periode berakhir. Oleh karena itu, pastikan untuk mempertimbangkan kebutuhan likuiditas sebelum memilih produk ini.
4. Auto-Invest
Auto-Invest adalah fitur otomatis yang memungkinkan pengguna berinvestasi secara berkala dengan stablecoin melalui metode yang dikenal sebagai dollar-cost averaging (DCA). Dengan metode ini, pengguna dapat membeli aset crypto atau stablecoin secara otomatis pada interval waktu yang ditentukan, seperti harian, mingguan, atau bulanan.
Keunggulan utama dari fitur ini adalah kemampuannya untuk mengurangi dampak volatilitas market dengan melakukan pembelian secara bertahap dan konsisten. Selain itu, dana yang diinvestasikan melalui Auto-Invest juga dapat langsung dimasukkan ke dalam produk Simple Earn, sehingga pengguna dapat memperoleh bunga tambahan.
Cara kerja fitur ini cukup sederhana:
Pengguna memilih stablecoin yang ingin diinvestasikan, seperti USDT atau USDC.Menentukan jumlah dana yang akan diinvestasikan dan frekuensi pembelian.
Dana akan secara otomatis digunakan untuk membeli stablecoin sesuai dengan jadwal yang dipilih.
Fitur ini sangat cocok bagi mereka yang ingin membangun portofolio jangka panjang dengan strategi investasi yang stabil dan terencana.
Kesimpulan
Menghasilkan passive income menggunakan stablecoin di Binance menjadi semakin mudah dan terjangkau dengan berbagai fitur yang ditawarkan seperti Buy Crypto, Simple Earn, Super Earn, dan Auto-Invest. Masing-masing fitur memiliki keunggulan yang dapat disesuaikan dengan kebutuhan dan profil risiko pengguna.

Risk Disclaimer: Crypto prices are subject to high market risk and price volatility. You should only invest in products that you are familiar with and where you understand the associated risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. Past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up, and you may not get back the amount you invested. You are solely responsible for your investment decisions

Ripple CEO Brad Garlinghouse has put forward a significant initiative to establish a U.S. national digital reserve. During a meeting with President Donald Trump, he presented the concept of a diversified cryptocurrency portfolio, which should include various digital assets, including Bitcoin and XRP.

According to Walter Bloomberg, the U.S. president, who had previously been skeptical of cryptocurrencies, is now showing support for the industry, recognizing its innovative potential and opportunities for fostering entrepreneurship.
Garlinghouse, who personally holds a portfolio consisting of Bitcoin, Ethereum, and XRP, opposes "cryptocurrency maximalism"—the idea that only one cryptocurrency should dominate the market. In his view, such an approach hinders the development of the entire industry.
Ripple continues to strengthen its position in the global payments sector. A key milestone was the launch of its own stablecoin, Ripple USD (RLUSD), which is planned for integration into the payment system by the end of this year.
The development of the cryptocurrency sector has also been supported by the recent decision of the U.S. Securities and Exchange Commission (SEC) to repeal the SAB 121 requirement, which previously restricted banks from offering crypto asset custody services. This decision was made following a vote in the U.S. Congress last year.
#Ripple #XRP #Stablecoin #BlockchainNews #BTC

$BNB

Federal Reserve Chairman Jerome Powell has reiterated the need for clear and comprehensive regulations in the cryptocurrency sector, emphasizing the importance of financial stability and investor protection. Speaking at a Princeton University virtual event, Powell acknowledged the growing adoption of digital assets while warning of their potential risks if left unregulated.
🔍 The Case for Stablecoin Regulations
Powell particularly stressed the urgent need to regulate stablecoins, which are cryptocurrencies pegged to traditional assets like the US dollar. He raised concerns over the lack of a solid regulatory framework, highlighting how unregulated stablecoins could pose systemic risks to financial markets. According to Powell, implementing well-defined regulations will be crucial in ensuring these digital assets contribute to financial stability rather than disruption.
💰 The Potential of a US Central Bank Digital Currency (CBDC)
Discussing the future of digital finance, Powell acknowledged the potential advantages of a US Central Bank Digital Currency (CBDC). He pointed out that a digital dollar could bring several benefits, including:
✔ Enhanced cross-border transaction efficiency 🌍
✔ Lower transaction costs 💳
✔ Greater financial inclusion for underserved populations 🤝
However, Powell also emphasized that the Federal Reserve is still in the early stages of exploring the feasibility and implications of a CBDC, indicating that further research and discussions are needed before any decisions are made.
📢 A Call for Regulatory Clarity
Powell’s remarks underscore the critical need for policymakers to establish a balanced regulatory framework—one that safeguards investors, promotes market stability, and fosters technological innovation. As the cryptocurrency landscape continues to evolve, striking the right balance between risk management and financial progress will be essential in shaping a secure and efficient digital economy.
What’s your take on Powell’s stance? Should Congress take swift action on crypto regulations? Drop your thoughts below! ⬇️
#CryptoRegulation #FederalReserve #CBDC #stablecoin #DigitalDollar 🚀

Stablecoins are a unique type of cryptocurrency designed to maintain a stable value, typically pegged to a fiat currency like the US dollar 💵. These coins, such as USDT, USDC, and EURI, provide a safer investment option compared to volatile cryptocurrencies 📉📈. Binance, a leading cryptocurrency exchange, offers various innovative ways to earn passive income using stablecoins. This article explores these options and provides insights into how you can start earning today 🚀.
Introduction to Stablecoins and Their Benefits
Stablecoins are digital assets that combine the stability of fiat currencies with the efficiency of blockchain technology 🌐. Unlike other cryptocurrencies that experience significant price fluctuations, stablecoins aim to maintain a consistent value 📊. This makes them an ideal choice for investors looking for a reliable store of value and a steady income stream 💰.
Earning passive income with stablecoins involves leveraging platforms like Binance, which offers a suite of products designed to maximize returns while minimizing risk. From flexible savings to automated investments, Binance makes it easy for users to generate income without actively trading 🤖.
Earning Passive Income with Binance Earn
Binance Earn is a comprehensive hub offering various ways to generate passive income. It provides several tailored options for different investor preferences and risk levels 🏦.
1. Flexible Savings
With Flexible Savings, you can deposit your stablecoins and earn daily interest 📅. This option offers the convenience of redeeming your funds anytime, making it suitable for investors seeking flexibility 🛠️.
2. Locked Savings
Locked Savings allows you to lock your stablecoins for a fixed period in exchange for higher interest rates 🔒📈. This option is ideal for those willing to commit their funds for a set duration.
3. Launchpool
Launchpool lets you stake your stablecoins to earn tokens from new projects 🌟. This provides an opportunity to support innovative ventures while earning additional rewards 🎁.
4. Dual Investment
Dual Investment offers higher returns by enabling you to invest in stablecoins while benefiting from price movements of other assets ⚖️. It’s a structured investment product suitable for advanced users.

Providing Liquidity with Binance Liquid Swap
Binance Liquid Swap is another excellent option for earning passive income. By providing liquidity to stablecoin trading pairs, you can earn a share of the trading fees 💱. This approach not only generates income but also supports the platform's liquidity, benefiting the overall ecosystem 🌊.
Automated Investments with Binance Auto-Invest
Binance Auto-Invest simplifies passive income generation by automating stablecoin investments 🤖💼. You can schedule regular purchases of stablecoins, effectively using the Dollar Cost Averaging (DCA) strategy to build your portfolio over time 📅📉. Once invested, these stablecoins can be staked or utilized in other Binance Earn products for compounded returns 📊📈.
Why Stablecoins Are a Safer Investment Option
Stablecoins offer several advantages that make them appealing for passive income generation:
1. Reduced Volatility
Unlike cryptocurrencies such as Bitcoin and Ethereum, stablecoins maintain a stable value ⚖️, reducing the risk of significant price fluctuations 🚫📉.
2. Diverse Options
With products like USDT, USDC, and EURI, investors can choose stablecoins that suit their needs and earn income through various Binance features 🛠️📊.
3. Ease of Access
Binance’s intuitive platform ensures that even beginners can quickly get started with stablecoin investments 💻. The “Buy Crypto” page simplifies purchasing stablecoins, while Recurring Buy allows for steady portfolio growth 🔄💵.
4. Compounded Earnings
By reinvesting returns into Binance Earn products, investors can benefit from the power of compound interest 🔗📈, maximizing their passive income potential 💰.
Important Considerations for Stablecoin Investments
While stablecoins are generally less volatile, they still come with risks associated with the broader cryptocurrency market 🌐⚠️. Factors such as liquidity, regulatory changes, and platform-specific policies can influence returns 📜📊. Therefore, investors should diversify their investments and stay informed about market conditions 🛠️🧠.

Conclusion
Earning passive income using stablecoins on Binance is a smart and practical way to grow your crypto portfolio 🌟📈. From flexible savings to automated investments, Binance offers a variety of products catering to different investment goals and risk appetites 🎯. By taking advantage of stablecoins’ stability and Binance’s user-friendly platform, you can enjoy steady returns without constant market monitoring 💻💼.
Remember, while stablecoins are less volatile than other cryptocurrencies, it’s essential to understand the associated risks before investing ⚖️📉. With careful planning and informed decisions, you can unlock the potential of stablecoins as a reliable source of passive income 🚀💰.
Risk Disclaimer:
Cryptocurrency prices are subject to high market risk and price volatility. You should only invest in products that you are familiar with and where you understand the associated risks. You should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. Past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up, and you may not get back the amount you invested. You are solely responsible for your investment decisions.
#stablecoin
#USDT
#USDC
#EURI
#PassiveIncome