How to Get Passive Income with Low Risk on Binance
#passiveincome #binance #stablecoin
Stablecoins are an attractive investment option for investors who want to earn passive income with more controlled risk. Amidst the high volatility of the crypto market, stablecoins offer stability with values pegged to real assets such as fiat currencies or commodities. Binance, as one of the largest crypto trading platforms in the world, provides various products that allow users to earn passive income using stablecoins.
This article will discuss the definition of stablecoins, why they are considered safer, and steps to earn passive income in 2025!
What is Stablecoin?
Stablecoins are a type of crypto designed to have a stable value by being pegged to an external asset such as a fiat currency (USD, EUR) or a commodity like gold. This stability of value makes stablecoins more predictable and secure compared to highly volatile crypto assets like Bitcoin or Ethereum. Examples of popular stablecoins are: USDT (Tether), USDC (USD Coin), FDUSD (First Digital USD)
Why Stablecoins Are a Safer Choice for Investment?
Stablecoins are considered safer instruments compared to other crypto assets because:
Minimal Price Volatility
Stablecoindesigned to maintain stable value by linking its value to a fiat currency or other asset.Real Asset Support
Stablecoinlike USDT and USDC are backed by real asset reserves, making them more secure and stable.Suitable for Passive Income
Unlike crypto assets which tend to be speculative, stablecoins are often used in financial products to generate passive income with relatively stable interest.
Hedging Against Volatility
Stablecoinoften used as a place to park funds to avoid losses due to price fluctuationscryptothe extreme.
How to Earn Passive Income with Stablecoins on Binance (Update 2025)
Binance offers a variety of innovative products that allow users to earn passive income with stablecoins. Here are the latest options to take advantage of:
1. Buy Stablecoins with the “Buy Crypto” Feature on Binance
The first step to earning passive income using stablecoins on Binance is to buy stablecoins available through the "Buy Crypto" feature. Binance makes it easy for users to buy stablecoins such as USDT (Tether), USDC (USD Coin), FDUSD (First Digital USD), and EURI (Euro Coin) directly from their platform.
This feature is designed to make the crypto buying process faster and more practical. Users can choose from a variety of payment methods such as credit cards, bank transfers, or using peer-to-peer (P2P) features. Once the purchase is complete, the stablecoins purchased will be immediately available in the Binance wallet and ready to be used to invest in passive income products such as Simple Earn, Super Earn, or Auto-Invest.
The advantage of the Buy Crypto feature is its ease in accessing the crypto market without the need to use a third-party platform. With the stablecoin that has been purchased, users can immediately move on to the next step in getting passive income.
2. Earn Daily Interest with Simple Earn
Simple Earn is one of Binance's latest flagship products that allows users to earn daily interest by simply holding their stablecoins on the Binance platform. This product replaces the concept of Flexible Savings and Locked Savings with a simpler and more affordable system for all investors.
On Simple Earn, there are two main options to choose from:
Flexible Savings: Store stablecoins with full flexibility, where users can withdraw funds at any time without penalty fees. Suitable for those who want high liquidity.
Locked Savings: Lockstablecoinwithin a certain period (e.g. 30 or 90 days) with a higher interest rate than the flexible option.
The process is quite simple. After purchasing stablecoins through the Buy Crypto feature, users only need to select the Simple Earn product, specify the stablecoin they want to use, and activate storage. Interest will start accumulating and being paid out daily, creating a stable source of passive income with low risk.
3. Optimize Income with Super Earn
Super Earn is Binance’s latest feature designed for users who want to optimize their earnings with higher returns. Compared to Simple Earn, this product has a higher potential for interest because it offers a product with longer risk and lock-in period.
In Super Earn, users can choose stablecoins such as USDT, USDC, or others and lock their funds for a certain period. This product often participates in promotions with higher interest rates, making it ideal for users who are willing to hold funds for a longer period of time to get maximum returns.
Despite the higher returns, it is important to remember that Super Earn usually requires a longer lock-in period, meaning funds cannot be withdrawn before the period ends. Therefore, be sure to consider your liquidity needs before choosing this product.
4. Auto-Invest
Auto-Invest is an automated feature that allows users to periodically invest in stablecoins through a method known as dollar-cost averaging (DCA). With this method, users can automatically purchase crypto assets or stablecoins at specified time intervals, such as daily, weekly, or monthly.
The main advantage of this feature is its ability to reduce the impact of market volatility by making purchases gradually and consistently. In addition, funds invested through Auto-Invest can also be directly entered into the Simple Earn product, so users can earn additional interest.
The way this feature works is quite simple:
Users choose the stablecoin they want to invest in, such as USDT or USDC.
Determine the amount of funds to be invested and the frequency of purchases.
Funds will be automatically used to purchase stablecoins according to the selected schedule.
This feature is perfect for those who want to build a long-term portfolio with a stable and planned investment strategy.
Conclusion
Generating passive income using stablecoins on Binance has become easier and more affordable with various features offered such as Buy Crypto, Simple Earn, Super Earn, and Auto-Invest. Each feature has advantages that can be adjusted to the needs and risk profile of the user.
For those who don't have a Binance account, you can create one here:
https://accounts.binance.info/en/register?ref=CUAN20
*20% transaction fee discount forever!
Risk Disclaimer: Crypto prices are subject to high market risk and price volatility. You should only invest in products that you are familiar with and where you understand the associated risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. Past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up, and you may not get back the amount you invested. You are solely responsible for your investment decisions