Optimisus

Lantern Finance, Inc. today announced a significant reduction in its Bitcoin-backed loan rate, lowering the annual interest rate from 13% to 8% for one-year loans. Combined with a 2% upfront fee, this rate represents the lowest available for Bitcoin-backed loans in the United States backed by an institutional-grade custody solution. The new rate is effective immediately.
The reduction makes Lantern’s Bitcoin-backed loans among the most accessible in the market, allowing U.S. crypto holders to unlock liquidity against their Bitcoin holdings without selling, avoiding taxable events, and preserving long-term upside at a cost that has historically been out of reach for most borrowers.
Unlike other lenders that apply tiered pricing based on loan size, Lantern offers an 8 percent rate that applies uniformly across all borrowing amounts. The same rate is applied regardless of whether the loan amount is 1,000 dollars or 1,000,000 dollars, without volume minimums, size-based tiers, or additional conditions.
Lantern’s Bitcoin loans are fully custodied through BitGo, one of the most trusted names in digital asset security, with $250 million in insurance coverage and assets held in cold storage. Borrowers benefit from institutional-grade protection that most competing lenders cannot match without paying the premium that has traditionally come with it.
“Our borrowers deserve the best of both worlds real protection for their assets and a rate that doesn’t eat into their returns,” said Prince Jindal, Co-Founder of Lantern Finance. “Dropping to 8 percent is a statement: we believe crypto-backed lending should be affordable and safe, not a tradeoff between the two. This is the rate the market has been waiting for.”
“Security has always been our foundation, and now we’re making it the most cost-competitive option as well,” said Jung Won Kim, Co-Founder of Lantern Finance. “With BitGo’s custody infrastructure behind every loan, we’re proud to offer U.S. borrowers a product that sets a new standard for what a Bitcoin-backed loan should look like.”
Lantern Finance continues to expand its crypto-backed lending platform across the United States, supporting 12 digital assets and offering borrowers a seamless, fully regulated path to liquidity. The company’s conservative risk model — including a 50% maximum LTV, 72-hour grace periods, and human oversight during market stress — has kept its borrowers protected through multiple volatile market events.
For more information or to apply for a Bitcoin-backed loan, users can visit lantern.finance.
About Lantern Finance
Lantern Finance is a financial services and technology company built for crypto investors. Its mission is to simplify crypto finance by offering a safe, seamless platform where users can do more with their digital assets. Lantern’s primary offering is a crypto-backed loan product, which allows clients to safely access loans against their crypto holdings without selling.
Website: https://lantern.finance/

全球領先的遊戲開發公司WEMADE，全球區塊鏈生態系統WEMIX的母公司，已宣佈其旗艦MMORPG《YMIR傳奇》的全球版將於2026年4月7日上午10:00 KST在PC遊戲平臺Steam正式發佈。
在Steam上的發佈代表了《YMIR傳奇》全球擴展戰略中的一個關鍵里程碑。WEMADE旨在繞過傳統平臺的限制，利用龐大的Steam生態系統，以確保可持續的長期用戶基礎，並增強全球玩家的可訪問性。通過利用Steam強大的全球基礎設施，這一舉措不僅作爲平臺的補充，還作爲建立《YMIR傳奇》爲頂級全球PC特許經營的更廣泛努力的核心組成部分。

ZAP (熱情拍賣協議) 帶來了透明的鏈上價格發現，用於IGRA代幣銷售，採用與Aztec代幣發行期間處理的相同連續清算拍賣機制，該機制從191個國家的17,000名競標者中籌集了$59 million。總IGRA供應的3.5%分配了$0.006的底價，且沒有鎖定期。
Igra Labs已宣佈推出ZAP (熱情拍賣協議)，這是IGRA治理和安全代幣的公開拍賣。拍賣將在Igra網絡上於 2026年3月26日 舉行，向所有在網絡上持有iKAS的參與者開放。

Mantle, the high-performance premier distribution for real-world assets connecting traditional finance and on-chain liquidity, today announced it has crossed $755 million in total DeFi TVL, according to DeFiLlama. This milestone represents 230% growth over six months, establishing Mantle as one of the fastest-growing networks in the current market cycle and surpassing several major Layer 1 chains like Avalanche and Sui in total DeFi TVL.
A Masterclass in Resilience
What makes this milestone particularly significant is the context in which it was achieved. In September 2025, Mantle’s Total Value Locked (TVL) ranged from $160M to $200M. Over six months, and despite navigating one of the most challenging and “coldest” market cycles in years, the ecosystem has achieved a growth rate approaching nearly a 300% increase.
While many protocols struggled to maintain liquidity, Mantle’s fast expansion reflects a flight to quality and utility among DeFi participants. This growth is not the result of short-term liquidity incentives or mercenary capital. It is the compound effect of deliberate ecosystem building, structural infrastructure advantages, and the unique distribution flywheel created by Mantle’s strategic alignment with Bybit, one of the world’s largest centralized exchanges with over 80 million users globally. 
Two Strategic Levers: RWA and CeDeFi
Mantle’s ecosystem is currently focused on two strategic, high-conviction growth levers.
Real World Assets (RWA): Mantle has positioned itself as the primary destination for the next generation of on-chain finance. By optimizing infrastructure for tokenized treasury bills, credit, and real estate, Mantle is ready to capture the massive liquidity influx as institutional RWA TVL begins to flow.The CeDeFi Flywheel: Through a strategic and deep collaboration with Bybit, Mantle continues to bridge the gap between centralized and decentralized finance. This “CeDeFi” narrative provides users with the security of on-chain transparency coupled with the liquidity and ease of use found in top-tier exchanges.
Mantle’s Ecosystem Momentum
The $755M milestone was accelerated by a series of recent ecosystem integrations and milestones:
Mantle x Aave: Mantle has crossed $1.34 billion in total lending and borrowing on Aave in just over a month since deployment, making it the third-largest Aave market globally, trailing only Plasma and Ethereum.Mantle Vault Expansion: Bybit’s Mantle Vault, now running directly on Mantle Network and powered by CIAN Protocol and Aave, has crossed $150M in AUM, serving as a direct CeFi-to-DeFi gateway for Bybit’s user base.Bybit Alpha Integration: Four Mantle-native assets are now live and tradeable on Bybit Alpha, giving 80M+ Bybit users seamless access to Mantle’s on-chain ecosystem.Capital Efficiency for MNT: 3Jane, a credit protocol on Ethereum backed by Paradigm, has whitelisted $MNT, $mETH, and $cmETH for unsecured USDC credit lines, expanding the capital utility of Mantle’s native assets.Frictionless Access via Everclear: Users can now deposit stablecoins from any supported chain directly into Aave on Mantle in a single transaction, with no manual bridging required.
“Surpassing major L1s like Avalanche and Sui is just the beginning,” said Emily Bao, Head of Spot at Bybit and Key Advisor at Mantle. “Our 230% growth despite the current “cold” market conditions and ongoing political tensions proves that our infrastructure is built for builders who value sustainability and scale. As RWA becomes the backbone of DeFi, Mantle will be the engine accelerating it.”
The Road to Top 10: RWAs as the Next Growth Lever
Mantle’s $755 million TVL milestone is a proof point, not an endpoint. The network’s roadmap is oriented around a clear thesis: as tokenized real-world assets begin flowing on-chain in earnest, Mantle is positioned to capture a disproportionate share of that activity.
The infrastructure is already in place. A deeply liquid lending market on Aave provides the yield and borrowing layer. The Bybit distribution flywheel provides the capital access. Mantle provides the RWA protocol foundation. With tokenized gold and further institutional-grade RWAs in the pipeline, Mantle’s TVL trajectory is structurally positioned to continue its upward path.
A top 10 ranking in global DeFi TVL is not a distant ambition. It is the natural outcome of a distribution layer that is already connecting the world’s largest CeFi ecosystem to on-chain liquidity at scale.
About Mantle
Mantle positions itself as the premier distribution layer and gateway for institutions and TradFi to connect with on-chain liquidity and access real-world assets, powering how real-world finance flows.
With over $4B+ in community-owned assets, Mantle combines credibility, liquidity and scalability with institutional-grade infrastructure to support large-scale adoption. The ecosystem is anchored by $MNT within Bybit, and built out through core ecosystem projects like mETH, fBTC, MI4 and more. This is complemented by Mantle Network’s partnerships with leading issuers and protocols such as Ethena USDe, Ondo USDY, and OP-Succinct.
For more information about Mantle, please visit: mantle.xyz
For more social updates, please follow: Mantle Official X & Mantle Community Channel  

 The Sandbox, an immersive gaming platform and subsidiary of Animoca Brands, today opened pre-registration for the playtest of The Sandbox NEXT, marking for the franchise a going back to its roots after 40 million historical downloads on mobile. The Sandbox NEXT is built by Unreal Engine, a significant technical shift for The Sandbox, which has historically run on Unity. Register for free at sandbox.game/next.
The Sandbox NEXT offers a multiplayer extraction and survival mobile gameplay in which players carry over their identity, progression, and all the voxel assets from The Sandbox game platform, including UGC and branded ones. The Sandbox NEXT provides players with a fast-paced, replayable PvP experience that connects intense and skill-demanding gameplay with the broader player-driven ecosystem of The Sandbox, where player avatars from over 56 collections of branded Avatars (Snoop Dogg, Attack on Titan, Smiley, Steve Aoki, Paris Hilton, Smurf, etc) extend beyond a single match.
Players of The Sandbox NEXT are dropped into the Desert, an open-terrain environment built around sightlines and long-range combat, or the City, a vertical, close-quarters map that rewards adaptability. Matches support solo play or multiplayer groups of up to 20 players per instance.
The Sandbox NEXT will serve as a new entry point into The Sandbox, where playing, collecting, and expressing identity all converge. The mobile launch represents a major step for one of web3’s most established entertainment brands, with more than 400 brand and IP partners spanning gaming, music, fashion and culture, including Warner Music Group, Gucci, Ubisoft, Snoop Dogg and Lacoste.
Season 7 of The Sandbox, which is currently ongoing, introduced three browser-based games as a frictionless entry point to The Sandbox ecosystem. Now, with The Sandbox NEXT playtest, The Sandbox is taking steps to integrate additional experiences via mobile.
“Like our recent launch of WebGL games, The Sandbox NEXT is part of our plan to increase the reach of The Sandbox so players can discover, play and come back more often, whether they’re on desktop or on their phone,” said Robby Yung, CEO of The Sandbox. “The goal is to meet people where they spend their time. A native mobile experience in addition to the desktop version makes that possible in a way browser access alone can’t.”
Registration for The Sandbox NEXT playtest is now open until 25 March 2026 at 2 p.m. (UTC), with limited spots assigned on a first-come first-served basis. The playtest begins on 26 March, with additional features rolling out as The Sandbox NEXT evolves. Register now at sandbox.game/next.
For more information about The Sandbox NEXT mobile app playtest, visit sandbox.game/blog and follow The Sandbox on X, Discord, and Instagram for regular updates.
About The Sandbox
The Sandbox, a subsidiary of Animoca Brands, is an immersive metaverse platform in which users play, create, and monetize unique experiences alongside their favorite brands, IPs, and celebrities across gaming, entertainment, music, art, and more. The Sandbox leverages web3 technologies to fully enable end-user creation and creator economies, disrupting existing platforms by providing both Players and Creators with true ownership of their assets, creations, and rewards as non-fungible tokens (NFTs). Over 400 partners have joined The Sandbox, including Warner Music Group, Gucci, Ubisoft, Paris Hilton, Attack on Titan, Snoop Dogg, Lacoste, Steve Aoki, The Smurfs, and many more. For more information, please visit www.sandbox.game and follow the regular updates on X, Medium, and Discord.
About Animoca Brands
Animoca Brands Corporation Limited (ACN: 122 921 813) is a global digital assets leader building and investing in impactful technologies and ecosystems to reimagine future economies. It has received broad industry and market recognition including Fortune Crypto 40, Top 50 Blockchain Game Companies 2025, Financial Times’ High Growth Companies Asia-Pacific, and Deloitte Tech Fast. Animoca Brands is recognized for building digital asset platforms such as the Moca Network, Open Campus, Anichess, and The Sandbox, as well as institutional-grade platforms; providing digital asset services to help Web3 companies launch and grow; and investing in frontier Web3 technology, with a portfolio of over 600 companies and digital assets. For more information visit www.animocabrands.com or follow on X, YouTube, Instagram, LinkedIn, Facebook, and TikTok.

在過去的幾年裏，加密貨幣一直陷入同一個循環。

新代幣。
新的敘述。
新的炒作。
同樣的問題：
“接下來會漲什麼？”
但最大的財富很少是由追逐已經響亮的人所創造的。
它是由那些在大衆意識到遊戲已經改變之前捕捉基礎設施轉變的人所創造的。
這正是 PayFi 現在重要的原因。
因爲當大多數市場仍在盯着圖表時，下一個加密貨幣突破階段的鐵路已經在顯眼處建成：穩定幣、鏈上結算、錢包本地支付、跨境資金流動和現實世界商家實用性。這不再是一個理論。它不是“也許某天”。數字已經在尖叫。Visa 表示，穩定幣越來越多地融入主流支付，甚至表示每個金融機構都應該有一個穩定幣策略。

PWC 已成爲首個同時獲得東盟唱片和亞洲唱片官方認可的非託管加密貨幣支付錢包。

這不僅僅是新聞。
這是一個新時代的開始。
每個人都知道——這並非結束。
這是PayWithCrypto真正載入史冊的時刻。
因爲就在這個夜晚，我們見證了一個轉折點：
PWC 是首個在東盟和亞洲獲得官方認可的非託管加密貨幣支付錢包。
PWC ONE 不僅僅是一場年度晚宴。

Enjin，元宇宙體驗和非同質化代幣（NFT）的先驅，今天推出了元素的精華，這是一個圍繞真正玩家擁有的多元宇宙倡議，遊戲內物品可以在多個遊戲中使用、進階和擴展。元素的精華不是單一的遊戲內活動，而是建立在玩家真正擁有其物品、在不同世界之間攜帶它們並通過跨遊戲玩法提升其價值的模型之上。
通過Enjin的多元宇宙儀表板，玩家將他們的遊戲錢包鏈接以訪問跨多個標題的共享進度系統。通過在不同遊戲中完成任務和挑戰，玩家賺取精華並解鎖超越任何單一遊戲的新物品，創造出不斷增長的多元宇宙收藏品。每個賽季——火、水、風和土——都增加了擴展物品效用的新機會，並通過在不同遊戲環境中的遊戲解鎖額外的多元宇宙物品。

Check Point Research 揭示了朝鮮高級持續威脅 (APT) 組織 KONNI 正在針對日本、澳大利亞和印度的區塊鏈開發者。黑客正在使用 AI 生成的 PowerShell 後門。
根據2026年1月21日發佈的報告，攻擊開始時，KONNI 使用 Discord 提供一個鏈接，提示開發者下載一個 ZIP 文件。該檔案包含啓動多階段感染過程的元素，針對受害者的計算機。
ZIP 文件包括一個 Windows 快捷方式和一個看似真實的 PDF 文件。Windows 快捷方式啓動腳本，加載內存中的 PowerShell 腳本，生成計劃任務，並解壓其他文件。該腳本隨後連接到攻擊者控制的服務器，在被攻陷的系統上創建永久後門。

Tezos協議已經成功升級，經過了一個鏈上治理過程，得到了來自bakers（驗證者）和社區成員的廣泛參與。
由Nomadic Labs、Trilitech和Functori開發的塔林是第20次協議升級，標誌着Tezos區塊鏈的20次演變，該提案由協議本身提出、採納並無縫激活。
“在沒有網絡中斷的情況下，完全去中心化地適應市場需求20次，持續7年，這是Tezos可靠性和未來設計的無可否認的證明，”Nomadic Labs的工程主管Yann Régis-Gianas說。”

隨着支付、金融和區塊鏈基礎設施的持續融合，一種新的價值流通範式正在形成。

1. 從DeFi到PayFi：區塊鏈應用的必然演變
在區塊鏈發展的早期階段，行業的關注主要集中在資產轉移和金融衍生品上。
DeFi（去中心化金融）證明了區塊鏈可以在沒有中介的情況下建立金融系統。
然而，它並沒有解決一個更根本的問題：日常支付和結算。