Decaf, the Florida-based digital ledger technology platform for secure and transparent payment, recently launched Decaf Pay, a web version of its wallet which enables cross-border payments. Since launching, Decaf Pay has seen enormous growth in the LATAM region, with a 400% increase in July of 2023 alone and within 7 figures of USDC volume. The company expects these figures to grow into billions in the near future. But why is LATAM seeing such rapid growth in crypto adoption and how is Decaf a major influencer of this growth?
Why LATAM is seeing rapid crypto adoption
LATAM’s inflation crisis is one of the most challenging globally, with many counties in the region experiencing the worst economic downturn in the last ten years. For example, Argentina's markets— which have long been shaky after years of economic crisis— have witnessed inflation rising over 100%, with four out of ten Argentines reportedly below the poverty line. For Mexico, the country suffered its worst economic contraction since the great depression in 2020, with its aggregate output dropping by 8.5%.
However, the challenging economic conditions in LATAM countries have presented opportunities for crypto adoption to grow rapidly, as many continue to seek financial freedom. This interest is reflected in the incredible success Decaf Pay has seen in LATAM so far.
Decaf Pay, an improved, web-based version of Decaf Wallet, facilitates super-quick and efficient cross-border payments. “It’s like Wise and Deel, but for cross-border USDC transactions,” says Rick Martin, founder and CEO at Decaf.
How Decaf Pay is transforming cross-border payments in LATAM
Decaf Pay blends the speed of cryptocurrency with the reliability of decentralization, while retaining the feel of conventional banking. It enables users in LATAM to convert USDC — a stablecoin pegged to the US dollar — into their native currencies, while steering clear of time-consuming transfers and exorbitant fees.
Using Decaf Pay is as simple to use as services like Wise and Deel, as Rick Martin notes. Whether it is someone in the Philippines waiting for a paycheck from America or a Korean trader looking for the next arbitrage opportunity, Decaf Pay enables simplified USDC to local currency conversion and comprehensive transaction tracking.
Prior to Decaf Pay, cross-border payments took weeks, and high exchange rates were a constant pain. With Decaf Pay, users can get USDC payments with speed, hold funds as long as they desire, and convert USDC to their local currencies without any hassles. The flexibility that Decaf Pay brings makes financial dealings seamless.
Speaking of how Decaf Pay has simplified payments for her business, Maria, a freelance worker based in Argentina, says “Before Decaf Pay, payments from my U.S. clients took weeks, and unfavorable exchange rates were a constant worry. With Decaf Pay, I get my USDC payments quickly, can hold as long as I want, and can convert to my local currency seamlessly. This flexibility has given me unparalleled financial freedom!”
Decaf Pay has been designed to be intuitive and efficient at every step. It serves a seasoned crypto trader as much as it does the freelancer dealing with global payments for the first time.
At a time when borders have given way to the digital realm and businesses have become globally connected, having an efficient and user-friendly platform like Decaf Pay for facilitating global transactions has become imperative.
Enter Blockchain & USDC
For those new to the term, think of blockchain as a digital ledger—unmodifiable and transparent. At its core, it provides a foundation for assets like USDC. Holding USDC is akin to having a shielded savings account that defends against inflation and devaluation.
Now, pair this with a non-custodial wallet—a digital wallet where only the user has control, without third-party intervention, where transaction fees are a fraction of a cent and instant. Especially in countries where national currencies and banks have histories of devaluation or failure, such a wallet offers a haven.

Deloitte and Nexxiot, a TradeTech digitizing supply chain assets leveraging advanced technology, have partnered to elevate the logistics industry through KYX. With the objective to revolutionize global trade compliance and operational efficiency in the logistics supply chain, KYX amalgamates Know Your Client (KYC) and Know Your Cargo. This project will use KYC / KYB credentials built on KILT for the logistics industry.
The announcement was made at Polkadot Pulse 1.0 during the presentation KYX: FREIGHT & CARGO MEET WEB3, with Ingo Ruebe from KILT Protocol and Micha Bitterli and Werner Fontanive from Deloitte Managed Services on 7th December 2023.
Ingo Rube, Founder, KILT Protocol, stated that Deloitte and Nexxiot alliance is innovating blockchain integration that will bring in trust in real-world credentials to the digital world while keeping data private and in control of its owner. The alliance aims to facilitate new business models for anyone to build on their reputation. Utilizing decentralized and open-source solutions ‘Built on KILT’, any entity will be able to create a service built on blockchain without dealing with cryptocurrencies or having blockchain knowledge.
Hapag-Lloyd, a shipping corporation will be the first to implement KYX followed by Vodafone onboarding. The objective of this collaboration is set to redefine supply chain management, accelerate processes, and set the standard for logistics services. Combining Deloitte's established KYC services with Nexxiot's advanced asset intelligence technology and the regulatory-approved CINFONI platform, KYX promises to benefit stakeholders across trade finance, banking, and insurance.

Blockchained India has rolled out the launch of the second edition of their flagship event - Back the Buidlers 2.0. This global community of Web3 builders has designed the initiative to empower builders in advancing their ventures and in line with their objective to add $1 trillion in value to the Web3 ecosystem by supporting over 2000 startups. They will be providing with vital support, mentorship, and connections with grant managers, investors, and key stakeholders from the known ecosystems.
The event is set to commence on December 9, 2023, starting from 6:00 pm at The Zuri in Whitefield, Bangalore. Akshay Aggarwal, Founder Blockchained India, stated that in the last year, the Web3 industry had attained big milestones, such as the launch of Bitcoin ordinals and the Arbitrum airdrop. The recent surge in the industry, accompanied by a bull run, attracted mainstream financial institutions and prompted regulatory actions aimed at securing retail interest.
Another remarkable moment in achieving mass adoption emerged through decentralized social media protocols by empowering users with content and network ownership. However, there is a need to bridge the gap between innovation and user adoption. Blockchained India is looking to meet this by empowering builders and providing attention to burgeoning products.
Speakers at the event include Pranav Sharma, Managing Partner, WoodStock Fund; Amogh Gupta Developer Advocate & India Lead, Sui Foundation; Radhakrishna Dasari, Technical Education Lead, Web3 Foundation; Sanat Kapur. Partner, Dragonfly Capital; Sameep Singhania Founding Member, QuickSwap amongst others.
The discussions will extend beyond user-centric initiatives, and delve into infrastructure innovations such as account abstraction, concentrated liquidity pools, player-owned DAOs, liquid democracy, and more.

AlgoBharat, India-focused initiative of Algorand Foundation, made a number of high-profile announcements made at Algorand Impact Summit, a two-day event that convenes business leaders, policymakers, NGOs, and developers to discuss how blockchain can help solve challenges that the world comes across.
The partnerships indicate Algorand’s vision of delivering greater access to markets, capital and financial services by unraveling the power of blockchain technology. It could especially help underserved sections of society who have limited access to traditional banking infrastructure.
Staci Warden, CEO of Algorand Foundation, stated, “India's remarkable role in global technological progress has inspired us to establish a distinctive presence in the country. In just a year, our strategic collaborations and innovative blockchain solutions with key players have pioneered financial inclusion, with the potential for impacting millions of lives in underserved communities. As we contribute to the growth of the global Web3 ecosystem, our journey in India has only just begun, with much more ground to cover."
Anil Kakani, Vice President and India Country Head at Algorand Foundation, added, "Blockchain technologies can bring profound upliftment by providing greater access to markets, capital, and financial services. The Algorand Impact Summit stands as a testament to our belief in the Indian Web3 ecosystem. Partnering with those who share our passion, we are eager to witness the tangible on-the-ground impact on improving access to markets, capital, and financial services.”
Announcements include a partnership with T-Hub, a Telangana government-led prominent tech incubator, to launch Startup Labs, a 12-month program that will offer end-to-end mentorship for 20 high-potential Web3 startups. Another partnership with NASSCOM, through its FutureSkills Prime skilling hub, to provide modular-based training content and assessments to support the training and employability of students and professionals building out their Web3 developer capabilities. 
It has also started a partnership with TiE Bangalore with the key objective of fostering the Indian Web3 ecosystem through strategic educational and training initiatives. This partnership will help Algorand establish its foothold with the startup, investor and tech communities in Bangalore.

AlgoBharat will be holding the Algorand Impact Summit in New Delhi, hosting policy officials, investors, founders, NGO heads, and business leaders. The list of participants include Dr. R. S. Sharma (former civil servant with 3 decades of experience in digital governance and innovation), Staci Warden (global policy leader and CEO, Algorand Foundation), Chetna Gala Sinha (Indian social entrepreneur and CEO, Mann Deshi Women’s Cooperative Bank), Jayson Berryhill (Co-Founder, Wholechain), Benedetto Biondi (CEO, Folks Finance).
The event will be held in view of awareness and activity in India’s blockchain ecosystem which has emerged as a transformative force with real-world utility across various sectors. The government’s thrust on building the country’s digital infrastructure, as well as the Reserve Bank of India’s Central Bank Digital Currency (CBDC) pilot launch late last year, have fueled the growth of innovation in India.
The summit will host panel discussions and keynote addresses covering key topics spanning across supply chain transformation to tokenization of real-world assets, and delivering financial services for the next billion to the path to carbon neutrality.

An easy-to-use tool that scans thousands of cryptocurrencies in minutes
From AI-powered chatbots like ChatGPT and Bard to AI-enabled drug discovery processes, AI has changed the business landscape tremendously and nothing is going to be the same again. One study by research firm McKinsey shows generative AI could enable automation of up to 70 percent of business activities across almost all occupations, between now and 2030, adding trillions of dollars in value to the global economy.”
The world of cryptocurrency trading is not left out of this AI wave, with new tools like Tickeron’s Real Time Patterns (RTP) tool bursting onto the scene to transform how trading is done.
Tickeron’s innovative RTP tool is a game-changer in the world of cryptocurrency trading. This powerful tool is designed to revolutionize how you discover and interact with trading patterns in the dynamic crypto market.

Key Features of RTP:
Effortless Pattern Discovery: RTP enables you to effortlessly uncover a wide range of trading patterns across the cryptocurrency landscape. With just a few clicks, you can access real-time insights into dozens of patterns, making it easier than ever to spot potential trading opportunities.
Advanced AI-Driven Analysis: At the core of RTP is an advanced AI system that meticulously scans through thousands of cryptocurrencies and other assets. It not only identifies patterns based on your criteria but also provides a historical analysis to offer 'confidence ratings'. These ratings are crucial in helping you gauge the potential success of each pattern, thereby empowering your trading decisions with data-driven insights.
Customizable Trading Experience: Recognizing that every trader has a unique style, RTP offers customizable search options to align with your individual trading approach. Whether you prefer aggressive short-term trades or more conservative long-term strategies, RTP adapts to meet your needs.
Unique Market Positioning: Tickeron’s RTP stands out in the market with its unique blend of deep, AI-backed analysis and user-friendly interface. The combination of confidence level ratings and temporal signals positions RTP as a distinctive tool amongst a sea of standard market solutions.
Diverse Pattern Types and Time Frames: With RTP, flexibility is at your fingertips. The tool can analyze an impressive array of 39 different pattern types across various time frames – from as short as five minutes, 15 minutes, 30 minutes, one hour, four hours, or one day. This versatility ensures that you have comprehensive coverage of market movements, no matter your preferred trading tempo. 
Tickeron's RTP tool is more than just a pattern scanner; it's your gateway to smarter, more informed crypto trading. By harnessing the power of AI and offering unparalleled customization, RTP provides a competitive edge that can redefine your trading experience.
Example: The Rising Pennant Pattern
Visualizing Trends: In the Rising Pennant pattern, the consolidation phase, characterized by fluctuating prices within a converging range, is visually similar to a pennant flag. This visualization aids traders in recognizing the pattern and preparing for potential market moves.

Anticipating the Breakout: The 'breakout' point in this pattern is critical. Traders psychologically prepare to act when the price moves beyond the consolidation range, often with an expectation of an uptrend (price increase).
Adaptation with Technology: Before advancements like Tickeron’s product, traders had to manually identify and interpret these complex patterns. Now, AI-driven tools can automate pattern recognition, reducing the cognitive load and emotional strain on traders, allowing for more objective and timely decision-making.
In essence, pattern trading in cryptocurrencies merges technical analysis with psychological elements. Traders not only interpret chart patterns but also manage their cognitive biases, emotional responses, and risk assessments. Understanding this interplay is crucial for successful trading and for appreciating the impact of technological tools that simplify and enhance this process.
The Psychology Behind Pattern Trading
Pattern trading in the cryptocurrency market involves a psychological interplay between anticipation, prediction, and reaction. Traders rely on patterns in crypto prices to discern potential trends that could hint at future price movements. This reliance on patterns is rooted in the belief that historical price movements can offer insights into future market behavior.
Seeking Predictability in a Volatile Market: Cryptocurrency markets are known for their volatility. Traders use patterns to bring a sense of predictability and order to what may seem like random price movements. This need for predictability is a fundamental aspect of human psychology, where patterns provide a framework for understanding and anticipating market behavior.
Pattern Recognition as a Cognitive Process: Humans are naturally inclined to recognize patterns. In trading, this translates to identifying specific formations in price charts that have historically signified bullish or bearish trends. The ability to spot these patterns is not just a technical skill but also a cognitive one, involving memory, attention to detail, and analytical thinking.
The Influence of Confirmation Bias: Confirmation bias plays a significant role in pattern trading. Traders may prefer certain patterns based on past successes, leading them to seek out these patterns more frequently. This bias can reinforce their belief in the predictive power of these patterns, sometimes at the expense of overlooking contradictory evidence.
Emotional Response to Market Movements: The anticipation of a pattern’s breakout point can create an emotional response. For instance, in a Rising Pennant pattern, as the consolidation phase nears its end, traders may experience excitement or anxiety, anticipating the ‘breakout’ moment to make a profitable move.
Risk and Reward Assessment: Engaging in pattern trading also involves a psychological balancing act between risk and reward. Traders must constantly assess whether the potential gain from a predicted price movement outweighs the risk of the pattern not materializing as expected.
How RTP Changes Pattern Trading
Let's delve further into how RTP (Real-Time Pattern) revolutionizes pattern trading and its unique features:
RTP's Adjustable Time Frames: Navigating the vast landscape of cryptocurrencies, forex, and various other assets to identify patterns can be an arduous task. In the past, traders had to manually scrutinize each asset, racing against time to spot patterns before market conditions changed. RTP recognizes the importance of time frames in pattern trading and offers users the flexibility to choose from a range of adjustable time frames, including 5 minutes, 15 minutes, 30 minutes, 1 hour, 4 hours, and 1 day. This customization is invaluable for serious investors who can align their trading strategy, whether it's day trading or swing trading, with their preferred time frames.
Seamless Pattern Identification: With the chosen time frames in place, users simply specify the pattern they are interested in and set an acceptable minimum confidence rating. The AI takes it from there, diligently scanning the data and promptly notifying users as soon as it detects the desired patterns. This automation streamlines the trading process, freeing traders from the tedium of manual analysis.
RTP's Backtesting Innovation
What truly sets Tickeron's products apart is their commitment to providing comprehensive insights. RTP goes beyond pattern detection; it harnesses the power of AI to analyze historical success rates for each pattern, ultimately determining its likelihood of profitability. This analysis results in a confidence level percentage, empowering users with a data-driven understanding of whether to buy or sell. This innovation leverages the right data to deliver deeper insights, showcasing the full potential of advanced AI.
Sergey Savastiouk, Ph.D., founder at Tickeron, highlights the importance of historical context, stating, "It's not enough to merely identify a pattern; you need to know how it has performed in the past. Otherwise, you're left interpreting market movements manually, a time-consuming process that yields less nuanced results compared to what AI can achieve in mere seconds."
Confidence Rating for Informed Decision-Making: The confidence rating is a pivotal component of Tickeron's commitment to providing users with the most informed trading decisions. Armed with this data, users can confidently navigate the intricate world of pattern trading, secure in the knowledge that they have access to the most relevant insights.
Enhanced Cryptocurrency Insights with RTP: RTP goes the extra mile by providing not only pattern detection but also predictions of breakout prices, target prices, and other critical statistics with each search. Results are promptly delivered to users' inboxes, enabling them to take action at their convenience. Moreover, users can conveniently bookmark their preferred patterns, allowing the AI to continuously monitor their status. This feature ensures that investors can return to a pattern in the future, providing a seamless and efficient trading experience. Regardless of an investor's preferred pattern trading strategy, RTP equips them with customizable tools for success, all presented through an intuitive and user-friendly interface.
In conclusion, RTP revolutionizes pattern trading by automating the identification process, offering backtesting insights, and delivering comprehensive data to empower traders in making informed decisions. With its customizable features and user-friendly interface, RTP is a valuable tool for investors seeking to navigate the dynamic world of cryptocurrencies and other assets.
What to do
Investors can try RTP with a free 14-day trial, or get the product for free by subscribing to AI Trading Bots and using their included credit on RTP. Users can also access webinars, how-to videos, and one-on-one lessons at Tickeron’s website, which is an essential resource for any investor eager to leverage the power of AI.
“Pattern trading used to be reserved for those who had the time to search,” notes Dr. Savastiouk. “Thanks to RTP, we’re in a new age of AI-backed stock analysis. The average investor now has data and insights that were unimaginable before. We’re in a new exciting era of pattern trading investing—we’re glad to help provide access to that success.”
Professional investors use the following three step process for stock trading:

Step 1. Identify dozens of potential stocks out of thousands for long and short positions using fundamental analysis and AI Screener. 
Step 2. Discover stock patterns from Step 1. for long and short directions using Chart Pattern Scanner, correspondingly.  
Step 3. Build a market neutral portfolio for a day or swing trading strategy to ensure profits from either of the global market movements.