There are still many people who have houses but no cars in big cities.

The reason is very simple.

Cars are money-eating beasts. We don't even talk about cars that cost more than 500,000 yuan. Even if you buy a car worth about 200,000 yuan, the depreciation fee for one year is at least 10%, which is 20,000 yuan a year. Let's put this depreciation fee aside.

For a car, the parking fee for one year is 6,000 yuan. If there is no accident, the insurance for one year is expensive in the first year of a 200,000 yuan car, and it starts to be cheaper after the second year, about 3,000 yuan a year. Wash the car at least twice a month, which costs more than 1,000 yuan a year. After buying a car, it is impossible not to drive it all the time. If you drive it out, it is calculated based on 10,000 kilometers a year, and the fuel cost is 6,000 yuan, and other maintenance and so on.

Buy a 200,000 yuan car, and the depreciation fee + daily expenses for one year is 40,000 yuan a year.

If you have 40,000 yuan a year, you can afford a house worth 1 million yuan if you use it to buy a house.

Therefore, many workers in big cities do not buy cars, especially those who have mortgages.

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