Ibanera, a digital bank and payment company that focuses on providing embedded payment services for Web3 platforms, announced that it has completed a financing of US$18.5 million at a discounted valuation of US$195 million, with participation from European payment company Emerchantpay Limited. Ibanera's payment architecture can effectively support the next generation of financial services based on distributed ledger technology, mainly covering cross-border payments, currency exchange, mobile banking and merchant services, providing security support for companies engaged in digital assets and NFT businesses, while also eliminating Web3 complexity. It is reported that Ibanera launched a digital bank and payment platform in the fourth quarter of last year, which can be used to support banking services such as account funds, payment distribution and collection. (woodtv) #bullish #bitcoindifficulty