$XRP
Is the direct linking of XRP to the SWIFT system a fact or a rumor?
There is no official confirmation yet regarding the direct linking of XRP to the SWIFT system, but there are speculations about the possibility of integration between RippleNet, the network that relies on XRP, and global payment systems like SWIFT.
SWIFT is a messaging system between banks that does not actually transfer money but sends payment instructions.
RippleNet uses XRP to settle cross-border payments instantly and at a lower cost.
SWIFT gpi and competition with Ripple
SWIFT has developed the gpi (Global Payments Innovation) service to improve the speed of transfers, which competes with the advantages of RippleNet.
Some banks that use SWIFT gpi have also started testing Ripple-based solutions, which may lead to partial integration or future collaboration.
No official partnership has been announced between Ripple and SWIFT.
Ripple has partnerships with several banks and financial institutions, but there has been no announcement that XRP will be part of the SWIFT system itself.
Conclusion:
So far, XRP is not officially linked to SWIFT, but there may be indirect integration if some banks adopt RippleNet alongside SWIFT gpi
