This is a general announcement and marketing communication. The products and services mentioned may not be available in your region.

Hello, Binancian:

Due to high demand from the community, Binance Earn is pleased to announce another round of its special stablecoin offerings. During the promotional period, eligible users who subscribe to USDC Flexible products and EURI will be able to enjoy APR rates of 11%* and 8.7%*, respectively, which include tiered and real-time bonus APRs.

Enjoy an APR rate of up to 11%* with USDC Flexible products and 8.7%* with EURI Flexible products.

  • Promotional period: from 14/3/2025 at 00:00 (UTC) to 27/3/2025 at 23:59 (UTC)

  • Subscription format: completes subscriptions on a first-come, first-served basis according to the following terms.

  • Distribution of rewards:

    • Tiered bonus APR: distributed to users' Spot accounts daily. The first reward will be delivered the day after accumulation begins (two days after subscription).

    • Real-time APR: is accrued and accumulated directly in users' Earn accounts every minute.

Products offered (Flexible Products)

Digital asset

Duration

* APR during the promotional period

Minimum subscription limit per user

Maximum subscription limit per user

Tier ranges:

0 - 500 USDC

Tier ranges:

500 - 5,000 USDC

Tier ranges:

>5,000 USDC

Flexible

11%

(includes a tiered bonus APR of 10% and approximately 1% real-time APR)

4%

(includes a tiered bonus APR of 3% and approximately 1% real-time APR)

1%

(approximately 1% real-time APR)

0.1 USDC

300 million USDC

Digital asset

Duration

* APR during the promotional period

Minimum subscription limit per user

Maximum subscription limit per user

Tier ranges:

0 - 300 EURI

Tier ranges:

> 300 EURI

Flexible

8.7%

(includes a tiered bonus APR of 7% and approximately 1.7% real-time APR)

1.7%

(approximately 1.7% real-time APR)

0.1 EURI

2.5 million EURI

How to start using USDC and EURI Flexible products:

  1. Buy USDC or EURI through the Buy Crypto. Different payment methods are accepted, such as Visa and Mastercard cards, Apple Pay, Google Pay, and account balances. You can also deposit USDC or EURI into your Binance account.

  2. Go to [Simple Earn] and search for USDC or EURI.

  3. Select FLEXIBLE, and subscribe to Flexible products of USDC or EURI to start earning rewards.

Start earning profits!

Terms and conditions:

  • Changes to the Simple Earn Reward Rate will be published on the platform periodically. Please review the Terms and Conditions of Binance Simple Earn and the Risk Warning for more information before using Simple Earn.

  • Rewards:

    • The real-time APR rate is subject to change every minute. Check the pages of these products for more accurate information. Real-time APR rewards are accrued and directly credited to users' Earn accounts every minute.

    • The tiered bonus APR is offered as an additional reward to the real-time APR. After subscription, tiered bonus APR rewards begin to accrue the next day starting at 00:00 (UTC). The distribution of rewards will begin the day after accumulation starts between 00:00 (UTC) and 08:00 (UTC), and will be deposited into the user's Spot account.

    • All users who maintain open positions in Flexible USDC and EURI products will receive real-time APR rewards and tiered bonus APR during the promotional period. Once the promotion ends, users will only be entitled to receive real-time APR rewards.

    • Tiered bonus APR rewards are calculated based on the subscribed amounts and are subject to the corresponding limit per tier for each token. Please refer to the frequently asked questions for more details.

    • The APR rewards are distributed from Binance's own funds and are determined based on the assessment and valuation of prevailing market conditions. This promotion is not associated with the issuer of USDC/EURI in any way.

  • Assets deposited in Simple Earn may be lent to other Binance users (e.g., in Margin and crypto Loan products).

  • A high volume of refund requests may temporarily delay your refund. Refunds are usually resumed after liquidity is returned.

  • Users can view their Flexible product assets in Assets > Earn > Simple Earn.

  • Refund time for subscriptions to Flexible products: immediate.

  • Binance reserves the right to disqualify participants who manipulate Binance's program code or interfere with the operation of the program code with other software.

  • Binance reserves the right to disqualify, at its reasonable discretion, any participant who acts fraudulently or fails to comply with the applicable Terms and Conditions.

  • Binance reserves the right to cancel or modify the Promotion or the Promotion Rules at its sole discretion.

  • You can access additional terms and conditions of the promotion here.

  • There may be discrepancies between the translated version and the original English version of this announcement. In case of discrepancies, please refer to the original version for the most accurate information.

Thank you for your support!

The Binance team

14/3/2025

Legal notice: USDC is an electronic money token issued by Circle Internet Financial Europe SAS (https://www.circle.com/). The USDC whitepaper is available here. You can contact Circle using the following contact information: +33(1)59000130 and EEA-Customer-Support@circle.com.

USDC holders have a legal claim against Circle SAS as the issuer of USDC in the EU. These holders have the right to request the reimbursement of their USDC from Circle SAS. This reimbursement will be made at any time and at its nominal value.

EURI is an electronic money token issued by Banking Circle S.A. (https://www.bankingcircle.com/). Its whitepaper is available here. You can contact Banking Circle using the following contact information: +44 (0)7867254482 and clientservices@bankingcircle.com.

EURI buyers can exchange their EURI at nominal value for funds denominated in the official currency to which the EURI refers (EUR) for the monetary value of the EUR that Banking Circle has in its possession for the EURI buyer.