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Henrique Meirelles
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The text criticizing XRP contains inaccurate statements. Let's clarify:
1. "PIX does the same thing."
PIX only works in Brazil and in reais. XRP was created for fast and cheap international transfers, solving problems that SWIFT and PIX do not address, such as high time and cost.
2. "It is centralized, so it has no value."
While Ripple holds many tokens, the XRP Ledger is decentralized, with more than 130 independent validators. In addition, XRP's value comes from its utility, already proven in international transactions by financial institutions.
3. "Too many tokens reduce the value."
The total supply of XRP (100 billion) is partially locked, being released gradually. The price depends on supply and demand, and increasing use sustains its value.
4. "If it were good, SWIFT would have evolved by now."
SWIFT is slow to evolve due to its old infrastructure. XRP is already a ready-made and efficient solution, adopted by banks to improve international payments.
Conclusion:
XRP is not a fraud. It solves real global payments problems and its adoption continues to grow. Before criticizing or investing, it is worth studying its technology and application.
$XRP
1. "PIX does the same thing."
PIX only works in Brazil and in reais. XRP was created for fast and cheap international transfers, solving problems that SWIFT and PIX do not address, such as high time and cost.
2. "It is centralized, so it has no value."
While Ripple holds many tokens, the XRP Ledger is decentralized, with more than 130 independent validators. In addition, XRP's value comes from its utility, already proven in international transactions by financial institutions.
3. "Too many tokens reduce the value."
The total supply of XRP (100 billion) is partially locked, being released gradually. The price depends on supply and demand, and increasing use sustains its value.
4. "If it were good, SWIFT would have evolved by now."
SWIFT is slow to evolve due to its old infrastructure. XRP is already a ready-made and efficient solution, adopted by banks to improve international payments.
Conclusion:
XRP is not a fraud. It solves real global payments problems and its adoption continues to grow. Before criticizing or investing, it is worth studying its technology and application.
$XRP
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