It's fake.. This requires a 10% withdrawal fee every time you go in and out. And it still counts once every 7 days. So if you go in now, you have to wait 7 days. After 7 days, the annualized rate will decrease.. Right now, the annualized rate is high because there aren't many people. Going in costs at least dozens of dollars in fees. Coming out costs too. Plus the withdrawal fee.