I once withdrew 20,000 from Alipay to Agricultural Bank, and then Agricultural Bank immediately transferred 20,000 to Industrial and Commercial Bank, which then got frozen. They asked me to go to the bank to unfreeze it, and I went through a long process. I was very angry, and they said I was suspected of fraud. The main reason was that my other Industrial and Commercial Bank card was activated for foreign-related services, and I had experience withdrawing cash from Industrial and Commercial Bank in Thailand. They also said I had multiple exit records to Southeast Asian countries. Damn, that was just a free trip; even going out to have fun is suspicious of fraud. There really is no privacy for Chinese people.