Holding legal tender is equivalent to holding foreign exchange. I am from Bitcoin Country and "immigrated" to a certain country, so I need to accept local legal tender to pay my salary and keep some legal tender for living. I will not stupidly ask merchants to accept my local currency (Bitcoin) for payment, but will take the initiative to exchange currency and use local legal tender for payment.
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Most people may earn fiat currency, but they are definitely losing money, no doubt about it. But for us who think in terms of currency, as long as we earn Bitcoin, we are definitely making money, no doubt about it.
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