Main:

  • Binance Earn is a one-stop platform with quality crypto products that open up space for different income options: from more reliable and stable to potentially higher returns; you can choose the desired strategy depending on your risk profile.

  • On the Binance app or on the Binance Earn homepage, you can choose the most suitable earning option.

  • You will learn how to optimize your earnings by using automated solutions or limited edition products.

  • Binance Earn products always display APY rates, which will help you estimate how much income you will receive from a particular product.

On Binance Earn, you will find available income opportunities based on your crypto assets. In this article, we will look at how to optimize your crypto assets.

Why Every Binance User Should Try Binance Earn?

Binance Earn makes it easy to grow your crypto holdings even when you’re not trading. It’s a one-stop platform with quality crypto products. It opens up a variety of income options, from more reliable and stable ones to potentially higher returns for those with a high risk tolerance. Binance Earn gives you access to a variety of ways to earn money based on the crypto you already hold, and most importantly, a safe and convenient environment with the highest level of security guaranteed by Binance.

As of June 2021, Binance Earn has $20 billion worth of crypto assets from two million active users. Binance Earn also supports over 130 tokens across different products.

What options are available on Binance Earn?

Binance Earn has dozens of crypto products to choose from, all of which are displayed on the portfolio management page. Once you transfer your crypto into the product of your choice, you can watch your funds grow over time. If you need to withdraw your funds to a crypto wallet for other purposes, it’s just as easy as depositing your tokens. In some cases, your funds and profits are transferred to you automatically.

In the Binance app or on the Binance Earn homepage, you can choose the most suitable earning option for you. All products can be divided into two categories.

Guaranteed income

This category offers Binance Earn products that provide low-risk returns for your capital. This category includes products using stablecoins, which have predictable returns for cryptocurrencies in a time lock, as well as products using the most popular cryptocurrencies such as Bitcoin, Ethereum, and BNB. This earning option is ideal for those new to cryptocurrency and those who are just getting acquainted with the different options for managing their funds.

1. Deposits: Simply by depositing your crypto assets on Binance Earn, you will earn a stable income every day. With floating rate deposits, you can deposit and withdraw funds at any time.

2. BNB Vault. Not sure how to manage your BNB? This all-in-one vault gives you access to several BNB benefits at once, such as Launchpool staking, various deposits, and more.

3. Fixed Staking: You can stake your assets in deposit products for a fixed period of time from 7 to 90 days. In exchange for a small commitment, you will receive higher returns.

4. Launchpool. Simply stake any available cryptocurrency in any liquidity pool of newly offered tokens. This way you will receive new crypto tokens while preserving your assets.

5. ETH 2.0 Staking: Want to join the ongoing ETH 2.0 staking process without having to hold your ETH for a long time or set up your own wallet? Simply deposit your funds here and enjoy the benefits, and Binance will take care of the rest.

High Yield Products

For HODLers interested in higher risk and higher reward, we also offer corresponding cryptocurrency products. Staking coins can provide above-average returns, but they come with corresponding risks to the underlying capital. Invest only what you can risk, regardless of the potential profit.

1. Liquid Swap: Become a liquidity provider and participate in high-yield liquidity pools without leaving your Binance account. Simply make a deposit to receive a share of the pool's revenue. Take advantage of favorable trading fees from Swap users and earn BNB rewards on your holdings. You can also withdraw funds at any time.

Please note that when using Liquid Swap, you need to be aware of impermanent losses, especially when participating in high-yield innovative liquidity pools. Learn more about impermanent losses.

For more cautious users, Liquid Swap offers stablecoin pools that mitigate the potential impact of volatile losses and reduce risk.

2. DeFi Staking: Now you can easily access the world of DeFi on Binance without using private keys or going through other hassles.

3. Dual-currency investments. Allows you to deposit one type of cryptocurrency and receive increased income based on two assets. Receive income regardless of the market situation.

How does Binance Earn earning work?

Binance Earn offers a wide range of crypto products, so your profits come through different channels depending on the product.

1. Receive a share of the profit from cryptocurrency loans in the Margin, Loans, etc. sections.

In addition to Binance Earn’s deposit products, such as deposits, locked staking, BNB Vault, and more, we also offer services that allow users to borrow cryptocurrency for trading or other purposes. For these cryptocurrency borrowing products, users pay a fee when they repay the loan. In this case, you get your share of the fee in exchange for providing liquidity to other participants in the Binance ecosystem.

2. Rewards for supporting liquidity in Launchpool, DeFi and more.

In addition to lenders, Binance incentivizes users who store their funds on the platform through channels like Launchpool, ETH 2.0 staking, and more. It’s a quid-for-quo arrangement where your support through deposited funds gives us significant liquidity to generate more crypto asset revenue than we could do alone. In exchange for higher returns due to economies of scale, you thus receive a significant share of the profits.

3. Fees for operating DeFi-like mechanisms such as liquidity pools.

Some Binance Earn products, such as Liquid Swap, have special profit-making mechanisms based on revenue share from liquidity pool fees and other products. Please note that such DeFi mechanisms on Binance Earn are generally considered high-yield products and may entail risks to your initial capital, so use your funds wisely.

How to optimize income?

Binance Earn offers a variety of options for using and distributing non-trading funds to generate passive income. In general, Binance Earn products with a high APY (annual percentage yield) yield more profit, but it is important to consider your individual risk profile or tolerance for potential short-term losses.

Especially in the case of high-yield products, where there is an element of volatility depending on market conditions, it is your risk profile that determines which products are best for you to invest in. If you have zero tolerance for losses, your best option would be savings and staking products based on stablecoins or Liquid Swap pools with stable returns. If you are willing to take some risk for higher returns, you can take advantage of products such as innovative Liquid Swap pools, dual-currency investments, and others.

Here are some more tips for optimizing your income:

1. Use automated solutions. For example, the BNB Vault product has the ability to automatically deposit your BNB into the vault, and as a bonus, you will not miss any Launchpool token offers. Automatic subscription is also provided for floating rate deposits.

2. Always review the limited edition Binance Earn products that we launch regularly. There will always be new products that suit your needs and quickly become popular. You may lose your potential spot if you don’t review them regularly.

3. If you have the opportunity to lock in your funds for a foreseeable period of time, choose fixed staking for increased profitability.

How to calculate your APY?

Binance Earn products always display APY rates, which will help you estimate how much income you can earn from a particular product. It’s easy to assume that a Binance Earn product will increase your investment by 5%, but keep in mind that the product lists an annual rate; that is, you must hold your funds in it for a year. Of course, you can plan to hold your funds in a Binance Earn product for less than a year.

In this case, you can calculate your income using the following formula:

E = I (1 + APY/365)n – I

In this formula, E is your earnings, APY is the yield of your Binance Earn product, and n is the number of days you want to keep your funds in a particular product. Let’s say you have 100 BNB and you want to keep them in the Fixed Staking product with 10% APY for 90 days. Here’s how it’s calculated.

E = 100 (1 + 0.1/365)90 – 100

E = 100 (1.0002739726)90 – 100

E = 100 (1.0249605839) – 100

E = 102,49605839 – 100 = 2,49605839 BNB

In this example, in just 90 days you can earn around 2.5 BNB from your 100 BNB funds without spending it on anything.

Please note that the APY rate for each Binance Earn product may change regularly based on market conditions. However, we encourage you to try Binance Earn as soon as possible and expand your earning opportunities even on funds you do not trade.

Please review the following Frequently Asked Questions for more information:

Binance Earn APR Calculator helps you calculate your profits from Flexible Rate Savings or DeFi Staking on Binance Earn. All you need to do is enter the cryptocurrency, investment type, and subscription time. The calculator will then estimate the potential cryptocurrency profit you can make over the selected period, allowing you to make an informed decision. APR does not reflect actual or projected fiat returns.