As long as you don't open contracts and don't operate recklessly, just buy mainstream coins, you won't go bankrupt no matter what. In a bear market, buy when it hits the bottom, then hold on for four years, and in four years, it will quadruple.
Only buy Bitcoin and Ethereum, convert all cash to USDT, and that's it, hands in pockets, no one to love.
Long-term investment is definitely an upward trend. However, the threshold is getting higher and higher; now a Bitcoin costs around 700,000 to 800,000, which is equivalent to a house in a third-tier city, making it unaffordable for the average person. That's why most people buy altcoins.
In a certain sense, BTC definitely belongs to value investment!