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原文参照
ラマダンカリーム🌙この神聖な機会に健康と繁栄をお祈りします🌙❤️ #RamdanWithBinance #RamadanCalendar

ラマダンカリーム🌙

この神聖な機会に健康と繁栄をお祈りします🌙❤️

#RamdanWithBinance #RamadanCalendar
原文参照
P2P 詐欺: 銀行口座の凍結解除ソリューションこんにちは。誰かが助けを必要としているなら、銀行口座の凍結を解除し、銀行口座からサイバー苦情を削除する方法をお手伝いします🏦。このトピックに関する重要な情報をすでにいくつか共有しているので、他の記事をチェックしてみてください。あなたの問題をコメントしてください。何をすべきか必ず返信します。これは完全に無料なので、恥ずかしがらずに、知りたいことを聞いてください。私は自分のケースを解決しました、そして私の友人の何人かはそれがあなたにも役立ちます💯%。ありがとう😊#help #P2PScam #Write2Earn #TrendingTopic #TrendingTopic

P2P 詐欺: 銀行口座の凍結解除ソリューション

こんにちは。誰かが助けを必要としているなら、銀行口座の凍結を解除し、銀行口座からサイバー苦情を削除する方法をお手伝いします🏦。このトピックに関する重要な情報をすでにいくつか共有しているので、他の記事をチェックしてみてください。あなたの問題をコメントしてください。何をすべきか必ず返信します。これは完全に無料なので、恥ずかしがらずに、知りたいことを聞いてください。私は自分のケースを解決しました、そして私の友人の何人かはそれがあなたにも役立ちます💯%。ありがとう😊#help #P2PScam #Write2Earn #TrendingTopic #TrendingTopic
原文参照
アンドリュー・テイトは最近、独自の暗号通貨を開始する計画を発表し、1億ドル相当の支援を約束し、清算せずに永久に保有することを約束しました。 元キックボクシングチャンピオンは、この大胆な動きで暗号通貨界に混乱を招き、デジタル通貨に他とは一線を画す財政的支援を吹き込む態勢を整えています。 売却しないというテイトの断固たる決断は、プロジェクトの長期的な実行可能性に対する自信を植え付ける興味深い要素を加えています。この前例のないベンチャーは、暗号通貨の状況を一変させ、愛好家や投資家を同様に引き付ける可能性があります。アンドリュー・テイトの暗号通貨創造の世界へのこの魅力的な旅の今後の展開にご期待ください! #AndrewTate #cryptoinnovation #andrewtate #Write2Earn
アンドリュー・テイトは最近、独自の暗号通貨を開始する計画を発表し、1億ドル相当の支援を約束し、清算せずに永久に保有することを約束しました。

元キックボクシングチャンピオンは、この大胆な動きで暗号通貨界に混乱を招き、デジタル通貨に他とは一線を画す財政的支援を吹き込む態勢を整えています。

売却しないというテイトの断固たる決断は、プロジェクトの長期的な実行可能性に対する自信を植え付ける興味深い要素を加えています。この前例のないベンチャーは、暗号通貨の状況を一変させ、愛好家や投資家を同様に引き付ける可能性があります。アンドリュー・テイトの暗号通貨創造の世界へのこの魅力的な旅の今後の展開にご期待ください!

#AndrewTate #cryptoinnovation #andrewtate #Write2Earn
原文参照
2024年度予算: 仮想通貨業界は減税とオフショア取引所の規制強化を要求先月、Bharat Web3 AssociationとCoinDCXが財務省に送った書簡では、小規模なWeb3および暗号通貨ビジネスに負担をかけている30%のVDA税に対する懸念と、オフショア取引所をTDS規制の対象とすることで公平な競争条件を確保する必要性が強調されていた。これは、インドの仮想通貨業界ではすでに規制面での兆しが見え始めており、財務省がインド金融情報機関(FIU-IND)に登録されていないオフショア取引所に理由説明通知を送り、そのURLをブロックしている時期に起こった。

2024年度予算: 仮想通貨業界は減税とオフショア取引所の規制強化を要求

先月、Bharat Web3 AssociationとCoinDCXが財務省に送った書簡では、小規模なWeb3および暗号通貨ビジネスに負担をかけている30%のVDA税に対する懸念と、オフショア取引所をTDS規制の対象とすることで公平な競争条件を確保する必要性が強調されていた。これは、インドの仮想通貨業界ではすでに規制面での兆しが見え始めており、財務省がインド金融情報機関(FIU-IND)に登録されていないオフショア取引所に理由説明通知を送り、そのURLをブロックしている時期に起こった。
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原文参照
⚡️☝️☝️☝️☝️Binance はシードタグを使用して #jupitercoin (JUP) をリストします 💥 🔶 Binance は Jupiter (JUP) を追加し、2024 年 1 月 31 日から次の取引ペアの取引を開始します。 JUP/USDT、JUP/FDUSD、JUP/TRY 🔸ユーザーは取引に備えて JUP 残高をすでに補充できます。 🔹リスト価格 JUP: 0 BNB。 📄 出#JUPは、2024 年 1 月 2 日頃から利用可能になります。 🔺新しいトークンは価格変動が激しいことが多いため、取引する前に必ずリスクを評価してください🔻 #BinanceSqaure #jub #TrendingTopic #newcoin
⚡️☝️☝️☝️☝️Binance はシードタグを使用して #jupitercoin (JUP) をリストします 💥

🔶 Binance は Jupiter (JUP) を追加し、2024 年 1 月 31 日から次の取引ペアの取引を開始します。

JUP/USDT、JUP/FDUSD、JUP/TRY

🔸ユーザーは取引に備えて JUP 残高をすでに補充できます。

🔹リスト価格 JUP: 0 BNB。

📄 出#JUPは、2024 年 1 月 2 日頃から利用可能になります。

🔺新しいトークンは価格変動が激しいことが多いため、取引する前に必ずリスクを評価してください🔻

#BinanceSqaure #jub #TrendingTopic #newcoin
原文参照
クリプトマシア😺#SHIB 💥 SHIBリーダーの草間秀俊がTwitterで場所を変更、SHIB軍は困惑 #cryptonews $SHIB 0.01を1回即座に購入。$1000の柴犬を買って保持するといいよ。それだけだよ🚀🤝日本のSHIB軍に所属する柴犬に特化したTwitter/Xアカウント@kuro_9696_9696が、柴犬の主任開発者である草間秀俊のXアカウントのスクリーンショットを共有し、草間の位置マークの変更を指摘しました。Shytoshi Kusama はシンガポールにいる?それによると、SHIB 開発チームの匿名リーダーは現在シンガポールにいるとのこと。このツイートに対して、SHIB コミュニティはさまざまなコメントで反応した。SHIB 開発チームのリーダーは自分の時間を過ごしている、とツイートした人もいた。数人の SHIB ファンは、Kusama と SHIB 開発チームの活動不足を批判し、柴犬コミュニティが孤立していると主張した。

クリプトマシア😺

#SHIB 💥 SHIBリーダーの草間秀俊がTwitterで場所を変更、SHIB軍は困惑 #cryptonews $SHIB 0.01を1回即座に購入。$1000の柴犬を買って保持するといいよ。それだけだよ🚀🤝日本のSHIB軍に所属する柴犬に特化したTwitter/Xアカウント@kuro_9696_9696が、柴犬の主任開発者である草間秀俊のXアカウントのスクリーンショットを共有し、草間の位置マークの変更を指摘しました。Shytoshi Kusama はシンガポールにいる?それによると、SHIB 開発チームの匿名リーダーは現在シンガポールにいるとのこと。このツイートに対して、SHIB コミュニティはさまざまなコメントで反応した。SHIB 開発チームのリーダーは自分の時間を過ごしている、とツイートした人もいた。数人の SHIB ファンは、Kusama と SHIB 開発チームの活動不足を批判し、柴犬コミュニティが孤立していると主張した。
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p2p Scam Alert 🚨‼️& Solution (Bank Account Unfreeze - Solution) 💯 Information Part :- 1I know many people are facing this problem regarding account freeze by the cyber crime department complaint and debit blocked by the bank.So, I'll share some tips and useful information with what exactly to do if you are in the same problem.Guys, first you need to visit your bank and ask them about why your bank account freeze or debit blocked.If the bank said you got a cyber complaint thats why your account was debit blocked or freeze.Tell them please provide me the complete information from which cyber department ordered you to freeze or debit blocked my account and if you can't visit the bank any reason you also asked for the information by email but make sure your email register with your bank account.The bank provides you information and in that information you got cyber department Email Address and Phone Number.This Process take time at-least 1 week or 10 days minimum.Now, you have to contact cyber crime department and by email or phone call or WhatsApp and ask the same question "Why my bank account on freeze" Don't be shy or scared just asked them your are not do anything wrong.The cyber crime officer tell you, You received a payment on(on Date - Which was a fraudulent transaction).Match that transaction with your p2p Trade and provide them receipt and other proof why these transactions you received and what exactly you do explain in detail.If you receive clear funds not done any 3rd party payment just provide all screenshots and conversation between you and buy all the legal information and screenshots or buy ID send to the department.This process take maybe 10-20 days to solve your case.Don't waste your time and money on the online service provider who said they help they also tollow the same step and process.If Cyber department was satisfied with your proof and evidence they released your bank account and your bank account was unfreeze.There is One more thing happened with you if you are 100% innocent or all documents are correct but cyber department not unfreeze your account. Then what happened with you and what to do if you are in this Problem.I'll Explain in Part 2 🔜 Like, share and comment for this information so i know you also need part 2.#P2PScam #cybersecurity #P2PTradingTips #p2p

p2p Scam Alert 🚨‼️& Solution (Bank Account Unfreeze - Solution) 💯

Information Part :- 1I know many people are facing this problem regarding account freeze by the cyber crime department complaint and debit blocked by the bank.So, I'll share some tips and useful information with what exactly to do if you are in the same problem.Guys, first you need to visit your bank and ask them about why your bank account freeze or debit blocked.If the bank said you got a cyber complaint thats why your account was debit blocked or freeze.Tell them please provide me the complete information from which cyber department ordered you to freeze or debit blocked my account and if you can't visit the bank any reason you also asked for the information by email but make sure your email register with your bank account.The bank provides you information and in that information you got cyber department Email Address and Phone Number.This Process take time at-least 1 week or 10 days minimum.Now, you have to contact cyber crime department and by email or phone call or WhatsApp and ask the same question "Why my bank account on freeze" Don't be shy or scared just asked them your are not do anything wrong.The cyber crime officer tell you, You received a payment on(on Date - Which was a fraudulent transaction).Match that transaction with your p2p Trade and provide them receipt and other proof why these transactions you received and what exactly you do explain in detail.If you receive clear funds not done any 3rd party payment just provide all screenshots and conversation between you and buy all the legal information and screenshots or buy ID send to the department.This process take maybe 10-20 days to solve your case.Don't waste your time and money on the online service provider who said they help they also tollow the same step and process.If Cyber department was satisfied with your proof and evidence they released your bank account and your bank account was unfreeze.There is One more thing happened with you if you are 100% innocent or all documents are correct but cyber department not unfreeze your account. Then what happened with you and what to do if you are in this Problem.I'll Explain in Part 2 🔜 Like, share and comment for this information so i know you also need part 2.#P2PScam #cybersecurity #P2PTradingTips #p2p
原文参照
p2p 詐欺 🔔 警告 🚨 ‼️ & 解決策 (銀行口座の凍結解除 - 解決策) 💯パート1:- サイバー犯罪部門の苦情による口座凍結や銀行による引き落としブロックに関して、多くの人がこの問題に直面していることを私は知っています。そこで、同じ問題に直面した場合に具体的に何をすべきかについて、いくつかのヒントと役立つ情報を共有します。皆さん、まずは銀行に行って、銀行口座が凍結されたり、引き落としがブロックされたりした理由を尋ねる必要があります。銀行がサイバー苦情を受けたと言った場合、それが口座の引き落としがブロックまたは凍結された理由です。どのサイバー部門が私の口座を凍結またはデビットブロックするように指示したのか、完全な情報を提供するよう伝えてください。また、何らかの理由で銀行に行けない場合は、電子メールでも情報を要求しますが、その電子メールが銀行口座に登録されていることを確認してください。

p2p 詐欺 🔔 警告 🚨 ‼️ & 解決策 (銀行口座の凍結解除 - 解決策) 💯

パート1:- サイバー犯罪部門の苦情による口座凍結や銀行による引き落としブロックに関して、多くの人がこの問題に直面していることを私は知っています。そこで、同じ問題に直面した場合に具体的に何をすべきかについて、いくつかのヒントと役立つ情報を共有します。皆さん、まずは銀行に行って、銀行口座が凍結されたり、引き落としがブロックされたりした理由を尋ねる必要があります。銀行がサイバー苦情を受けたと言った場合、それが口座の引き落としがブロックまたは凍結された理由です。どのサイバー部門が私の口座を凍結またはデビットブロックするように指示したのか、完全な情報を提供するよう伝えてください。また、何らかの理由で銀行に行けない場合は、電子メールでも情報を要求しますが、その電子メールが銀行口座に登録されていることを確認してください。
原文参照
p2p 詐欺警告 🚨‼️ - 解決策 💯こんにちは皆さん:-皆さんと何かを共有したいのですが、この問題を解決する方法の解決策を提供します。P2P 取引における銀行口座の凍結に関して、多くの人がこの問題に直面していることを知っています。さまざまな解決策を提案する人はたくさんいますが、それだけでは銀行口座の凍結を解除するには不十分です。あなたの銀行口座の凍結解除に関する完全な情報をお伝えします。それはあなたにとって100%効果的です。DMを送ってください。私のケースは解決したので、何が起こったのか正確に共有します。#solutions #P2PScam #IndianRegulation #P2PPayment #p2ptransactions

p2p 詐欺警告 🚨‼️ - 解決策 💯

こんにちは皆さん:-皆さんと何かを共有したいのですが、この問題を解決する方法の解決策を提供します。P2P 取引における銀行口座の凍結に関して、多くの人がこの問題に直面していることを知っています。さまざまな解決策を提案する人はたくさんいますが、それだけでは銀行口座の凍結を解除するには不十分です。あなたの銀行口座の凍結解除に関する完全な情報をお伝えします。それはあなたにとって100%効果的です。DMを送ってください。私のケースは解決したので、何が起こったのか正確に共有します。#solutions #P2PScam #IndianRegulation #P2PPayment #p2ptransactions
翻訳
P2P Scam, Guys I do p2p trade and I received my assets amount in my bank and that amount was a fraudulent transaction and my bank account marked Debit Freeze by cyber Crime Department order. Please help, How to unfreeze my account I don't have any idea. #P2PScam #scam #assets
P2P Scam,

Guys I do p2p trade and I received my assets amount in my bank and that amount was a fraudulent transaction and my bank account marked Debit Freeze by cyber Crime
Department order.

Please help, How to unfreeze my account I don't have any idea.

#P2PScam #scam #assets
翻訳
P2P Scam Alert 🚨‼️🚨I want share something with you, I do P2P trade and I sell my assets and take funds in my Bank Account. Everything okay I checked the buyer and he is verified profile on #binance p2p and also I received funds from same name his Binance Account and Bank Account Matched and I released My assets after two day I received a complaint from Cyber Crime Authorities and my account goes under debit freeze i trade around 500$ but in my bank account i have more funds almost 10k$+ now all are in dr block and still can’t find any solution. I provide all documents and proof to the Department and Bank they can’t listen. I just want to tell you sell your assets offline and a know person and used Binance officially send cash option. i faced lots of problems I lost my bank account and money anyway bank was recovered but its take to much time. According to Cyber Crime Department :-Buyer send me funds which was a fraudulent transaction and Thats why my account has been marked debit freeze.And there is no way you understand this the amount you received was fraudulent or not you just check buyer name and released assets even I asked him for any Government Id and he send me but still can’t worth. #P2PScam #scam #assets

P2P Scam Alert 🚨‼️🚨

I want share something with you, I do P2P trade and I sell my assets and take funds in my Bank Account. Everything okay I checked the buyer and he is verified profile on #binance p2p and also I received funds from same name his Binance Account and Bank Account Matched and I released My assets after two day I received a complaint from Cyber Crime Authorities and my account goes under debit freeze i trade around 500$ but in my bank account i have more funds almost 10k$+ now all are in dr block and still can’t find any solution. I provide all documents and proof to the Department and Bank they can’t listen. I just want to tell you sell your assets offline and a know person and used Binance officially send cash option. i faced lots of problems I lost my bank account and money anyway bank was recovered but its take to much time. According to Cyber Crime Department :-Buyer send me funds which was a fraudulent transaction and Thats why my account has been marked debit freeze.And there is no way you understand this the amount you received was fraudulent or not you just check buyer name and released assets even I asked him for any Government Id and he send me but still can’t worth. #P2PScam #scam #assets
原文参照
インドとUAEの暗号通貨税法の違いをご覧ください。 🇮🇳 インドでは、暗号通貨は仮想デジタル資産として分類され、課税対象となります。暗号通貨の取引で得た利益は、セクション115BBHに従って30%(プラス4%の課税)の税率で課税されます。 🇦🇪 所得税ゼロの国では、キャピタルゲインに対する税金がゼロというメリットがあります。ドバイは暗号通貨を通貨ではなく投資資産と見なし、UAE居住者にキャピタルゲイン税を課しません。 #uae #india #cryptocurrecny #law
インドとUAEの暗号通貨税法の違いをご覧ください。

🇮🇳
インドでは、暗号通貨は仮想デジタル資産として分類され、課税対象となります。暗号通貨の取引で得た利益は、セクション115BBHに従って30%(プラス4%の課税)の税率で課税されます。

🇦🇪
所得税ゼロの国では、キャピタルゲインに対する税金がゼロというメリットがあります。ドバイは暗号通貨を通貨ではなく投資資産と見なし、UAE居住者にキャピタルゲイン税を課しません。

#uae #india #cryptocurrecny #law
翻訳
Today #bitcoin #etf will be_______? 1️⃣ Approved 2️⃣ Rejected 3️⃣ Delayed
Today #bitcoin #etf will be_______?

1️⃣ Approved
2️⃣ Rejected
3️⃣ Delayed
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The SEC Approved #BitcoETF💰💰💰
The SEC Approved #BitcoETF💰💰💰
翻訳
Bitcoin price surges at start of 2024 amid rumours of industry-changing eventBitcoin exchange-traded fund would open the crypto market to billions of dollars of institutional investmentBitcoin is trading at its highest price level in nearly two years after a strong start to 2024.The cryptocurrency reached above $45,000 (£35,000) on Tuesday for the first time since April 2022, largely buoyed by anticipation surrounding the potential approval of exchange-traded spot bitcoin funds.The US Securities and Exchange Commission is currently considering several bitcoin ETFs, which would open the crypto market to major institutional investors and serve as a validation for bitcoin as a mainstream asset.Despite years of speculation, the regulator is yet to approve a single bitcoin ETF. There are currently 13 under consideration, with some crypto analysts believing that a more matured market could finally see at least one of them approved.The decisions were expected to be made in December, however delays have further fueled hope for a positive outcome.Some analysts have warned that the bitcoin ETF may be a case of “buy the rumour, sell the news”, meaning any announcment from the SEC could be followed by a sharp price decline for bitcoin.Matteo Greco, an analyst at the digital asset investment firm Fineqia International, said a bitcoin ETF approval could see “a retracement of lower price levels before we go up again”.Mr Greco also predicted that a rejection could also trigger a “short-term negative price action”.The strong start to 2024 follows bitcoin’s best year since 2020, with gains of 158 per cent taking the cryptocurrency’s market cap close to $900 billion, and the overall crypto market above $1.75 trillion.Bitcoin remains a long way off its all-time high of $68,000, which was hit after a record-breaking rally culminating in November 2021.Industry commentators also noted that bitcoin’s resurgence has been more steady this time, hinting at a stronger foundation built from a catastrophic 2022 that saw high-profile crypto projects and exchanges collapse.“Ongoing institutional demand, with JP Morgan and Jane Street marked as participants in BlackRock’s recent ETF amendment, has only further intensified interest in bitcoin,” Alex Adelman, CEO of crypto app Lolli, told The Independent.“Bitcoin’s ability to hold its position above the $40,000 mark suggests sustained confidence among investors and a foundation for further upward momentum.”Some investors believe a new record high could occur in 2024 following an event known as a “halving”, which will see the amount of new bitcoins received by miners cut in half.Scheduled for April 2024, the three previous halving events in bitcoin’s history have all been profitable events for investors.

Bitcoin price surges at start of 2024 amid rumours of industry-changing event

Bitcoin exchange-traded fund would open the crypto market to billions of dollars of institutional investmentBitcoin is trading at its highest price level in nearly two years after a strong start to 2024.The cryptocurrency reached above $45,000 (£35,000) on Tuesday for the first time since April 2022, largely buoyed by anticipation surrounding the potential approval of exchange-traded spot bitcoin funds.The US Securities and Exchange Commission is currently considering several bitcoin ETFs, which would open the crypto market to major institutional investors and serve as a validation for bitcoin as a mainstream asset.Despite years of speculation, the regulator is yet to approve a single bitcoin ETF. There are currently 13 under consideration, with some crypto analysts believing that a more matured market could finally see at least one of them approved.The decisions were expected to be made in December, however delays have further fueled hope for a positive outcome.Some analysts have warned that the bitcoin ETF may be a case of “buy the rumour, sell the news”, meaning any announcment from the SEC could be followed by a sharp price decline for bitcoin.Matteo Greco, an analyst at the digital asset investment firm Fineqia International, said a bitcoin ETF approval could see “a retracement of lower price levels before we go up again”.Mr Greco also predicted that a rejection could also trigger a “short-term negative price action”.The strong start to 2024 follows bitcoin’s best year since 2020, with gains of 158 per cent taking the cryptocurrency’s market cap close to $900 billion, and the overall crypto market above $1.75 trillion.Bitcoin remains a long way off its all-time high of $68,000, which was hit after a record-breaking rally culminating in November 2021.Industry commentators also noted that bitcoin’s resurgence has been more steady this time, hinting at a stronger foundation built from a catastrophic 2022 that saw high-profile crypto projects and exchanges collapse.“Ongoing institutional demand, with JP Morgan and Jane Street marked as participants in BlackRock’s recent ETF amendment, has only further intensified interest in bitcoin,” Alex Adelman, CEO of crypto app Lolli, told The Independent.“Bitcoin’s ability to hold its position above the $40,000 mark suggests sustained confidence among investors and a foundation for further upward momentum.”Some investors believe a new record high could occur in 2024 following an event known as a “halving”, which will see the amount of new bitcoins received by miners cut in half.Scheduled for April 2024, the three previous halving events in bitcoin’s history have all been profitable events for investors.
翻訳
India's digital currency transactions top 1 mln/day in Dec -sourcesMUMBAI, Jan 4 (Reuters) - Indian banks disbursed some employee benefits through the digital rupee in December, helping the Reserve Bank of India meet its target of one million daily transactions by end-2023, three sources directly familiar with the development said.The central bank digital currency (CBDC), called the e-rupee, has been devised as a digital alternative to physical cash and has been built using distributed-ledger technology.The RBI started its e-rupee pilot in December 2022 but transactions averaged only 25,000 a day by the end of October, even though its use case was significantly broadened by linking it to the popular United Payments Interface (UPI), a framework that facilitates peer-to-peer money transfer via mobile apps.However, last month some large private and state-run lenders disbursed amounts related to employee benefit schemes directly to employees' CBDC wallets, instead of their salary accounts, the first source familiar with the pilot said.These lenders included HDFC Bank (HDBK.NS), Kotak Mahindra Bank (KTKM.NS), Axis Bank (AXBK.NS), Canara Bank (CNBK.NS), and IDFC First Bank (IDFB.NS) the second source said.The RBI expects non-financial firms to follow suit as well, helping boost transactions further, the source added.Even the user base has been steadily growing ... "to about 4 million users currently, up from 3 million in December," a third executive familiar with the pilot said.The sources declined to be identified as they are not authorised to speak to the media. The RBI did not immediately respond to an email seeking comment.Globally, countries including China, France and Ghana are in the pilot stages of their CBDC projects. Others like Nigeria have rolled out their digital currency, but with limited success despite offering rewards like discounts on auto-rickshaw rides.Indian banks too are offering incentives for e-rupee transactions, following a nudge from the RBI to boost volumes, Reuters had reported earlier."Compensating employees using the CBDC is a good step," Sharat Chandra, co-founder of India Blockchain Forum said. Other avenues such as toll tax collections can also be included to further encourage adoption, he added.(This story has been corrected to replace ICICI Bank and IDBI Bank with Axis Bank, IDFC First Bank and Canara Bank in paragraph 5)

India's digital currency transactions top 1 mln/day in Dec -sources

MUMBAI, Jan 4 (Reuters) - Indian banks disbursed some employee benefits through the digital rupee in December, helping the Reserve Bank of India meet its target of one million daily transactions by end-2023, three sources directly familiar with the development said.The central bank digital currency (CBDC), called the e-rupee, has been devised as a digital alternative to physical cash and has been built using distributed-ledger technology.The RBI started its e-rupee pilot in December 2022 but transactions averaged only 25,000 a day by the end of October, even though its use case was significantly broadened by linking it to the popular United Payments Interface (UPI), a framework that facilitates peer-to-peer money transfer via mobile apps.However, last month some large private and state-run lenders disbursed amounts related to employee benefit schemes directly to employees' CBDC wallets, instead of their salary accounts, the first source familiar with the pilot said.These lenders included HDFC Bank (HDBK.NS), Kotak Mahindra Bank (KTKM.NS), Axis Bank (AXBK.NS), Canara Bank (CNBK.NS), and IDFC First Bank (IDFB.NS) the second source said.The RBI expects non-financial firms to follow suit as well, helping boost transactions further, the source added.Even the user base has been steadily growing ... "to about 4 million users currently, up from 3 million in December," a third executive familiar with the pilot said.The sources declined to be identified as they are not authorised to speak to the media. The RBI did not immediately respond to an email seeking comment.Globally, countries including China, France and Ghana are in the pilot stages of their CBDC projects. Others like Nigeria have rolled out their digital currency, but with limited success despite offering rewards like discounts on auto-rickshaw rides.Indian banks too are offering incentives for e-rupee transactions, following a nudge from the RBI to boost volumes, Reuters had reported earlier."Compensating employees using the CBDC is a good step," Sharat Chandra, co-founder of India Blockchain Forum said. Other avenues such as toll tax collections can also be included to further encourage adoption, he added.(This story has been corrected to replace ICICI Bank and IDBI Bank with Axis Bank, IDFC First Bank and Canara Bank in paragraph 5)
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