Last updated: 9 Jan 2025
Binance Earn offers a suite of products for you to grow your crypto holdings easily. Products including Simple Earn and Advanced Earn are currently available for subscription on the Binance Earn platform, and new offerings continue to be added regularly.
Currently, all Binance Earn offerings are classified into 2 types of earnings: Simple Earn and Advanced Earn. You can choose to invest your crypto for predictable returns or opt for higher-than-average gains but with corresponding risks to your invested principal.
Click the below sections to learn more:
If you are new to crypto, you can get started with the products listed under [Simple Earn]. These products have relatively more stable yields, and you will get back your principal upon redemption or at the end of the locking period, where applicable.
Simple Earn offers Flexible Products, Locked Products, ETH Staking, and SOL Staking. Similar to a bank's deposit, you can deposit your crypto and gain rewards from your dormant funds.
Flexible Products allow you to redeem your assets whenever you need, while Locked Products require you to deposit your assets for a fixed period. In return, you generally would earn a higher return than Flexible Products. Please note that if you withdraw your funds in advance from Locked Products, you will also lose the accrued rewards.
ETH Staking
Binance offers ETH Staking service to provide everyone with an accessible platform to stake their Ethereum. Get started in a few clicks with just 0.0001 ETH, and Binance will bear the risk of on-chain penalties, where applicable. Binance applies a 10% fee on ETH staking rewards. The fee is applied prior to the staking reward distribution, used for offsetting operating costs, such as hardware and network maintenance costs related to setting up validator nodes. For details, please visit the ETH Staking FAQ.
SOL Staking
Binance SOL Staking allows you to stake your Solana (SOL) tokens to earn staking rewards. Binance lowers the barriers for users to stake Solana, by offering a user-friendly liquid staking product that provides liquidity, lower minimum requirements, and enhanced security, making it easier and more convenient to stake SOL. For details, please visit the SOL Staking FAQ.
Different Simple Earn products
Flexible Products | Locked Products | ||
Products | Flexible Products (Variable rate) | Locked Products (Variable rate) | Locked Products (Fixed rate) |
Deposit Duration | Flexible (Subscribe and redeem at anytime) | Locked based on the period you subscribe | Locked based on the period you subscribe |
APR | Real-Time APR, updated every minute | APR is subject to change. New APR applies to all existing and new orders from the time it gets updated. | APR is fixed at the rate of the subscription time. Updated APR only applies to new orders. |
Rewards Distribution | Accrued every minute to Earn Account | Distributed daily to Spot Account, or accrued till last day to Spot Account | Distributed daily to Spot Account |
Binance offers users a series of high-yield products with relatively higher risks. Please only invest what you can afford to risk, regardless of how high the potential rates of return are and DYOR before getting started.
Advanced Earn products, including Dual Investment, Smart Arbitrage, and On-Chain Yields, enable you to benefit from your market insights by leveraging different financial strategies. They are tailored for users seeking to maximize their earnings while managing corresponding risk effectively.
Dual Investment
Dual Investment is an innovative structured financial product that allows you to earn enhanced returns on your crypto holdings. It combines the potential for earning interest with the flexibility of setting limit orders for cryptocurrencies. Two types of Dual Investment products exist: “Buy Low” and “Sell High”.
Buy Low gives you a chance to buy crypto at the target price on a future date while earning rewards regardless of the market direction. Depending on the average Market Price from 07:30 to 08:00 (UTC) on the Settlement Date, your investment and rewards will be settled in either the deposited cryptocurrency or an alternative cryptocurrency. The same principle applies to Sell High.
Smart Arbitrage
Smart Arbitrage is an innovative tool designed for traders to engage in arbitrage strategies between perpetual futures contracts and their spot equivalents. It leverages the funding rate mechanism by hedging their futures position with a spot position to collect the funding fee. Arbitrage involves going long in one market (e.g., spot) and short in the other (e.g., futures) to collect the funding fee.
On-chain Yields
Binance On-chain Yields allows you to participate in various on-chain protocols easily from your Binance account. You can earn rewards in the form of token or points without having to perform any complex tasks or setups. Binance's On-chain Yields product simplifies the process of on-chain staking for users, which is typically more complex and carries risks.
Comparison of Advanced Earn Offering
| Dual Investment | Smart Arbitrage | On-chain Yields | |
| Benefit |
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| Source of Yields | This product involves two different assets to capitalize on price movements and generate returns. | This product leverages the funding rate mechanism by hedging its futures position with a spot position to collect the funding fee. | The rewards come directly from rewards provided by the corresponding on-chain protocols. |
| Who should use | Users who want to earn higher rewards while holding crypto asset | Users seeking to earn relatively high rewards with reduced risk | Users who want to participate in on-chain protocols and earn rewards |
| Principal Protect | No | No | No |
1. Log in to your Binance account. Click [Earn] from the top menu bar.
To access Binance Earn via the Binance app, visit How to Use Binance Earn on the Binance App?
2. On the Overview page, you will see the following quicklink dropdowns:
3. Scroll down to see a list of Binance Earn participating tokens, along with these filter options:
4. To see which Binance Earn offerings are available per token, hover and click on the arrow button next to each token. To sign up for the products available, click [Subscribe].
5. Below the tokens tracker, you will see an earnings calculator and featured products on offer.
