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CRD 五花肉

@Creed_Meat|哥伦比亚大学经济学|等待击球
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High-Frequency Trader
2.2 Years
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Article
Maturing 50 trillion yuanThe reason was that while reviewing financial data, I discovered time deposit data and suddenly had the idea to trace this capital back and forth, wanting to understand the situation better and judge where the subsequent macroeconomic policy dividends would be, which led to this brief analysis. (Just chatting casually) This year, a total of 50 trillion yuan in time deposits will mature in China, equivalent to about 40% of the national annual GDP. Let's first discuss the structure of time deposits and the situation of concentrated maturities. By the end of December last year, the total deposits in China had reached approximately 328.64 trillion yuan, and it was found that: the balance of household and departmental time deposits was about 121 trillion yuan, with the overall distribution of savings mainly composed of time deposits. Since the COVID-19 pandemic, Chinese citizens have preferred to lock in 2-year and 3-year terms to obtain a relatively high fixed interest rate return.

Maturing 50 trillion yuan

The reason was that while reviewing financial data, I discovered time deposit data and suddenly had the idea to trace this capital back and forth, wanting to understand the situation better and judge where the subsequent macroeconomic policy dividends would be, which led to this brief analysis. (Just chatting casually)
This year, a total of 50 trillion yuan in time deposits will mature in China, equivalent to about 40% of the national annual GDP.

Let's first discuss the structure of time deposits and the situation of concentrated maturities.
By the end of December last year, the total deposits in China had reached approximately 328.64 trillion yuan, and it was found that: the balance of household and departmental time deposits was about 121 trillion yuan, with the overall distribution of savings mainly composed of time deposits. Since the COVID-19 pandemic, Chinese citizens have preferred to lock in 2-year and 3-year terms to obtain a relatively high fixed interest rate return.
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Article
1980 Silver Crash; 2011 Silver Plunge; 2020 Gold Liquidity Sell-off; Precious Metals Emergency Brake at the Start of 2026...This can be considered witnessing another milestone. In the past few hours, I have seen many analyses of the sharp decline, and the timeline has been filled with headlines from various teachers and media about the 'gold and silver intraday sharp decline.' Regarding the sharp decline, I think it may be slightly related to the fundamentals, but more so due to the sensitivity of most buyers to fluctuations after a significant increase. Historically, there have been many disasters caused by crowded funding and concentrated sell-offs. The Federal Reserve has continuously sent signals of 'not in a hurry to cut interest rates,' and Powell has repeatedly emphasized the strength of the US economy, so the market naturally lowers its expectations of a loose monetary environment, and the safe-haven sentiment for gold has also cooled down. (Maybe it's because precious metals are on Binance TradFi@doge lol>)

1980 Silver Crash; 2011 Silver Plunge; 2020 Gold Liquidity Sell-off; Precious Metals Emergency Brake at the Start of 2026...

This can be considered witnessing another milestone.

In the past few hours, I have seen many analyses of the sharp decline, and the timeline has been filled with headlines from various teachers and media about the 'gold and silver intraday sharp decline.'
Regarding the sharp decline, I think it may be slightly related to the fundamentals, but more so due to the sensitivity of most buyers to fluctuations after a significant increase. Historically, there have been many disasters caused by crowded funding and concentrated sell-offs.
The Federal Reserve has continuously sent signals of 'not in a hurry to cut interest rates,' and Powell has repeatedly emphasized the strength of the US economy, so the market naturally lowers its expectations of a loose monetary environment, and the safe-haven sentiment for gold has also cooled down. (Maybe it's because precious metals are on Binance TradFi@doge lol>)
Most people are poor because when they want to invest, there are "chickens" running around everywhere, shouting, "The sky is falling! The sky is falling!" The "chickens" have a strong influence because each of us has a "chicken" in our hearts. Therefore, we often need great courage not to let rumors and unfounded fears exacerbate our anxieties and doubts. Flatten the time, Long$BTC . {spot}(BTCUSDT)
Most people are poor because when they want to invest, there are "chickens" running around everywhere, shouting, "The sky is falling! The sky is falling!"

The "chickens" have a strong influence because each of us has a "chicken" in our hearts.

Therefore, we often need great courage not to let rumors and unfounded fears exacerbate our anxieties and doubts.

Flatten the time, Long$BTC .
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Bullish
Adjust the DCA strategy, In a bear market, walk more, when idle, feel anxious. $BTC {spot}(BTCUSDT)
Adjust the DCA strategy,
In a bear market, walk more, when idle, feel anxious.
$BTC
Lei Jun's entrepreneurial thoughts, at this time under the direction of public opinion, I still admire Mr. Lei. Permanent restriction on hardware net profit at 5%, daring to be the first.
Lei Jun's entrepreneurial thoughts,
at this time under the direction of public opinion, I still admire Mr. Lei.
Permanent restriction on hardware net profit at 5%,
daring to be the first.
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Bullish
Too much noise, need to create my own strategy. Everything is to motivate myself. #BTC
Too much noise, need to create my own strategy.
Everything is to motivate myself.
#BTC
CRD 五花肉
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Bullish
In the past, I would spend a lot of time adjusting the information flow,
slowly, the act of 'updating the information flow' became a hindrance.

Always disrupting my original rhythm to keep up with trends,
ultimately picking sesame seeds and losing watermelons.

Looking back at trading points, I used to follow every rumor,
constantly sell/buy,
in the end, I didn't make any money, but my mood fluctuated.

There is too much noise; I need to create my own strategy,
everything I do is to motivate myself.

I am Creed, waiting for the moment to strike...
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Bullish
In the past, I would spend a lot of time adjusting the information flow, slowly, the act of 'updating the information flow' became a hindrance. Always disrupting my original rhythm to keep up with trends, ultimately picking sesame seeds and losing watermelons. Looking back at trading points, I used to follow every rumor, constantly sell/buy, in the end, I didn't make any money, but my mood fluctuated. There is too much noise; I need to create my own strategy, everything I do is to motivate myself. I am Creed, waiting for the moment to strike...
In the past, I would spend a lot of time adjusting the information flow,
slowly, the act of 'updating the information flow' became a hindrance.

Always disrupting my original rhythm to keep up with trends,
ultimately picking sesame seeds and losing watermelons.

Looking back at trading points, I used to follow every rumor,
constantly sell/buy,
in the end, I didn't make any money, but my mood fluctuated.

There is too much noise; I need to create my own strategy,
everything I do is to motivate myself.

I am Creed, waiting for the moment to strike...
$BTC chose the vastness under the sun, becoming a bridge between the old financial empire and the new digital world, the price is that everyone's accounts are exposed. $XMR chose the freedom in the night, becoming the true hard currency of blockchain, the price is that they will never be able to enter the halls of mainstream compliant finance. {future}(XMRUSDT) {future}(BTCUSDT)
$BTC chose the vastness under the sun,
becoming a bridge between the old financial empire and the new digital world,
the price is that everyone's accounts are exposed.

$XMR chose the freedom in the night,
becoming the true hard currency of blockchain,
the price is that they will never be able to enter the halls of mainstream compliant finance.
Binance's Xiao An assistant is very useful, but! The UI hides it too deep... Checking narratives, unlocking data, and real-time news, etc. are all precise and clear at a glance. Hope to increase options: Add an entry for Xiao An assistant in the form of a widget Or open Xiao An assistant in the form of a floating window Or wake up Xiao An assistant with the homepage search box @heyi @sisibinance @BinanceSquareCN @binancezh {spot}(BNBUSDT)
Binance's Xiao An assistant is very useful,
but! The UI hides it too deep...
Checking narratives, unlocking data, and real-time news, etc.
are all precise and clear at a glance.

Hope to increase options:
Add an entry for Xiao An assistant in the form of a widget
Or open Xiao An assistant in the form of a floating window
Or wake up Xiao An assistant with the homepage search box
@Yi He @sisibinance @币安广场 @币安Binance华语
New York Now when two people go out to eat, most ordinary brunches start at $85; The default tip on iPad has slowly risen to 25%, 30%; Ordering takeout, when adding tax, service fee, and tip, the total comes to about 130% of the discounted price; Rent has gradually increased from $2000 to $3000; The discounted prices of daily necessities in supermarkets are almost the same as the previous normal retail prices; I personally feel that the purchasing power of the dollar has declined. I currently have DCA$BTC , but let me clarify my position 1. I believe that the purchasing power of the dollar will continue to decline in the next 5–10 years 2. Regardless, maintain stable cash flow 3. Accept paper losses without selling 4. Ensure long-term discipline in execution 5. BTC accounts for my total assets ≤20–30% If you expect BTC to quickly outperform everything; if you treat it as a 'safe-haven asset'; if you cannot tolerate major drawdowns; if you have no other defensive asset allocation I hope you do not use cash flow for dollar-cost averaging ₿, but rather find ways to make use of existing funds. {spot}(BTCUSDT)
New York

Now when two people go out to eat, most ordinary brunches start at $85;
The default tip on iPad has slowly risen to 25%, 30%;

Ordering takeout, when adding tax, service fee, and tip, the total comes to about 130% of the discounted price;

Rent has gradually increased from $2000 to $3000;

The discounted prices of daily necessities in supermarkets are almost the same as the previous normal retail prices;

I personally feel that the purchasing power of the dollar has declined.

I currently have DCA$BTC , but let me clarify my position

1. I believe that the purchasing power of the dollar will continue to decline in the next 5–10 years
2. Regardless, maintain stable cash flow
3. Accept paper losses without selling
4. Ensure long-term discipline in execution
5. BTC accounts for my total assets ≤20–30%

If you expect BTC to quickly outperform everything; if you treat it as a 'safe-haven asset'; if you cannot tolerate major drawdowns; if you have no other defensive asset allocation

I hope you do not use cash flow for dollar-cost averaging ₿,
but rather find ways to make use of existing funds.
Happy Birthday🎂 Everything will get better Best wishes to myself Wishing everyone better and better, may everything go smoothly!
Happy Birthday🎂
Everything will get better
Best wishes to myself
Wishing everyone better and better, may everything go smoothly!
I have a question❓ that has been bothering me I want to hear everyone's thoughts. If all sovereign countries and mainstream institutions one day truly support large-scale gold on-chain and gold RWA. Then will the narrative of "digital gold" represented by $BTC be directly wiped out by gold RWA? {spot}(BTCUSDT)
I have a question❓ that has been bothering me
I want to hear everyone's thoughts.

If all sovereign countries and mainstream institutions one day truly support large-scale gold on-chain and gold RWA.

Then will the narrative of "digital gold" represented by $BTC be directly wiped out by gold RWA?
Article
In retrospect, I completed two milestones in this phase, the first summary for 2026.In retrospect, I completed two milestones (not levels, still a cow and horse lol) in this phase. This is also the first summary for 2026. On September 17, 2025, I saw the message $ASTER and immediately conducted deeper research. (See the pinned article: The moment I saw Aster...) Based on Yiz Lab's high win rate and high return on investment, as well as losing money a few months ago with the PvP Dark pool concept, the Dark pool concept presented by CZ is still fresh in my memory. At that time, I saw Aster as the top-level design developed by CZ, so I gradually bought 16ku during Aster 0.16-0.19.

In retrospect, I completed two milestones in this phase, the first summary for 2026.

In retrospect, I completed two milestones (not levels, still a cow and horse lol) in this phase. This is also the first summary for 2026.
On September 17, 2025, I saw the message $ASTER and immediately conducted deeper research. (See the pinned article: The moment I saw Aster...)
Based on Yiz Lab's high win rate and high return on investment, as well as losing money a few months ago with the PvP Dark pool concept, the Dark pool concept presented by CZ is still fresh in my memory.
At that time, I saw Aster as the top-level design developed by CZ, so I gradually bought 16ku during Aster 0.16-0.19.
In recent days, Bao Er Ye's leek farm has been going viral on WeChat Video. It reminds me that most American billionaires are building doomsday bunkers, once I have enough money, I must strive to get one. The tranquility, sense of redemption, and security amidst the hustle and bustle. $BTC
In recent days, Bao Er Ye's leek farm has been going viral on WeChat Video.

It reminds me that most American billionaires are building doomsday bunkers,
once I have enough money, I must strive to get one.

The tranquility, sense of redemption, and security amidst the hustle and bustle. $BTC
Article
Reconstructing Life: How to Achieve Real Change in One DayCompiled/translated from: @thedankoe If you are somewhat like me, you must think that setting New Year’s resolutions is silly! Because the way most people try to change their lives is completely wrong. They make these plans simply because others are doing so—we view competitive positioning as a superficial significance—but these plans do not actually bring about change; real change is far more than just convincing oneself that they will be more disciplined or efficient this year. If you belong to this category of people, I don't mean to belittle you (I can sometimes come off as a bit harsh when I write). The number of goals I set is more than ten times the number of times they are achieved. I think this should be the case for most people. But the fact is that people trying to change their lives almost always fail completely.

Reconstructing Life: How to Achieve Real Change in One Day

Compiled/translated from: @thedankoe
If you are somewhat like me, you must think that setting New Year’s resolutions is silly!
Because the way most people try to change their lives is completely wrong. They make these plans simply because others are doing so—we view competitive positioning as a superficial significance—but these plans do not actually bring about change; real change is far more than just convincing oneself that they will be more disciplined or efficient this year.
If you belong to this category of people, I don't mean to belittle you (I can sometimes come off as a bit harsh when I write). The number of goals I set is more than ten times the number of times they are achieved. I think this should be the case for most people. But the fact is that people trying to change their lives almost always fail completely.
About Rokid's AI glasses Can't help but admire the product KOL's product rendering capability—it's truly impressive After using it for half a month, I've noticed many areas still have significant room for improvement Touch interaction is sometimes sluggish; wearing the glasses while looking at a monitor causes overlapping color gamuts, making eyes very uncomfortable; battery drains quickly (the charging capsule is a must-have, lol); AI interaction doesn't support continuous conversation (needs to be re-activated each time) …… Perhaps many of these issues are caused by software A valuable AI glasses product But still has a long way to go compared to the ads and product KOL descriptions
About Rokid's AI glasses
Can't help but admire the product KOL's product rendering capability—it's truly impressive
After using it for half a month, I've noticed many areas still have significant room for improvement

Touch interaction is sometimes sluggish; wearing the glasses while looking at a monitor causes overlapping color gamuts, making eyes very uncomfortable; battery drains quickly (the charging capsule is a must-have, lol); AI interaction doesn't support continuous conversation (needs to be re-activated each time)
……

Perhaps many of these issues are caused by software
A valuable AI glasses product
But still has a long way to go compared to the ads and product KOL descriptions
The domestic support is getting better and better Hope the atmosphere also becomes increasingly better Btw, I'm thinking of adding more positions to configure $BNB at lower prices
The domestic support is getting better and better
Hope the atmosphere also becomes increasingly better
Btw, I'm thinking of adding more positions to configure $BNB at lower prices
Article
What If Tesla Issued Its Own Token? I Built a ModelA speculative scenario set in the near future Friday evening, you're driving your new 2026 Model Y from Chongqing to Chengdu. Upon arriving at the supercharger station, you plug in to recharge. The screen displays two pricing options: pay 1.2 yuan per kWh using standard payment, or use a token called TSLAx for just 0.9 yuan per kWh and gain priority charging. After a brief hesitation, you choose the latter—since last month, friends have been saying that using TSLAx for charging offers discounts, and FSD subscriptions are also cheaper (Elon said FSD will switch to monthly payments after February 14th). You casually open the mobile app and notice you still have some TSLAx tokens left in your wallet, earned last week from selling excess electricity via your home Powerwall.

What If Tesla Issued Its Own Token? I Built a Model

A speculative scenario set in the near future
Friday evening, you're driving your new 2026 Model Y from Chongqing to Chengdu. Upon arriving at the supercharger station, you plug in to recharge. The screen displays two pricing options: pay 1.2 yuan per kWh using standard payment, or use a token called TSLAx for just 0.9 yuan per kWh and gain priority charging. After a brief hesitation, you choose the latter—since last month, friends have been saying that using TSLAx for charging offers discounts, and FSD subscriptions are also cheaper (Elon said FSD will switch to monthly payments after February 14th). You casually open the mobile app and notice you still have some TSLAx tokens left in your wallet, earned last week from selling excess electricity via your home Powerwall.
Don't let anyone FOMO you For example: Someone has already become Dragon One Someone can't proceed without Binance Someone must go into futures, chasing the bottom Does he have a position? Do you? He's waiting to pump and exit, can you exit? Hold onto your stablecoins, Wait for the opportunity, take your profit and run. Don't fall in love with altcoins.
Don't let anyone FOMO you

For example:
Someone has already become Dragon One
Someone can't proceed without Binance
Someone must go into futures, chasing the bottom

Does he have a position? Do you?
He's waiting to pump and exit, can you exit?
Hold onto your stablecoins,
Wait for the opportunity, take your profit and run.
Don't fall in love with altcoins.
I forgot which teacher it was Yesterday during the rally, they said if you don't buy now, it will be too late Later it dropped, and they said they had already shorted it
I forgot which teacher it was
Yesterday during the rally, they said if you don't buy now, it will be too late
Later it dropped, and they said they had already shorted it
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