Odaily Planet Daily News Investment bank TD Cowen believes that increased regulation may bring disruption to the cryptocurrency industry. Its report stated that legislation that shifts from the overall situation to the interests of specific companies may "derail the industry." Industries usually unite to promote legislative agendas and are supported by coordinated lobbying. However, when Congress begins to pay attention to a specific industry, companies begin to focus on legislation that is beneficial to them. This forces legislators to take sides within the industry, weakening the overall progress of the industry. (TheBlock)