Charlie Munger's 5-point checklist for a happy life 💡

🔸Don't overspend, don't exceed your ability to bear

🔸Make smart investments

🔸Stay away from toxic people and toxic activities

🔸Keep learning for life

🔸Do more things that delay gratification

Otherwise, you need very good luck. These 5 items look simple, but in fact, each one is difficult. Most people expect themselves to have very good luck, but in fact, those who are very lucky have made a lot of accumulation in the early stage before they ushered in the explosion.