Odaily Planet Daily News: The Hong Kong Monetary Authority stated that users can now download and install the digital RMB (English name is e-CNY) wallet application through the smartphone application store, and add value in RMB through 17 retail banks in Hong Kong through FPS. Some of the banks that provide FPS value-added services can provide customers with real-time exchange services, directly exchanging Hong Kong dollars for RMB to add value to the digital currency wallet, and the exchange rate will be displayed in real time for customers to refer to. Hong Kong residents only need to register with a Hong Kong mobile phone number to open a digital currency wallet in real time, without real-name registration and opening a mainland bank account, and add value to the digital currency wallet through FPS. Currently, the pilot supports the opening of personal wallets by Hong Kong users, which belong to four categories of wallets. They can be used for retail payments, not only limited to the Greater Bay Area, but also for consumption in other mainland pilot areas, but not for personal transfers.