Main Takeaways

  • Binance expands Portfolio Margin to non-VIP users with a 100,000 USDT minimum balance (cross margin and futures wallets), increasing access to advanced trading tools.

  • The introduction of a unified Portfolio Margin wallet simplifies portfolio management by merging Cross Margin, USDⓈ-M Futures, and COIN-M Futures into one.

  • Enhanced capital efficiency, risk management, and trading strategies are now more accessible, empowering a broader range of traders to optimize their portfolios.

This is a general announcement. Products and services referred to here may not be available in your region.

Binance is excited to announce the expansion of its Portfolio Margin feature to non-VIP users for the first time. Previously only available to VIP 1-9 users — requiring a 30-day Spot trade volume of at least $1M, or $15M for Futures — Portfolio Margin is now accessible to non-VIP users with a minimum balance of 100,000 USDT in their cross margin and futures wallets.

By making advanced trading tools more accessible, we aim to enhance capital efficiency and simplify portfolio management for more traders. Extending Portfolio Margin to a broader audience is another step forward in supporting traders in leveraging their strategies more effectively, regardless of VIP status.

Along with this expansion, we’re also taking the opportunity to introduce a new Portfolio Margin wallet to further streamline your trading experience. This merges the previously separate USDⓈ-M Futures, COIN-M Futures, and Cross Margin wallets into one unified wallet, simplifying portfolio management like never before.

What is Portfolio Margin?

Portfolio Margin is an enhancement for experienced traders, allowing the use of a variety of assets as collateral to leverage positions across multiple products. On Binance, for example, the Portfolio Margin mode enables the use of multiple supported assets from USDⓈ-M Futures, COIN-M Futures and Cross Margin wallets as collateral. 

In short, Portfolio Margin distinguishes itself from traditional margin trading by considering the collective risk of your entire portfolio rather than individual positions. The result is increased capital efficiency and greater strategic flexibility.

Expanding Portfolio Margin to non-VIP users with at least 100,000 USDT in their cross margin and futures wallets means we’re making this advanced trading tool available to a much broader group, empowering them to explore new strategies and opportunities. 

A Single, Unified Portfolio Margin Wallet

In addition to increasing the number of users who can access this feature, we’re also unveiling a new Portfolio Margin wallet to enhance and simplify the user experience.

This update consolidates Cross Margin, USDⓈ-M Futures, and COIN-M Futures wallets into a single, unified wallet, thereby simplifying portfolio management, and enabling you to manage your collateral and monitor risk across different trading products from one central location. It eliminates the need to switch between wallets to transfer collateral or assess margin usage, streamlining operations for faster market response.

The emphasis here is on flexibility, efficiency, and a more user-friendly experience. With the integrated wallet system, the update aims to equip traders with the tools and adaptability needed to effectively navigate the crypto markets with greater confidence.

Benefits of Binance’s Updated Portfolio Margin Program

Portfolio Margin introduces benefits that enhance trading for any users who qualify, making it easier to leverage market movements and manage portfolios.

Capital Efficiency: By using a broader range of assets as collateral, without manually converting for each position, traders can maximize their potential. 

Simplified Management: Merging Cross Margin, USDⓈ-M Futures, and COIN-M Futures wallets into one unified wallet streamlines portfolio management. This eliminates the need for fund transfers between wallets to meet margin requirements, reducing transaction times and the potential for error. 

Enhanced Trading Potential: Portfolio Margin users can combine their margin collateral for a wide range of up to 878 trading pairs, including cross margin pairs and futures contracts. This array of opportunities, along with the largest selection of collateral assets, opens up various strategies, from arbitrage to hedging.

Unified Risk Management Tool: Improved risk assessment comes from unified maintenance margin requirements, offering a clearer view of overall risk exposure. This approach allows traders to navigate and manage risk more effectively with an elevated tool..

Eligibility and How to Get Started

Portfolio Margin eligibility now extends to non-VIP users who meet certain criteria. The main requirement for non-VIP users to access this feature is having at least 100,000 USDT in assets across futures and cross margin accounts. This ensures that Portfolio Margin is accessible to engaged and invested traders on the platform. 

Ready to activate and use Portfolio Margin? Here’s how:

  • Option 1: Log in to Binance Futures or Binance Margin, and go to the Futures  or Margin trading page. Eligible users will be able to see an “Upgrade” button next to “Margin Ratio”. Click on the “Upgrade” button and complete a quiz to activate the Portfolio Margin mode.  

  • Option 2: Log in to your Binance account, and activate the Portfolio Margin mode via Wallet > Futures/Margin> Upgrade Now. Only eligible users will be able to successfully activate the Portfolio Margin mode.  

Activating Portfolio Margin automatically consolidates your Cross Margin, USDⓈ-M Futures, and COIN-M Futures wallets into one. No additional action is needed from you. The unified wallet interface lets you manage collateral and adjust strategies easily, providing a comprehensive view of your portfolio. 

With Portfolio Margin now activated, you can trade using expanded collateral options for greater capital efficiency. By following these steps, new Portfolio Margin users can leverage its features to explore a wider range of trading opportunities, maximizing capital efficiency.

Final Thoughts

The expansion of Portfolio Margin to non-VIP users, while merging Cross Margin, USDⓈ-M Futures, and COIN-M Futures wallets into one, marks a major update. Designed to enhance trading flexibility, this change supports portfolio diversification, greater risk management, and new trading strategies.

We encourage all eligible traders to explore these features, leveraging the expanded collateral choices, streamlined management, and improved strategies for a more dynamic experience. Activate Portfolio Margin today to explore a wider trading landscape and refine your trading approach. Start now to unlock your potential. Your trading evolution begins with Portfolio Margin.

Further Reading


Risk Warning: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Futures trading, in particular, is subject to high market risk and price volatility. All of your margin balance may be liquidated in the event of adverse price movement. Past performance is not a reliable predictor of future performance. Before trading, you should make an independent assessment of the appropriateness of the transaction in light of your own objectives and circumstances, including the risks and potential benefits. Consult your own advisers, where appropriate. This information should not be construed as financial or investment advice. To learn more about how to protect yourself, visit our Responsible Trading page. For more information, see our Terms of Use and Risk Warning.