#OnChainLendingSurge DeFi (Decentralized Finance) is a new paradigm in the world of finance that uses blockchain technology to create financial services without intermediaries. This movement, based on openness, transparency, and decentralization, has the potential to change the traditional financial system, making it more accessible and efficient. In this article, we will examine the essence of DeFi, its key technologies, benefits, challenges, and global impact.