In the world of crypto, one mistake can cost you everything. Holding a portfolio of just one asset is like building a house of straw in a hurricane zone. Let's take a look at how to build a portfolio that will both reduce risk and maximize potential profits.
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1. Bitcoin is your base, but not your god
Yes, BTC is the crypto King. It’s stable (as far as crypto goes), time-tested, and has the least chance of disappearing. But you don’t want your entire future to depend on one asset, do you?
Optimally - 40-50% of the portfolio.
Let it grow slowly, but without unnecessary drama.
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2. Ethereum is your second whale
ETH is like a revolution among cryptocurrencies: smart contracts, DeFi, NFTs. In short, it is no longer just a "coin", but an entire ecosystem.
They allocated 20-30%.
Keep an eye on news about network updates, as the price often skyrockets then.
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3. Altcoins are a game for the brave
This is where you can prove yourself as a risky strategist.
Solana, XRP, Polkadot, Stacks (STX): choose coins with promising technologies.
10-20% of the portfolio.
But be careful with new projects that "promise to break the system." Yes, the Shiba Inu took off at one time, but most such memes end in fiasco.
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4. Stablecoins are your plan "B"
Crypto may be flying high, but when it falls, you'll want to have a safety margin.
10-15% in USDT, USDC or DAI.
Stables are like your "mattress fund" to quickly respond to opportunities.
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5. Not all eggs in one blockchain
Wallets: Get several for different assets. Keep some on an exchange and the rest in cold wallets (Ledger, Trezor).
Blockchains: Invest in different ecosystems (Ethereum, Solana, BNB).
This is like a backup plan in case one network goes down.
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6. Portfolio audit
Diversification is not just about distribution, but also about control.
Check your portfolio every 3-6 months: are all the assets still alive?
Don't be afraid to get rid of coins that no longer show results.
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Final thought
Crypto is not just an investment, it’s a real adventure. But without a strategy, you risk being left with just one Bitcoin and a lot of disappointment. Proper diversification is like assembling a team of superheroes: each asset has its own role and task.
So the question is: is there harmony or chaos in your portfolio?
