*Dear Mr. Morgan,
I’ll be honest with you. I’m turning 25 this year. I’m very beautiful, have a good sense of style, and love quality things. I want to marry a man with an annual income of at least $500,000 or more.
You may think I’m greedy, but unfortunately, in New York, people with an annual income of $1 million are considered middle class. I’m not asking for too much. Is there anyone on your site who earns $500,000 or more annually? Are you all married?
I want to know what I need to do to marry wealthy men like you. Among the men I’ve dated, the richest one earned $250,000 a year.
For someone who wants to live on the west side of Central Park, in high-budget residences, $250,000 a year is not enough. I’m humbly asking you:
1) Where do rich bachelors hang out? (Please list the names and addresses of bars, restaurants, gyms, clubs, etc.)
2) What age category should I focus on?
3) Why are most wealthy men’s wives average-looking?
I’ve met a few girls; they’re not beautiful or attractive, yet they manage to marry rich men.
4) How do you decide who becomes your wife and who remains just a girlfriend? My goal is to get married. What should I do to marry a wealthy man?*
Miss Pretty
Please read the response carefully👇
*Dear Miss Pretty,
I read your letter with great interest. I imagine many young women like you are asking the same questions. Please allow me to analyze your situation as a professional investor.
My annual income is above $500,000, which meets your criteria, so I hope I’m not wasting your time.
From a businessman’s perspective, marrying you is a bad idea. The reason is very simple; please allow me to explain...
Putting the details aside, what you’re trying to do is exchange "beauty" for "money": Party A provides beauty, Party B pays for it—it’s quite fair.
However, there is a fatal problem here: your beauty will fade, but my money won’t disappear without a good reason. In fact, my income may increase year by year, but you won’t become more beautiful as the years go by.
Therefore, from an economic standpoint, I’m an appreciating asset, while you’re a depreciating one. And it’s not just an ordinary depreciation; it’s an exponentially increasing depreciation. If beauty is your only asset, your value will be much lower in 10 years.
In terms of a term we use on Wall Street, we can describe you as a "trading position," not a "buy and hold."
It’s not a good idea to purchase you, so I’d prefer to rent you.
Because it’s not wise to keep something whose value is decreasing over the long term. Surely; the same applies to the marriage you seek.
If my response seems cruel to you, consider this: if I lost all my money, wouldn’t you leave me?
Similarly, if you lost your beauty, wouldn’t I need to find an exit?
People who earn over $500,000 a year are not stupid; we would date you but wouldn’t marry you. I suggest you forget the idea of marrying a rich man.
By the way, you could be the wealthy one earning $500,000 a year. Because making that kind of money is more likely than finding a wealthy fool...*
Good luck.
J.P. Morgan
