I have seen many friends’ cards frozen. The situation is indeed a little more serious than before. There is a probability of card freezing after a few months or even a year of withdrawal. In addition to choosing a reliable real-name merchant, we still need to solve the problem fundamentally.
Let me share a set of solutions I use. Many people have solved the problem of going out of U to Hong Kong, but the last step is not solved, that is, how to return to the mainland after arriving in Hong Kong. After all, most people’s consumption is still generated in the mainland.
My solution for the last step is Hong Kong credit card. After more than 2 years of testing, Hong Kong credit card is basically smooth in the mainland. In addition to the cashback of 4%-6% for card swiping, the Pearl River Delta gives Hong Kong cards more benefits.
Many people will use U cards in the mainland. I also tested it at the beginning, but found that they were not reliable. First of all, you need to pay a high handling fee. Secondly, and most importantly, the security and stability are almost equal to 0. How many of the previously popular U cards have survived to this day? How many people have a deep understanding of the payment mechanism of U cards? But credit cards in Hong Kong are different. In addition to the basic cashback, there are also various activities and benefits. Basically, you can make money by swiping your card.
Okay~ Now it’s your turn to line up and apply for a credit card in Hong Kong~~~
