Savings rate for #Americans is falling. 'I'm concerned,' top economist says
The stockpile of cash most people hoarded during the Covid pandemic is now largely gone.
Yet, consumers remain remarkably resilient, which has helped stave off a recession so far. But households should still build in a buffer, experts say, and it's likely more than they think.
In addition to how much to set aside, where you put any excess reserve can make the difference
