In the past, it seemed that everyone was very rich and could easily borrow millions of yuan. Now it seems that most families have reached the limit of pressure with a monthly mortgage of 5,000 or 6,000 yuan, which means that a mortgage of 1 million yuan is basically the normal upper limit, and any higher will seriously affect life.
According to this scale assessment, the basic housing price of 1.5 million yuan is the real upper limit of purchasing power for most people. But now, in first- and second-tier popular cities, except Changsha, there are not many houses within 1.5 million yuan in other places. Even if there are, they are very remote or old and dilapidated.
In the past, the purchasing power was so strong, which was a short-term effect stimulated by the rise in housing prices. If the housing prices do not rise, even if they do not fall, this part of the purchasing power cannot be supported, and the mortgage will be difficult to renew. So from this point of view, housing prices still need to continue to find solid purchasing power support.
