I remember that the retirement pension fund in the mainland was very popular two years ago. It can be used to deduct taxes. My father even asked me if I wanted to apply for it. After a comprehensive review, I felt that I should not apply for it. There is not much money and it is locked up.

Yesterday, I happened to see a post saying that I didn’t expect to lose money by buying a pension fund, so I forwarded it to my father. He said that he didn’t buy it, but just opened an account and deposited some money into the account, which can be deducted from taxes, but he didn’t buy a fund.

I remembered my own pension, because I all-in chose the Chinese fund type three years ago, and now I have lost a lot. Hong Kong’s pension is MPF, and you can choose the investment type yourself.

Three years ago, I was still a brand new leek. At that time, I didn’t understand that a good product does not mean a good stock price, and a good team does not mean a good stock price. I thought I was optimistic about China’s future, and I went all-in with my little money. In the end, all-in, even with this little money, I lost half. #美国6月CPI大幅降温 #币安7周年 #BTC下跌分析