Taiwan's central bank is treading carefully on digital currency (CBDC). Without a definitive timeline, the bank is planning a large-scale study into the introduction of a potential CBDC. 🌐 This coincides with a trend in which many countries representing 98% of the global economy are exploring or advancing their own digital currencies. However, some countries have expressed concerns about the potential for increased government surveillance tied to digital currencies. The adoption of CBDCs entails potential risks such as bank runs, vulnerability to cyber threats, and complex regulatory challenges regarding privacy and anti-money laundering measures.