The next 10 to 20 years, or even longer, will be very difficult. Many people may encounter things that they have never seen or even thought of. However, it is useless for ordinary people to think too much, but they must be prepared from their own perspective.

For any large-scale consumption, you must avoid excessive loans. As long as the house can be lived in and the car can be driven, you must do it within your means. Don't listen to the experts who fool you that the money will depreciate if you keep it in your hands. Money is still money even if it depreciates. It is terrible to have no money. You have a job today, but it does not mean you will have a job tomorrow; you have a high income today, but it does not mean you will have a high income tomorrow; any of us must be prepared for the possibility that our income will continue to decline in the coming years. At any time, you must keep a certain amount of savings in hand to prepare for unexpected events. #BTC