Binance Loans | Borrow and Lend Cryptos Instantly

Borrow Market

Loanable Coin	Hourly Interest Rate	Annually Interest Rate
BTC	0.000134% 0.000134%	1.175031% 1.175031%
ETH	0.000291% 0.000291%	2.551735% 2.551735%
USDT	0.000658% 0.000658%	5.764728% 5.764728%
XRP	0.000804% 0.000804%	7.042409% 7.042409%
SOL	0.000741% 0.000741%	6.490319% 6.490319%
USDC	0.000796% 0.000796%	6.975132% 6.975132%
DOGE	0.000497% 0.000497%	4.352231% 4.352231%
ADA	0.000619% 0.000619%	5.425874% 5.425874%
TRX	0.000989% 0.000989%	8.667249% 8.667249%
XLM	0.001337% 0.001337%	11.709632% 11.709632%
TON	0.001167% 0.001167%	10.221921% 10.221921%
LINK	0.000186% 0.000186%	1.632934% 1.632934%
AVAX	0.000738% 0.000738%	6.460991% 6.460991%
SUI	0.001558% 0.001558%	13.647467% 13.647467%
SHIB	0.000107% 0.000107%	0.941087% 0.941087%
HBAR	0.000315% 0.000315%	2.756877% 2.756877%
DOT	0.000595% 0.000595%	5.215529% 5.215529%
LTC	0.000445% 0.000445%	3.89559% 3.89559%
BCH	0.00134% 0.00134%	11.740853% 11.740853%
OM	0.006018% 0.006018%	52.716156% 52.716156%

Frequently Asked Questions

What is Binance Flexible Loan?

Binance Flexible Loan, ie. Binance Loans (Flexible rate), is an isolated, overcollateralized, open-term loan product. You can borrow and repay anytime from $1 equivelent of cryptocurrencies. Collateral of Binance Loans (Flexible rate) are subscribed to Simple Earn Flexible Products that can earn rewards every minute while being used as collateral. For more information, please refer to FAQ.

Which cryptocurrencies can I pledge or borrow on Binance Flexible Loan?

Binance Flexible Loan offers and accepts a wide range of cryptocurrencies as loanable and collateral assets, including USDT, BTC, and ETH. Please refer to the Loan Data page for more information.
Please note that same-cryptocurrency collateral-loan pairs aren't supported

Are there limits to how much I can pledge and borrow?

Yes, for every cryptocurrency, there are different maximum amounts you can pledge or borrow. Please refer to the product page for the latest information.

What Interest Rate applies to my loan? And how is interest accrued for my loan positions?

All relevant interest rates of Binance Flexible Loan are updated every minute. Please refer to the Loan Data page for more information.
And upon a successful loan order, interest is accrued every minute based on the total outstanding loan and the prevailing APR for each minute.

Where can I check my Loan Position?

Users can now check the amount of their loan debt in the [Loan Wallet] under [Assets] - [Overview]. Since loan orders are considered liabilities, the debt value will appear as a negative amount in users' total assets.

Flexible Rate Loan