Stellar Lumens (XLM) is a cryptocurrency used to facilitate cross-border digital payments on the blockchain. It is one of the oldest decentralized projects and cryptocurrency ecosystems, having been launched in 2014 by Ripple Labs co-founder Jed McCaleb.
While Ripple was developed for banking solutions, Stellar is focused on digital payments. It is one of the largest decentralized projects by market capitalization and the company behind it is the Stellar Development Foundation.
Stellar Lumens’ cryptocurrency  goes by the token ticker XLM and is used to facilitate inexpensive, easy payments on the Stellar Lumens network at transaction speeds of three to five seconds. XLM price is updated and available in real time on Binance. #XLM/USDT $XLM