Standard Chartered Hong Kong Card ATM withdrawal in Mainland China

Shared by user Rong-Lee

After the card was sent back to my husband in City B, my husband found out that he had not enabled the withdrawal function when he went to the ATM to withdraw money. That is to say, I could probably withdraw money in City H, and congratulate SF Express for a good deal.

First, you need to enable the foreign exchange withdrawal function and convert US dollars into Hong Kong dollars. You can choose a more suitable exchange rate to exchange. When we exchanged, it seemed to be around 7.78.

The daily withdrawal amount of Hong Kong card in Mainland ATM is 20,000 RMB, not 30,000 Hong Kong dollars as stated on the Internet (here is the key point 📷📷📷). This was also discovered when we withdrew money on the first day, and you can only withdraw 3,000 RMB each time. You can withdraw multiple times on the same day, not more than 20,000 RMB. It seems that there is a handling fee. I don’t understand how it is charged. In Figure 2, we withdrew 2,000 RMB multiple times and 3,000 RMB each time.

The function of opening foreign exchange withdrawal is set monthly, that is, no matter what day it is today, it can only be withdrawn until the last day of the month. You can withdraw money at will during this period. If you need it next month, you need to open it again (in fact, just click on the SCbank APP).

I hope everyone can withdraw money smoothly and avoid the pitfalls I have encountered.

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