Everyone comes to the cryptocurrency circle thinking of changing their fate, but after the plunge in the early morning today, they may find that it is not so easy. In fact, there are many opportunities to make money in the cryptocurrency circle, but it is just some small money. Everyone is too ambitious and looks down on it. Even if there is a big drop today, the USDT current account investment has an annualized return of 7.7%, and the USDC has an annualized return of 9%. This is still the return of current account investment. According to yesterday's news, the three-year and five-year treasury bonds were sold out in a few minutes. The three-year yield is 2.38%, and the five-year yield is 2.5%, which is far worse than the USDT yield. Here are some financial management methods with very low risks. Note that these financial management methods are based on USDT. 1. It is the current account investment of stable currency, that is, in the current market, basically has an annualized return of about 10%. If the market is very good like after the Chinese New Year, there is an annualized return of 25%. The advantage of this is that the current account can be withdrawn at any time, with basically no risk of loss, and no need to worry.
2. Use lending platforms to mine. For example, BNB can be used to mine new coins. There are other exchanges that can borrow BNB, and the interest rate is very low. I saw that the annualized interest rate for BNB lending on an exchange is only 3%. You can transfer USDT to this exchange, borrow BNB, and then transfer BNB to Binance for mining. After mining or when mining is almost finished, transfer BNB back to release the pledge. There are wear and tear of transfer fees and interest wear and tear, and there may be a risk of forced liquidation, but the possibility is relatively small, and this kind of income is relatively high.
3. If your USDT is in current account management, and you encounter a big drop in the early morning of today, you can withdraw USDT and invest in dual currency of BTC. For example, BTC fell by 5% in the early morning of today, and other currencies fell by more than 10%. This is also a big drop. At this time, you can invest in 1-day dual currency win on the basis of a drop of about 2%. At this time, the annualized return can generally exceed 100%, because BTC has fallen a lot, and the possibility of further decline is much smaller, so it is very likely that you can get this interest in the end. This is what I did this time. When BTC fell to about 66,600, I bought 1-day BTC65,000 dual currency win, and the annualized return rate exceeded 200%. Of course, it is not impossible to fall to the price you bought, then you can only accept to get BTC, and then use BTC to sell dual currency win at a high price, and exchange BTC for USDT.
4. Another way is to trade with stablecoins. Binance stablecoins such as USDC/USDT and FDUSD/USDT do not require any fees. You can buy low and sell high. For example, if you buy USDC at 0.99 with 10,000 U and sell it at 1, you will earn 1 U. This is based on trading volume, but there is also the risk of loss. This is also a good way to train people's mentality. I tried it myself and felt that my mentality was not good, so I didn't get through this road. Of course, I wouldn't lose money.
