$USUAL is often equated with $LUNA but if you are interested in the protocol it is easy to see a pretty clear difference between the two.

USUALx is a token issued by the USUAL protocol designating the staked and accumulable USUALs as investors use USD0, a stablecoin issued by the protocol (whose staked version is USDO++). USUAL can be staked directly on their site and other staking platforms.

In short, the more the USD0 stablecoin, backed by US treasury bonds in order to guarantee at least 1:1 stability with the fiat USD during withdrawals is used (although not yet available on Binance, I think we should expect it to be listed one day...), the more USUAL tokens will be released until reaching the total release of 4 billion USUAL units. The plan is to make investors stay for the long term and bet on a decentralized future.

This is not an investment advice Do your own research! But in my opinion a decentralization of actors is inevitable by 2035 and I would hold at least until 2029.

LUNA already has a slightly heavier past. The Terra blockchain was developed by the Terra.money team whose goal was to create a decentralized algorithmic stablecoin of which the most popular was UST. The whitepaper was written by Do Kwon protocol that was programmed to provide a decentralized algorithmic stablecoin. A vast scam that lost $40 billion and led to the collapse of the 3AC Hedge Fund.