Let’s talk about the mentality of contract trading:

Many people feel that they are in control of the contract, but in fact they are controlled by the contract. Their emotions fluctuate with the market, sometimes excited and sometimes frustrated. This mentality can easily lead to typical novice operations - chasing the rise and killing the fall. On impulse, they may increase their positions, often resulting in liquidation. What's more, some people use loans to play with contracts.

I can responsibly say that from the moment you decide to take out a loan to sign a contract, you are doomed to fail. If you borrow money to enter the market, you have already lost mentally.