$LINK and $XRP, which one do you prefer?
$LINK is more than just "an oracle", it is working with the world's largest financial institutions to promote the deep integration of blockchain and traditional finance.
Chainlink's cooperation cases include:
Working with SWIFT to connect more than 11,500 banks to the blockchain, and has now entered the pre-production stage;
Working with DTCC to put the net asset value (NAV) on the chain to promote the tokenization and distribution of mutual funds;
Working with the Central Bank of Brazil to promote the Drex CBDC project for supply chain management and trade finance;
Working with ANZ and ADDX to promote privacy-protected cross-chain asset settlement;
Working with UBS and SBI DAH to promote liquidity solutions for cross-chain tokenized funds;
Working with Euroclear and SWIFT to use Chainlink to create on-chain structured data for corporate action data;
Working with Sygnum and Fidelity to use Chainlink to provide NAV data support for tokenized funds;
Working with Bancolombia to use Chainlink to verify the reserve data of the Colombian peso stablecoin.
In contrast, although $XRP is promoted as a "bank coin", it has failed to gain effective market recognition in cross-border payment scenarios and lacks demand amid the rise of stablecoins and CBDCs.
Ripple has not cooperated with SWIFT and does not have the ability to compete with Chainlink. The market's expectations for $XRP are misunderstood, and the information asymmetry will not last long.