What to do if your bank card is frozen? This is the smartest way to deal with it
A frozen bank card can be a headache, here are some good ways to cope with it.
First, wait. The police usually freeze cards for a period of about six months due to heavy case loads and generally will not actively contact non-suspects.
If you find your card is frozen, you can wait for three days. During this time, the police will review the financial transactions. If there are no major issues, the freeze will last for six months, although in some regions like Beijing, it might last for a year.
After one cycle, if the case is solved and has nothing to do with you, the card will be unfrozen, but the probability of automatic unfreezing is about 1%. If the case is not solved, it is very likely to remain frozen, as many criminals are abroad, making investigation difficult. It should be noted that the law does not restrict the number of times a freeze can be extended, so it may be indefinitely extended.
Second, actively cooperate with the police. If you cannot explain the transaction records due to online gambling, do not rush to apply for unfreezing within six months, otherwise, you may be administratively detained for online gambling, the reason can be discussed privately. If you seek police assistance, you need to bring your ID card, transaction records, contracts, and other materials to explain the situation locally.
However, you may first find it hard to contact the freezing agency, as banks rarely provide information, and even if they do, it is usually a landline that is difficult to connect to. Even if you get through, you often receive responses like "suspected of a crime, come in for an interview" or "wait until the case review is completed for unfreezing".
Going to the police station yourself also carries risks, and often cannot be resolved in one go. Multiple communications and submissions of materials may only result in responses like "processing, cannot unfreeze yet," and you may also risk being detained for suspected illegal activities due to communication or interview issues. There is a risk of detention for online gambling, but if it is purely online gambling and more than six months have passed, it is likely to be fine.
Additionally, during the process, it is important to remain patient and calm, organize relevant materials, and ensure that the information communicated with the police is accurate and clear. This way, you can better protect your rights and push the situation in a favorable direction.
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