After reading the minutes from the Federal Reserve's November meeting, let's discuss a few points of concern.

1. Most members still believe that a 25 basis point rate cut in December is appropriate.

2. Continuing to reduce the balance sheet is appropriate.

3. If inflation continues to rise, rate cuts may be paused.

4. If the unemployment rate continues to rise or the economy slows down, rate cuts may be accelerated.

5. The overnight rate issue probably doesn't interest everyone much, so I won't elaborate further.

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