In fact, it is not only the blockchain industry that has frozen cards, but also the foreign trade industry has experienced a very serious phenomenon of collective frozen cards. The blockchain industry and the foreign trade industry both have a common salient feature, which is the global automatic flow of funds, and the convenience of this global flow of funds has been targeted by criminals. Based on the above two pieces of information, the reason why many industries will see a large-scale wave of frozen cards this year is related to the country’s intensive crackdown on illegal activities such as gambling, telecommunications fraud, pig killing cards, Internet pornography, pyramid schemes, and fund disks this year. After these black products complete money laundering through cryptocurrency OTC transactions, ordinary investors' bank cards may have black money flowing into them, which will lead to passive hacking. Currently, black products involving digital assets mainly include telecommunications fraud, network extortion, hacker attacks, false investment platforms, gambling, etc. So it can be seen. In the currency circle, frozen cards are mostly frozen because the account received black money when withdrawing funds.
So will my bank card be frozen when I buy coins? The answer is probably yes. We must first understand that when money is transferred to a bank, the bank has no way to determine whether there is anything wrong with the money. Only some departments have the right to freeze the account. So how do the superiors judge whether there is a problem with money? If a fraud gang defrauds victim A of money, it will immediately transfer the money to the fraud gang's bank account, and then transfer the funds to another person B through online banking transfer. The fraudulent money will be taken and unknown. If they want to trade with a sentimental transaction C, such as Bitcoin, then they can run away with the Bitcoin. Through repeated hand-offs, the money entered the bank account specially purified by the scammers. After the victim called the police, when the superiors traced the flow of funds, they found the capital chain of the money. Then the bank account of the fraud gang that received the money will be frozen by the account of B, who is responsible for the thug. It will also be frozen, and then the investigation will continue. If the bank account of third party C receives the money defrauded from the fraud gang, then the account of third party C will also be suspected to be a subordinate account channel of the fraud gang and thus be frozen. #冻卡
In the same way, the bank account of the currency buyer who has funds transactions with the bank account of third party C will also be locked when receiving the money. But things like the Bermuda gang fraud are different. The scammers deceive usdt, and then transfer the defrauded usdt to a certain wallet address. There is no way to trace it by freezing the account, because the digital wallet is just As a blockchain software, Usdt does not exist in a wallet development company, nor does it exist on mobile devices. Usdt exists on the blockchain network. The following method is actually very similar to the method used by hackers to transfer incoming digital assets after attacking the exchange. After the hacker goes bankrupt, he will first transfer some digital assets to another address and then pretend to be a buyer. After trading with sellers on decentralized exchanges, trying to avoid tracking, the assets are brought together again, and then entered into an exchange or wallet address.
So what should you do if you are unfortunately stuck? First we need to determine the reason for freezing the card. Bank card freezing is generally divided into two types, one is bank freezing and the other is judicial freezing. When your bank card is frozen, you may receive a text message that it is frozen, or you may be reminded that it is frozen when you log in to online banking. Some bank cards will only remind you that you are frozen when you need to transfer money. After freezing, you need to call the bank to confirm the reason for freezing the card. Many banks also require you to go to the offline account opening bank to inquire about the reason for freezing the bank card. Generally speaking, if it is frozen by the bank, it is not serious. It may be that some of your abnormal behaviors have led to the bank's risk control, such as unusually large transactions, frequent transactions, etc. This kind of freezing problem is not Generally, it only freezes some online banking operations, but the counter business is not related. You can unfreeze it by submitting the transaction certificate for communication. The second kind of freeze is more troublesome. It is a judicial freeze. It is most likely because you have received funds from telecom fraud, or you have passively participated in the money laundering capital chain. After the victim of the fraud calls the police, the judicial department will based on the telecom fraud The flow of funds freezes all related bank cards.
For another example, if the money passes through five bank cards, then all five bank cards will be implicated. When freezing, it usually starts with three days. If it is not thawed, it will continue to be frozen for half a year. If the case is not resolved after half a year, it may continue to be frozen. People around me have encountered freezes. Most of them were frozen by local police, such as Shanghai police, Chongqing public security, Shijiazhuang public security, etc. In this case, it is more troublesome to deal with it, and there is a high probability that it will depend on the situation. It's up to you. If you are lucky, it will thaw in three days. If you are not lucky, it may take several years.
So how to deal with the freezing of bank cards? First of all, you need to contact the bank and ask where your bank card was frozen. For example, the Public Security Bureau of Chongqing froze your card. Understand clearly why your card was frozen, and then communicate carefully and provide your transaction history. The police sometimes require you to explain the situation in person, and you need to bring your ID card, proof of recent transactions, bank card printed statement issued by the frozen bank card, and other information. Secondly, if it is a long-term freeze, you can find a way to apply to unfreeze the non-involved amount. If you have 50,000 yuan in your bank card, and 20,000 yuan is black money, then you can apply to unfreeze the remaining 30,000 yuan, and the remaining money The freeze can only be obtained after the case is concluded. But I want to explain here that when I saw black money being received into the account, as long as I proactively contact the relevant public security agencies to explain the situation, there is no problem in principle. If the public security agency requires you to bring relevant certificates and cooperate with the investigation, I personally suggest that if such a situation occurs, you should only go to the law enforcement agencies in developed areas for explanation and handling. Some underdeveloped law enforcement agencies will be more cautious, right? Once you are this, right, once passive. After the account is frozen, it may take as short as three to five days or as long as several years. The road to unfreezing is also very long, so we still have to work hard on anti-freezing.
I have summarized some practical methods and antifreeze techniques on the market. You can refer to them according to your own situation. #BTC
First, it is dedicated to special cards. Generally, your card will not be frozen immediately after you leave Beijing. It often takes a few hours, weeks or even months before you find out that your card has been frozen. Therefore, the card for withdrawing money should not be used as a commonly used life card, salary card, stock card, etc. Cards involved in currency circle business must be dedicated to dedicated cards. In addition, before withdrawing money from a card involving the currency circle, you should try to transfer one yuan to Alipay to see if it has been frozen, and then withdraw money. Because there are really many careless friends who still transfer money to the frozen card without knowing that the card has been frozen.
Second, when conducting small-amount transactions, try not to choose a bank card. Alipay is more suitable for small-amount payments in this way, because Alipay itself will screen the funds, which can reduce a lot of risks.
Third, you must choose a relatively safe trading platform when trading OTC. This will greatly reduce the possibility of passive cards, minimize the number of OTC transactions, and do not do it if it can't be done.
Fourth, cool down the hot money. The best way to cool down is to remit the money from recent transactions to other financial markets. For example, let the money stay in a fund for a few days, or let the money stay in the stock market for a few days, or directly reverse repurchase. , it is generally safer to transfer to a local bank, such as Jinzhou Bank and Tieling Bank, which are only local banks. It is difficult to complete the off-site freezing procedures in these relatively underdeveloped areas. The police need to go to the local bank to communicate with the freezing. Considering that the outbound amount of some currency friends is not as expensive as air tickets, generally the police will not go out to freeze you.
Fifth, withdraw cash, try to withdraw cash from a bank card and then transfer it to another bank card. If your conditions permit, you can withdraw the money after receiving it, and then transfer it to another bank card. Or after withdrawing the money, transfer it to the bank card of your parents or wife.
Sixth, choose merchants certified by the platform. Telecom fraudsters buy and sell USDT at high prices, usually with new accounts and few transactions. However, certified accounts are not completely windproof, because the fraudsters’ first choice is Blue Shield, which is also a certified transaction, and the transaction amount is larger and faster. So it can only be said that you may be farther away from the flow of funds from fraudsters. What you are talking about is not the first-hand, second-hand black money, which will be unfrozen very quickly.
Seventh, intermediate antifreeze is almost 100% safe from freezing. Respecting and abiding by the law is the kingly way, don't do it. The solution to prevent black money from being frozen when you frequently make small or large withdrawals is to first use your credit card for daily consumption, and then pay it back as soon as the money arrives, without using the credit card. Second, first borrow financial instruments to a normal card, and then use the money in the currency circle to pay back the loan. Third, you can also use Alipay's red envelopes to send red envelopes to your relatives' accounts. Remember that the password must be more complex. The above content basically reiterates all the methods I can think of to prevent card manipulation. However, now is the bull market, so you don’t have to worry too much about withdrawing frozen cards, because in the bull market, there are more funds entering the market. The probability of getting black money will be less.
Since this year, there have been four or five card frauds in the currency circle, and there is a reason for the frequent occurrence of frozen cards. I feel that as the central bank’s digital currency is about to be launched, in order to prevent some criminals, especially the endless gangs of scammers in the currency circle from committing virtual currency fraud in the name of dcep, we must strictly rectify the chaos in various digital currency markets. . From go. In a focus interview in November this year, it was mentioned that blockchain chaos has begun to arise, and the rectification of blockchain has already begun. Some people may notice that compared with the frequency of cases of cracking down on virtual currency fraud in recent years, from last year to now, the frequency of news about cracking down on cases of virtual currency fraud across the country has greatly increased. You have to understand the implicit meaning yourself. , and finally I hope that everyone will not be blocked when withdrawing money.
This article ends here. If it is helpful to you, I hope to forward it to friends in need. Investment is risky, I wish you all a fortune this year, bye bye. #Binance