Wu said that according to a report by Hong Kong 01, cryptocurrency Bitcoin still faces multiple restrictions in the mortgage and salary sectors in Hong Kong, particularly regarding the Employment Ordinance. The article points out that the Employment Ordinance stipulates that wages must be paid in legal tender, and paying wages in cryptocurrency may violate relevant laws, as it can only be used for additional rewards such as bonuses. In mortgage applications, even if employees continuously receive Bitcoin rewards, banks do not recognize it as a legitimate source of income, and it cannot be included in the debt-to-income ratio (DTI). Property owners holding Bitcoin who plan to cash out for mortgages must provide proof of legal source of funds, and may still be denied by banks or have their accounts frozen due to money laundering risks.