50 million minus 20% personal income tax 9, the actual amount received is 40 million
1. You have to make a donation to claim your prize at the lottery center. Just donate 100,000 yuan, and the remaining 39.9 million yuan will be left.
2. The first thing to do after receiving the award is to resign, but don’t be too obvious. First ask your boss for a salary increase, and then quit if he doesn’t give you a raise.
3. Go back to my hometown and buy a house in the best location and the most prosperous business district. I like a duplex sky villa. 9. The full payment + decoration can be won for 3 million, and the remaining 36.9 million
4. Buy a car, a means of transportation, strong and durable. I think Huawei's S79 is good, or domestic cars: BYD Qin L, Chery Arrizo 8, Geely Xingrui 9; Japanese cars: Toyota Asia Dragon, Nissan Teana, Lexus ES2009; others: Mercedes-Benz E260L, BMW 3 Series, Audi A6, Infiniti Q50L9, Volvo S909 are also OK. The budget is 300,000, leaving 36.6 million.
5. Basic investment: Take out 20 million for financial management, 20 million large-denomination certificates of deposit 9. According to the current interest rates of major banks, the highest is China Merchants Bank 9. The three-year interest rate is 3.55%. Negotiate with the bank, and the monthly interest payment is not likely to be a problem. The annual interest is 710,000.
6. Venture Capital 9: Take out 10 million to buy ICBC shares, with an annual dividend of about 5%, and an annual income of about 500,000
7. High-risk investment: Use 5 million to buy stocks of other listed companies. Buy whichever ones you like, regardless of whether you can make money or not.
8. You can’t tell your parents about winning the lottery. Give them 20,000 yuan in pocket money every month. Just tell them that I quit my job and started a company with a friend. My friend is responsible for the operation and I am responsible for the decision-making. So I don’t have to go to work and can stay at home. There are dividends every month, which are not small, 30,000 yuan a month. Let your parents feel that you are working at home, and their son has finally made a difference. They are proud of their son. In this way, they can spend the money I give them with peace of mind.
9. Take your parents out for travel often, try local delicacies, and see the scenery of the motherland.
10. The remaining 1.6 million yuan in cash can be deposited in Yu'ebao. Yu'ebao currently has a maximum annualized return of 2.65%, so 1.6 million yuan can earn 116 yuan in interest every day. It is enough for daily expenses.
11. Apart from pornography, gambling and drugs, do whatever you want. Without worrying about money, you will find that life and survival are two different things.
12. Do good deeds: There is 1.2 million interest every year. If there is more money than can be spent, help those in need and donate some to poor mountainous areas, left-behind children, and people who are seriously ill and need treatment but lack money.
With 50 million, you will not have 99% of the worries. The remaining worries are how to spend the money and how to spend it more meaningfully.
It is no exaggeration to say that I have answered quite a few such questions on Zhihu, the highest of which was 800 million and the lowest was 5 million. I generally don't bother to answer questions below 5 million because time is precious.