Simple Earn

Simple way to deposit & Earn.

https://bin.bnbstatic.com/image/admin_mgs_image_upload/20250319/c5db0a4e-0cfc-41a0-b113-da3b72711f29.png

Principal-protected Products

Earn rewards on principal-protected products.

Coin

APR

Duration(Days)

USDC

10.49%

Max

Flexible

FDUSD

10.71%

Max

Flexible

USDT

4.58% ~ 6.67%

Flexible/Locked

BNB

0.16% ~ 0.32%

Flexible/Locked

BTC

0.27%

Max

Flexible

ETH

2.51% ~ 3.32%

Flexible/Locked

EURI

8.43%

Max

Flexible

SOL

1.59% ~ 7.64%

Flexible/Locked

BABY

4.55%

Flexible

FUN

19.92%

Flexible

Learn More

Locked Products (Lending)

Lock assets for a fixed term via Loan agreement and earn rewards

Rewards Distribution Timeline

Daily Maintenance Schedule

Redemption Policy

Launchpool & Megadrop Rewards

Eligible Simple Earn users will automatically participate in Launchpool (applies to both Flexible and Locked BNB) and Megadrop (only applicable to Locked BNB) for rewards.

Historical Rewards

Megadrop FAQ

Launchpool FAQ

Auto-Subscribe

Hassle-free automatic subscription for Locked Products.

Locked Products (Lending)

Frequently Asked Questions

How does Simple Earn work?

Simple Earn allows users to earn rewards by lending your holding crypto for fixed terms via a loan agreement.

What rewards can I earn for Locked Products?

Locked Product APR is subject to change on a daily basis. These rewards are accrued after subscription, starting at 09:00 JST. You will start receiving reward distributions in your Spot Wallet the day after accrual starts between 09:00 JST and 17:00 JST.

What happens if I redeem my Locked Products early?

You have the option to redeem certain Locked Products before the expiry date. Upon choosing early redemption, the assets will be returned to your Spot Wallet within 48-72 hours. However, any accrued rewards will be forfeited and will be deducted from the returned principal.

I have elected to auto-subscribe to Locked Products, when will rewards begin to accrue and be distributed?

On the day your Locked Product expires, you will automatically re-subscribe to the same Locked Product for the same duration and start to accrue interest immediately. Rewards will be distributed to your Spot Wallet the next day. Please note that Auto-Subscribe is only available for selected Locked Products.

How is APR determined, and what is the source of yield for Simple Earn rewards?

Simple Earn APR rewards are determined by Binance at its discretion, taking into account various factors which are carefully designed to ensure that rewards paid to users are sustainable and competitive.