The three stupidest things I did after my debt broke out
Last year, when I was in debt and had nothing to borrow, my debt broke out. At that time, I was impatient and impulsive and did the three stupidest things. Now I think about it and really want to slap myself, especially the last thing. Almost every debtor will fall into the trap. I share my personal experience of debt and feelings in the hope that it can help you and your fellow debtors avoid many detours.
The first thing: when my card had a gap and it was difficult to repay, in order to fill the gap in my bank card and credit card, I kept borrowing various online loans, robbing Peter to pay Paul, and borrowed all the money that my friends around me should borrow. In the end, because I couldn’t pay it back, I lost the trust of many friends. In the end, I still went back and forth, and the interest was like a snowball, which kept rolling up, and finally collapsed.
The second thing: When my family and I received frequent collection calls and learned about my debt, we were extremely disappointed and asked how much I owed and how I owed it. I was afraid that they would worry and blame me, so I was still hiding and lying, and did not tell them the full amount of my debt. As a result, my family was disappointed in me again, thinking that I was stubborn and a bottomless pit.
The third thing: Because I couldn't pay it back, I was desperate and chose to escape at first. I lay in bed every day, smoking and drinking every day. I was very negative, didn't answer the phone or read the text messages on my mobile phone, didn't want to know how much I owed, and deliberately avoided and didn't want to face the reality. As you can imagine, this trouble is already very big, and it is almost a situation of prosecution. Later, I understood a truth. When you take the initiative to find trouble, this trouble can still be solved, but when trouble takes the initiative to find you, it is very likely that you can no longer solve it. All my friends in trouble and debt, I hope that the pits I have stepped on will not be stepped on again.